{"groups":[{"g":"site","name":"This site","c":"#0B1220"},{"g":"firm","name":"Advertiser","c":"#5A6675"},{"g":"states","name":"States","c":"#3D7EA6"},{"g":"sources","name":"Sources","c":"#2E8B57"},{"g":"topics","name":"Topics","c":"#7A5CA3"},{"g":"storms","name":"Storms","c":"#C0392B"},{"g":"cities","name":"Cities","c":"#1F9BB5"},{"g":"carriers","name":"Carriers","c":"#D35400"},{"g":"parents","name":"Carrier parents","c":"#A0522D"},{"g":"statutes","name":"Statutes","c":"#34495E"},{"g":"terms","name":"Glossary terms","c":"#8E8E3A"},{"g":"documents","name":"Denial documents","c":"#B03A6B"}],"nodes":[{"id":"https://hurricanelaw.pro/#organization","label":"HurricaneLaw.Pro","group":"site","type":"Organization","def":"Property-insurance claim resource for policyholders with denied, underpaid and delayed claims in Florida and South Carolina.","page":"/","links":[],"degree":14},{"id":"https://hurricanelaw.pro/#website","label":"hurricanelaw.pro","group":"site","type":"WebSite","def":"","page":"/","links":[],"degree":2},{"id":"https://halversenlaw.com/#legalservice","label":"Halversen Law","group":"firm","type":"LegalService","def":"Halversen Law, LLC pays for the attorney advertising on this site.","page":"","links":[{"label":"halversenlaw.com","href":"https://halversenlaw.com/"}],"degree":7},{"id":"https://halversenlaw.com/attorneys/brent-halversen/#person","label":"Brent Halversen","group":"firm","type":"Person","def":"Attorney responsible for this advertisement. Florida Bar #563803.","page":"","links":[{"label":"halversenlaw.com","href":"https://halversenlaw.com/attorneys/brent-halversen/"},{"label":"The Florida Bar","href":"https://www.floridabar.org/directories/find-mbr/profile/?num=563803"}],"degree":2},{"id":"https://hurricanelaw.pro/states/florida/#state","label":"Florida","group":"states","type":"State","def":"","page":"/states/florida/","links":[{"label":"Wikidata Q812","href":"https://www.wikidata.org/wiki/Q812"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Florida"}],"degree":160},{"id":"https://hurricanelaw.pro/states/south-carolina/#state","label":"South Carolina","group":"states","type":"State","def":"","page":"/states/south-carolina/","links":[{"label":"Wikidata Q1456","href":"https://www.wikidata.org/wiki/Q1456"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/South_Carolina"}],"degree":58},{"id":"https://hurricanelaw.pro/states/georgia/#state","label":"Georgia","group":"states","type":"State","def":"","page":"/states/georgia/","links":[{"label":"Wikidata Q1428","href":"https://www.wikidata.org/wiki/Q1428"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Georgia_(U.S._state)"}],"degree":0},{"id":"https://hurricanelaw.pro/states/north-carolina/#state","label":"North Carolina","group":"states","type":"State","def":"","page":"/states/north-carolina/","links":[{"label":"Wikidata Q1454","href":"https://www.wikidata.org/wiki/Q1454"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/North_Carolina"}],"degree":0},{"id":"https://hurricanelaw.pro/states/louisiana/#state","label":"Louisiana","group":"states","type":"State","def":"","page":"/states/louisiana/","links":[{"label":"Wikidata Q1588","href":"https://www.wikidata.org/wiki/Q1588"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Louisiana"}],"degree":0},{"id":"https://hurricanelaw.pro/states/texas/#state","label":"Texas","group":"states","type":"State","def":"","page":"/states/texas/","links":[{"label":"Wikidata Q1439","href":"https://www.wikidata.org/wiki/Q1439"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Texas"}],"degree":0},{"id":"https://hurricanelaw.pro/knowledge-map/#noaa","label":"National Oceanic and Atmospheric Administration","group":"sources","type":"GovernmentOrganization","def":"Satellite, radar, surge and coastal imagery shown on storm and weather pages, credited on every embed.","page":"","links":[{"label":"noaa.gov","href":"https://www.noaa.gov/"},{"label":"Wikidata Q214700","href":"https://www.wikidata.org/wiki/Q214700"}],"degree":1},{"id":"https://hurricanelaw.pro/knowledge-map/#nws","label":"National Weather Service","group":"sources","type":"GovernmentOrganization","def":"Forecast offices, radar stations and alerts linked from every city page.","page":"","links":[{"label":"weather.gov","href":"https://www.weather.gov/"},{"label":"Wikidata Q1066823","href":"https://www.wikidata.org/wiki/Q1066823"}],"degree":2},{"id":"https://hurricanelaw.pro/knowledge-map/#nhc","label":"National Hurricane Center","group":"sources","type":"GovernmentOrganization","def":"Active-storm data for the tracker and alert bar, and the Tropical Cyclone Reports behind each storm page.","page":"","links":[{"label":"nhc.noaa.gov","href":"https://www.nhc.noaa.gov/"},{"label":"Wikidata Q1329523","href":"https://www.wikidata.org/wiki/Q1329523"}],"degree":34},{"id":"https://hurricanelaw.pro/knowledge-map/#fema","label":"Federal Emergency Management Agency","group":"sources","type":"GovernmentOrganization","def":"Flood zones and the flood map on city pages; disaster assistance links.","page":"","links":[{"label":"fema.gov","href":"https://www.fema.gov/"},{"label":"Wikidata Q503010","href":"https://www.wikidata.org/wiki/Q503010"}],"degree":1},{"id":"https://hurricanelaw.pro/knowledge-map/#nfip","label":"National Flood Insurance Program","group":"sources","type":"GovernmentOrganization","def":"Flood policy rules referenced on surge and flood coverage pages.","page":"","links":[{"label":"floodsmart.gov","href":"https://www.floodsmart.gov/"},{"label":"Wikidata Q6972708","href":"https://www.wikidata.org/wiki/Q6972708"}],"degree":1},{"id":"https://hurricanelaw.pro/knowledge-map/#floir","label":"Florida Office of Insurance Regulation","group":"sources","type":"GovernmentOrganization","def":"Carrier company records and NAIC codes on carrier pages.","page":"","links":[{"label":"floir.com","href":"https://floir.com/"}],"degree":71},{"id":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"Florida Department of Financial Services","group":"sources","type":"GovernmentOrganization","def":"Civil Remedy Notice filings, mediation program and adjuster license records.","page":"","links":[{"label":"myfloridacfo.com","href":"https://www.myfloridacfo.com/"},{"label":"Wikidata Q5461318","href":"https://www.wikidata.org/wiki/Q5461318"}],"degree":120},{"id":"https://hurricanelaw.pro/knowledge-map/#scdoi","label":"South Carolina Department of Insurance","group":"sources","type":"GovernmentOrganization","def":"South Carolina carrier, complaint and adjuster license records.","page":"","links":[{"label":"doi.sc.gov","href":"https://doi.sc.gov/"}],"degree":27},{"id":"https://hurricanelaw.pro/knowledge-map/#naic","label":"National Association of Insurance Commissioners","group":"sources","type":"Organization","def":"Company codes (NAIC numbers) that identify each carrier.","page":"","links":[{"label":"content.naic.org","href":"https://content.naic.org/"},{"label":"Wikidata Q6970687","href":"https://www.wikidata.org/wiki/Q6970687"}],"degree":73},{"id":"https://hurricanelaw.pro/knowledge-map/#flbar","label":"The Florida Bar","group":"sources","type":"Organization","def":"Member directory that confirms the advertising attorney's license.","page":"","links":[{"label":"The Florida Bar","href":"https://www.floridabar.org/"},{"label":"Wikidata Q7734510","href":"https://www.wikidata.org/wiki/Q7734510"}],"degree":1},{"id":"https://hurricanelaw.pro/knowledge-map/#flleg","label":"Florida Legislature","group":"sources","type":"GovernmentOrganization","def":"Official text of every Florida statute cited.","page":"","links":[{"label":"Official text","href":"https://www.leg.state.fl.us/"}],"degree":18},{"id":"https://hurricanelaw.pro/knowledge-map/#scleg","label":"South Carolina Legislature","group":"sources","type":"GovernmentOrganization","def":"Official text of every South Carolina Code section cited.","page":"","links":[{"label":"Official text","href":"https://www.scstatehouse.gov/"}],"degree":6},{"id":"https://hurricanelaw.pro/knowledge-map/#topic-property-insurance","label":"Property insurance","group":"topics","type":"Thing","def":"","page":"/coverage/","links":[{"label":"Wikidata Q2868302","href":"https://www.wikidata.org/wiki/Q2868302"}],"degree":2},{"id":"https://hurricanelaw.pro/knowledge-map/#topic-home-insurance","label":"Home insurance","group":"topics","type":"Thing","def":"","page":"/coverage/","links":[{"label":"Wikidata Q2064047","href":"https://www.wikidata.org/wiki/Q2064047"}],"degree":1},{"id":"https://hurricanelaw.pro/knowledge-map/#topic-insurance-claim","label":"Insurance claim","group":"topics","type":"Thing","def":"","page":"/claims/","links":[{"label":"Wikidata Q92122548","href":"https://www.wikidata.org/wiki/Q92122548"}],"degree":2},{"id":"https://hurricanelaw.pro/knowledge-map/#topic-bad-faith","label":"Insurance bad faith","group":"topics","type":"Thing","def":"","page":"/bad-faith/","links":[{"label":"Wikidata Q6042362","href":"https://www.wikidata.org/wiki/Q6042362"}],"degree":2},{"id":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"Tropical cyclone","group":"topics","type":"Thing","def":"","page":"/hurricanes/","links":[{"label":"Wikidata Q8092","href":"https://www.wikidata.org/wiki/Q8092"}],"degree":53},{"id":"https://hurricanelaw.pro/knowledge-map/#topic-storm-surge","label":"Storm surge","group":"topics","type":"Thing","def":"","page":"/denials/surge-vs-flood/","links":[{"label":"Wikidata Q121742","href":"https://www.wikidata.org/wiki/Q121742"}],"degree":1},{"id":"https://hurricanelaw.pro/knowledge-map/#topic-flood-insurance","label":"Flood insurance","group":"topics","type":"Thing","def":"","page":"/denials/surge-vs-flood/","links":[{"label":"Wikidata Q5460068","href":"https://www.wikidata.org/wiki/Q5460068"}],"degree":1},{"id":"https://hurricanelaw.pro/knowledge-map/#topic-public-adjuster","label":"Public adjuster","group":"topics","type":"Thing","def":"","page":"/directories/public-adjusters/","links":[{"label":"Wikidata Q7257677","href":"https://www.wikidata.org/wiki/Q7257677"}],"degree":1},{"id":"https://hurricanelaw.pro/knowledge-map/#topic-claims-adjuster","label":"Claims adjuster","group":"topics","type":"Thing","def":"","page":"/tools/adjuster-license-lookup/","links":[{"label":"Wikidata Q691167","href":"https://www.wikidata.org/wiki/Q691167"}],"degree":1},{"id":"https://hurricanelaw.pro/knowledge-map/#topic-statute-of-limitations","label":"Statute of limitations","group":"topics","type":"Thing","def":"","page":"/claims/timelines/","links":[{"label":"Wikidata Q1899048","href":"https://www.wikidata.org/wiki/Q1899048"}],"degree":1},{"id":"https://hurricanelaw.pro/knowledge-map/#topic-roof","label":"Roof","group":"topics","type":"Thing","def":"","page":"/roofs/","links":[{"label":"Wikidata Q83180","href":"https://www.wikidata.org/wiki/Q83180"}],"degree":1},{"id":"https://hurricanelaw.pro/hurricanes/debby-2024/#entity","label":"Hurricane Debby (2024)","group":"storms","type":"Thing","def":"Debby's wind was a footnote, its stalled rain flooded Sarasota, Savannah, and the SC Lowcountry, and most of that water hit homes with no flood policy","page":"/hurricanes/debby-2024/","links":[{"label":"Wikidata Q128430420","href":"https://www.wikidata.org/wiki/Q128430420"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_Debby"},{"label":"nhc.noaa.gov","href":"https://www.nhc.noaa.gov/data/tcr/AL042024_Debby.pdf"}],"degree":9},{"id":"https://hurricanelaw.pro/hurricanes/helene-2024/#entity","label":"Hurricane Helene (2024)","group":"storms","type":"Thing","def":"42% of Helene-Milton residential claims closed without payment, most flood losses had no flood policy behind them","page":"/hurricanes/helene-2024/","links":[{"label":"Wikidata Q130358528","href":"https://www.wikidata.org/wiki/Q130358528"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_Helene"},{"label":"nhc.noaa.gov","href":"https://www.nhc.noaa.gov/data/tcr/AL092024_Helene.pdf"}],"degree":21},{"id":"https://hurricanelaw.pro/hurricanes/milton-2024/#entity","label":"Hurricane Milton (2024)","group":"storms","type":"Thing","def":"Landed 13 days after Helene, insurers fought over which storm, and which policy, owed for the same house","page":"/hurricanes/milton-2024/","links":[{"label":"Wikidata Q130428849","href":"https://www.wikidata.org/wiki/Q130428849"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_Milton"},{"label":"nhc.noaa.gov","href":"https://www.nhc.noaa.gov/data/tcr/AL142024_Milton.pdf"}],"degree":22},{"id":"https://hurricanelaw.pro/hurricanes/idalia-2023/#entity","label":"Hurricane Idalia (2023)","group":"storms","type":"Thing","def":"The strongest Big Bend hurricane in over a century produced just $310M in insured losses, because so much of the region carried no insurance at all","page":"/hurricanes/idalia-2023/","links":[{"label":"Wikidata Q121888637","href":"https://www.wikidata.org/wiki/Q121888637"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_Idalia"},{"label":"nhc.noaa.gov","href":"https://www.nhc.noaa.gov/data/tcr/AL102023_Idalia.pdf"}],"degree":10},{"id":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","label":"Hurricane Ian (2022)","group":"storms","type":"Thing","def":"Florida's costliest hurricane: 700,000+ claims, roughly 3 in 10 residential claims closed without payment, a surge-vs-wind litigation wave, and the SB 2-A overhaul of Florida claim law.","page":"/hurricanes/ian-2022/","links":[{"label":"Wikidata Q114160017","href":"https://www.wikidata.org/wiki/Q114160017"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_Ian"},{"label":"nhc.noaa.gov","href":"https://www.nhc.noaa.gov/data/tcr/AL092022_Ian.pdf"}],"degree":43},{"id":"https://hurricanelaw.pro/hurricanes/nicole-2022/#entity","label":"Hurricane Nicole (2022)","group":"storms","type":"Thing","def":"A minimal November hurricane condemned two dozen Daytona-area condo towers, and taught beachfront Florida that erosion isn't a covered peril","page":"/hurricanes/nicole-2022/","links":[{"label":"Wikidata Q115103341","href":"https://www.wikidata.org/wiki/Q115103341"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_Nicole_%282022%29"},{"label":"nhc.noaa.gov","href":"https://www.nhc.noaa.gov/data/tcr/AL172022_Nicole.pdf"}],"degree":9},{"id":"https://hurricanelaw.pro/hurricanes/ida-2021/#entity","label":"Hurricane Ida (2021)","group":"storms","type":"Thing","def":"Ida drew 460,000+ Louisiana claims and $13.1B in payouts, 11 insurers failed and Louisiana Citizens more than tripled","page":"/hurricanes/ida-2021/","links":[{"label":"Wikidata Q108300283","href":"https://www.wikidata.org/wiki/Q108300283"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_Ida"},{"label":"nhc.noaa.gov","href":"https://www.nhc.noaa.gov/data/tcr/AL092021_Ida.pdf"}],"degree":2},{"id":"https://hurricanelaw.pro/hurricanes/laura-2020/#entity","label":"Hurricane Laura (2020)","group":"storms","type":"Thing","def":"Laura opened Louisiana's insurance death spiral, four hurricanes in 13 months, $23B+ insured losses, and a dozen carrier failures","page":"/hurricanes/laura-2020/","links":[{"label":"Wikidata Q98569267","href":"https://www.wikidata.org/wiki/Q98569267"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_Laura"},{"label":"nhc.noaa.gov","href":"https://www.nhc.noaa.gov/data/tcr/AL132020_Laura.pdf"}],"degree":2},{"id":"https://hurricanelaw.pro/hurricanes/sally-2020/#entity","label":"Hurricane Sally (2020)","group":"storms","type":"Thing","def":"Sally dropped 2 feet of rain on Pensacola, and turned Northwest Florida into a case study in wind-versus-flood claim disputes","page":"/hurricanes/sally-2020/","links":[{"label":"Wikidata Q99264168","href":"https://www.wikidata.org/wiki/Q99264168"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_Sally"},{"label":"nhc.noaa.gov","href":"https://www.nhc.noaa.gov/data/tcr/AL192020_Sally.pdf"}],"degree":7},{"id":"https://hurricanelaw.pro/hurricanes/dorian-2019/#entity","label":"Hurricane Dorian (2019)","group":"storms","type":"Thing","def":"Dorian never touched South Carolina, but it closed the coast for a week, proving that business-interruption and evacuation losses rarely collect without physical damage","page":"/hurricanes/dorian-2019/","links":[{"label":"Wikidata Q66764432","href":"https://www.wikidata.org/wiki/Q66764432"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_Dorian"},{"label":"nhc.noaa.gov","href":"https://www.nhc.noaa.gov/data/tcr/AL052019_Dorian.pdf"}],"degree":9},{"id":"https://hurricanelaw.pro/hurricanes/florence-2018/#entity","label":"Hurricane Florence (2018)","group":"storms","type":"Thing","def":"Insured wind losses stayed modest while uninsured flood damage ran toward $20B, and Nichols, SC drowned for the second time in 23 months, the NFIP repetitive-loss problem in one town","page":"/hurricanes/florence-2018/","links":[{"label":"Wikidata Q56552345","href":"https://www.wikidata.org/wiki/Q56552345"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_Florence"},{"label":"nhc.noaa.gov","href":"https://www.nhc.noaa.gov/data/tcr/AL062018_Florence.pdf"}],"degree":6},{"id":"https://hurricanelaw.pro/hurricanes/michael-2018/#entity","label":"Hurricane Michael (2018)","group":"storms","type":"Thing","def":"149,773 claims, $7.4B insured losses, 14% of residential claims still unpaid two years after landfall","page":"/hurricanes/michael-2018/","links":[{"label":"Wikidata Q57082056","href":"https://www.wikidata.org/wiki/Q57082056"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_Michael"},{"label":"nhc.noaa.gov","href":"https://www.nhc.noaa.gov/data/tcr/AL142018_Michael.pdf"}],"degree":7},{"id":"https://hurricanelaw.pro/hurricanes/harvey-2017/#entity","label":"Hurricane Harvey (2017)","group":"storms","type":"Thing","def":"Roughly 80% of flooded Harris County homes had no flood insurance, and 63% of Harvey homeowners claims closed without payment","page":"/hurricanes/harvey-2017/","links":[{"label":"Wikidata Q37933184","href":"https://www.wikidata.org/wiki/Q37933184"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_Harvey"},{"label":"nhc.noaa.gov","href":"https://www.nhc.noaa.gov/data/tcr/AL092017_Harvey.pdf"}],"degree":2},{"id":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","label":"Hurricane Irma (2017)","group":"storms","type":"Thing","def":"1.1 million Florida claims and $20.7 billion in estimated losses, the storm whose assignment-of-benefits litigation explosion forced the 2019 HB 7065 reforms.","page":"/hurricanes/irma-2017/","links":[{"label":"Wikidata Q38685186","href":"https://www.wikidata.org/wiki/Q38685186"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_Irma"},{"label":"nhc.noaa.gov","href":"https://www.nhc.noaa.gov/data/tcr/AL112017_Irma.pdf"}],"degree":43},{"id":"https://hurricanelaw.pro/hurricanes/maria-2017/#entity","label":"Hurricane Maria (2017)","group":"storms","type":"Thing","def":"A year after Maria, ~13,600 Puerto Rico claims were still open, the delay crisis produced bad-faith reforms and an insurer liquidation","page":"/hurricanes/maria-2017/","links":[{"label":"Wikidata Q40178187","href":"https://www.wikidata.org/wiki/Q40178187"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_Maria"},{"label":"nhc.noaa.gov","href":"https://www.nhc.noaa.gov/data/tcr/AL152017_Maria.pdf"}],"degree":2},{"id":"https://hurricanelaw.pro/hurricanes/hermine-2016/#entity","label":"Hurricane Hermine (2016)","group":"storms","type":"Thing","def":"Ended Florida's 11-year hurricane drought, and insurers' first estimates put nearly a third of the loss in coastal flooding most homeowners policies excluded","page":"/hurricanes/hermine-2016/","links":[{"label":"Wikidata Q26742227","href":"https://www.wikidata.org/wiki/Q26742227"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_Hermine"},{"label":"nhc.noaa.gov","href":"https://www.nhc.noaa.gov/data/tcr/AL092016_Hermine.pdf"}],"degree":5},{"id":"https://hurricanelaw.pro/hurricanes/matthew-2016/#entity","label":"Hurricane Matthew (2016)","group":"storms","type":"Thing","def":"Matthew never made a Florida landfall, and still generated 100,000+ Florida claims, proving a near-miss can be a full-scale insurance event","page":"/hurricanes/matthew-2016/","links":[{"label":"Wikidata Q27058656","href":"https://www.wikidata.org/wiki/Q27058656"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_Matthew"},{"label":"nhc.noaa.gov","href":"https://www.nhc.noaa.gov/data/tcr/AL142016_Matthew.pdf"}],"degree":21},{"id":"https://hurricanelaw.pro/hurricanes/sc-floods-2015/#entity","label":"The 2015 South Carolina Floods (2015)","group":"storms","type":"Thing","def":"NFIP take-up in the declared counties averaged about 5%, South Carolina's costliest flood hit the inland counties where almost no one had flood insurance","page":"/hurricanes/sc-floods-2015/","links":[{"label":"Wikidata Q21062400","href":"https://www.wikidata.org/wiki/Q21062400"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/October_2015_North_American_storm_complex"},{"label":"nhc.noaa.gov","href":"https://www.nhc.noaa.gov/data/tcr/AL112015_Joaquin.pdf"}],"degree":6},{"id":"https://hurricanelaw.pro/hurricanes/sandy-2012/#entity","label":"Hurricane Sandy (2012)","group":"storms","type":"Thing","def":"Post-tropical at landfall, so hurricane deductibles were voided, then FEMA reopened ~142,000 NFIP claims over altered engineering reports","page":"/hurricanes/sandy-2012/","links":[{"label":"Wikidata Q264","href":"https://www.wikidata.org/wiki/Q264"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_Sandy"},{"label":"nhc.noaa.gov","href":"https://www.nhc.noaa.gov/data/tcr/AL182012_Sandy.pdf"}],"degree":2},{"id":"https://hurricanelaw.pro/hurricanes/ike-2008/#entity","label":"Hurricane Ike (2008)","group":"storms","type":"Thing","def":"TWIA paid $2.3B on ~93,000 Ike claims, then thousands of lawsuits nearly sank it, Texas rewrote windstorm-claim law in 2011","page":"/hurricanes/ike-2008/","links":[{"label":"Wikidata Q392603","href":"https://www.wikidata.org/wiki/Q392603"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_Ike"},{"label":"nhc.noaa.gov","href":"https://www.nhc.noaa.gov/data/tcr/AL092008_Ike.pdf"}],"degree":2},{"id":"https://hurricanelaw.pro/hurricanes/dennis-2005/#entity","label":"Hurricane Dennis (2005)","group":"storms","type":"Thing","def":"Hit a Panhandle still under Ivan's blue tarps ten months later, mid-repair homes turned into prior-damage denial fights","page":"/hurricanes/dennis-2005/","links":[{"label":"Wikidata Q670306","href":"https://www.wikidata.org/wiki/Q670306"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_Dennis"},{"label":"nhc.noaa.gov","href":"https://www.nhc.noaa.gov/data/tcr/AL042005_Dennis.pdf"}],"degree":9},{"id":"https://hurricanelaw.pro/hurricanes/katrina-2005/#entity","label":"Hurricane Katrina (2005)","group":"storms","type":"Thing","def":"Largest NFIP payout in history ($16.3B), and the wind-vs-water litigation that still defines hurricane claim denials","page":"/hurricanes/katrina-2005/","links":[{"label":"Wikidata Q16422","href":"https://www.wikidata.org/wiki/Q16422"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_Katrina"},{"label":"nhc.noaa.gov","href":"https://www.nhc.noaa.gov/data/tcr/AL122005_Katrina.pdf"}],"degree":3},{"id":"https://hurricanelaw.pro/hurricanes/rita-2005/#entity","label":"Hurricane Rita (2005)","group":"storms","type":"Thing","def":"Rita caused $18.5B in damage but only $5.6B in insured payouts, the surge that leveled Cameron Parish was excluded as flood","page":"/hurricanes/rita-2005/","links":[{"label":"Wikidata Q737890","href":"https://www.wikidata.org/wiki/Q737890"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_Rita"},{"label":"nhc.noaa.gov","href":"https://www.nhc.noaa.gov/data/tcr/AL182005_Rita.pdf"}],"degree":2},{"id":"https://hurricanelaw.pro/hurricanes/wilma-2005/#entity","label":"Hurricane Wilma (2005)","group":"storms","type":"Thing","def":"Over 1 million Florida claims, still being paid five years later, the reopened-claim wave that produced Florida's 3-year hurricane claim deadline","page":"/hurricanes/wilma-2005/","links":[{"label":"Wikidata Q849719","href":"https://www.wikidata.org/wiki/Q849719"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_Wilma"},{"label":"nhc.noaa.gov","href":"https://www.nhc.noaa.gov/data/tcr/AL252005_Wilma.pdf"}],"degree":13},{"id":"https://hurricanelaw.pro/hurricanes/charley-2004/#entity","label":"Hurricane Charley (2004)","group":"storms","type":"Thing","def":"A court ruling weeks before landfall, Mierzwa; put full policy limits on the table for mixed-peril total losses; the 2005 Legislature rewrote the Valued Policy Law in response","page":"/hurricanes/charley-2004/","links":[{"label":"Wikidata Q2745246","href":"https://www.wikidata.org/wiki/Q2745246"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_Charley"},{"label":"nhc.noaa.gov","href":"https://www.nhc.noaa.gov/data/tcr/AL032004_Charley.pdf"}],"degree":11},{"id":"https://hurricanelaw.pro/hurricanes/frances-2004/#entity","label":"Hurricane Frances (2004)","group":"storms","type":"Thing","def":"Thousands of Charley-hit homes owed a second hurricane deductible three weeks later, the outcry produced Florida's single-season deductible law","page":"/hurricanes/frances-2004/","links":[{"label":"Wikidata Q2746497","href":"https://www.wikidata.org/wiki/Q2746497"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_Frances"},{"label":"nhc.noaa.gov","href":"https://www.nhc.noaa.gov/data/tcr/AL062004_Frances.pdf"}],"degree":16},{"id":"https://hurricanelaw.pro/hurricanes/gaston-2004/#entity","label":"Hurricane Gaston (2004)","group":"storms","type":"Thing","def":"Wind at the SC coast, a 1,000-year flash flood in Richmond, where the flood wall had taken Shockoe Bottom off the flood maps, so almost nobody carried flood insurance","page":"/hurricanes/gaston-2004/","links":[{"label":"Wikidata Q3358394","href":"https://www.wikidata.org/wiki/Q3358394"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_Gaston_%282004%29"},{"label":"nhc.noaa.gov","href":"https://www.nhc.noaa.gov/data/tcr/AL072004_Gaston.pdf"}],"degree":3},{"id":"https://hurricanelaw.pro/hurricanes/ivan-2004/#entity","label":"Hurricane Ivan (2004)","group":"storms","type":"Thing","def":"Beachfront slabs from Perdido Key to Orange Beach previewed Katrina's wind-vs-flood fight a year early","page":"/hurricanes/ivan-2004/","links":[{"label":"Wikidata Q933067","href":"https://www.wikidata.org/wiki/Q933067"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_Ivan"},{"label":"nhc.noaa.gov","href":"https://www.nhc.noaa.gov/data/tcr/AL092004_Ivan.pdf"}],"degree":7},{"id":"https://hurricanelaw.pro/hurricanes/jeanne-2004/#entity","label":"Hurricane Jeanne (2004)","group":"storms","type":"Thing","def":"Struck the same island as Frances three weeks later, adjusters split single wrecked roofs between two storms, two claims, two deductibles","page":"/hurricanes/jeanne-2004/","links":[{"label":"Wikidata Q1100322","href":"https://www.wikidata.org/wiki/Q1100322"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_Jeanne"},{"label":"nhc.noaa.gov","href":"https://www.nhc.noaa.gov/data/tcr/AL112004_Jeanne.pdf"}],"degree":15},{"id":"https://hurricanelaw.pro/hurricanes/georges-1998/#entity","label":"Hurricane Georges (1998)","group":"storms","type":"Thing","def":"173 Keys homes destroyed, many of them mobile homes, reigniting the fight over whether trailers belong in a surge zone at all","page":"/hurricanes/georges-1998/","links":[{"label":"Wikidata Q3243975","href":"https://www.wikidata.org/wiki/Q3243975"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_Georges"},{"label":"nhc.noaa.gov","href":"https://www.nhc.noaa.gov/data/tcr/AL071998_Georges.pdf"}],"degree":5},{"id":"https://hurricanelaw.pro/hurricanes/opal-1995/#entity","label":"Hurricane Opal (1995)","group":"storms","type":"Thing","def":"$2.1B in insured losses three years after Andrew, Opal's claims drove $117M in wind-pool assessments and swelled the FWUA","page":"/hurricanes/opal-1995/","links":[{"label":"Wikidata Q1813750","href":"https://www.wikidata.org/wiki/Q1813750"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_Opal"},{"label":"nhc.noaa.gov","href":"https://www.nhc.noaa.gov/data/tcr/AL171995_Opal.pdf"}],"degree":9},{"id":"https://hurricanelaw.pro/hurricanes/andrew-1992/#entity","label":"Hurricane Andrew (1992)","group":"storms","type":"Thing","def":"Bankrupted at least 8 insurers and forced Florida to invent its modern insurance system, the Cat Fund, the state-run insurer that became Citizens, and the statewide building code.","page":"/hurricanes/andrew-1992/","links":[{"label":"Wikidata Q1050309","href":"https://www.wikidata.org/wiki/Q1050309"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_Andrew"},{"label":"nhc.noaa.gov","href":"https://www.nhc.noaa.gov/1992andrew.html"}],"degree":4},{"id":"https://hurricanelaw.pro/hurricanes/hugo-1989/#entity","label":"Hurricane Hugo (1989)","group":"storms","type":"Thing","def":"The first US catastrophe to top $4 billion in insured claims, it exposed how unprepared insurers and coastal South Carolina were, and pushed the SC wind pool into its modern role.","page":"/hurricanes/hugo-1989/","links":[{"label":"Wikidata Q1638615","href":"https://www.wikidata.org/wiki/Q1638615"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_Hugo"}],"degree":8},{"id":"https://hurricanelaw.pro/hurricanes/david-1979/#entity","label":"Hurricane David (1979)","group":"storms","type":"Thing","def":"About 400,000 people evacuated the Southeast coast ahead of David, the first mass-evacuation test of the modern South Carolina shoreline","page":"/hurricanes/david-1979/","links":[{"label":"Wikidata Q3048258","href":"https://www.wikidata.org/wiki/Q3048258"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_David"}],"degree":3},{"id":"https://hurricanelaw.pro/hurricanes/eloise-1975/#entity","label":"Hurricane Eloise (1975)","group":"storms","type":"Thing","def":"Eloise wiped out beachfront rows in Bay County and became the storm that put teeth in Florida's Coastal Construction Control Line","page":"/hurricanes/eloise-1975/","links":[{"label":"Wikidata Q3244284","href":"https://www.wikidata.org/wiki/Q3244284"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_Eloise"}],"degree":5},{"id":"https://hurricanelaw.pro/hurricanes/agnes-1972/#entity","label":"Hurricane Agnes (1972)","group":"storms","type":"Thing","def":"Less than 1% of Agnes's insurable flood damage was covered, roughly 100,000 NFIP policies existed nationwide (FEMA), and Congress answered with the Flood Disaster Protection Act of 1973's mandatory purchase rule","page":"/hurricanes/agnes-1972/","links":[{"label":"Wikidata Q2711419","href":"https://www.wikidata.org/wiki/Q2711419"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_Agnes"}],"degree":2},{"id":"https://hurricanelaw.pro/hurricanes/camille-1969/#entity","label":"Hurricane Camille (1969)","group":"storms","type":"Thing","def":"Camille's surge denials produced the Mississippi wind-vs-water case law, Byrne, Grace, Lunday, still cited for and against policyholders decades later after Katrina","page":"/hurricanes/camille-1969/","links":[{"label":"Wikidata Q1638557","href":"https://www.wikidata.org/wiki/Q1638557"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_Camille"}],"degree":1},{"id":"https://hurricanelaw.pro/hurricanes/betsy-1965/#entity","label":"Hurricane Betsy (1965)","group":"storms","type":"Thing","def":"America's first billion-dollar hurricane, the loss that pushed Congress to create the National Flood Insurance Program in 1968","page":"/hurricanes/betsy-1965/","links":[{"label":"Wikidata Q3087650","href":"https://www.wikidata.org/wiki/Q3087650"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_Betsy"}],"degree":5},{"id":"https://hurricanelaw.pro/hurricanes/dora-1964/#entity","label":"Hurricane Dora (1964)","group":"storms","type":"Thing","def":"The only hurricane on record to strike Northeast Florida head-on, the storm insurers still use to price Jacksonville's risk","page":"/hurricanes/dora-1964/","links":[{"label":"Wikidata Q1059695","href":"https://www.wikidata.org/wiki/Q1059695"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_Dora_%281964%29"}],"degree":4},{"id":"https://hurricanelaw.pro/hurricanes/donna-1960/#entity","label":"Hurricane Donna (1960)","group":"storms","type":"Thing","def":"The only hurricane on record to bring hurricane-force winds to Florida, the mid-Atlantic, and New England, and the first coast-long catastrophe test of the packaged homeowners policy","page":"/hurricanes/donna-1960/","links":[{"label":"Wikidata Q1638575","href":"https://www.wikidata.org/wiki/Q1638575"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_Donna"}],"degree":7},{"id":"https://hurricanelaw.pro/hurricanes/gracie-1959/#entity","label":"Hurricane Gracie (1959)","group":"storms","type":"Thing","def":"The last major hurricane to hit South Carolina before Hugo, a 30-year gap that drained coastal storm experience from owners, carriers, and adjusters alike","page":"/hurricanes/gracie-1959/","links":[{"label":"Wikidata Q1551472","href":"https://www.wikidata.org/wiki/Q1551472"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_Gracie"}],"degree":5},{"id":"https://hurricanelaw.pro/hurricanes/audrey-1957/#entity","label":"Hurricane Audrey (1957)","group":"storms","type":"Thing","def":"With no flood program until 1968, Audrey's surge losses were unpayable, survivors sued the Weather Bureau over the warnings instead, in Bartie v. United States, the first case of its kind","page":"/hurricanes/audrey-1957/","links":[{"label":"Wikidata Q3246568","href":"https://www.wikidata.org/wiki/Q3246568"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_Audrey"}],"degree":1},{"id":"https://hurricanelaw.pro/hurricanes/hazel-1954/#entity","label":"Hurricane Hazel (1954)","group":"storms","type":"Thing","def":"80% of Myrtle Beach's waterfront dwellings were destroyed on the year's highest lunar tide, 14 years before federal flood insurance existed","page":"/hurricanes/hazel-1954/","links":[{"label":"Wikidata Q2744086","href":"https://www.wikidata.org/wiki/Q2744086"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_Hazel"}],"degree":2},{"id":"https://hurricanelaw.pro/hurricanes/king-1950/#entity","label":"Hurricane King (1950)","group":"storms","type":"Thing","def":"A Category 4 core five miles wide through downtown Miami, 20,861 homes damaged, still cited as the benchmark for concentrated urban wind exposure","page":"/hurricanes/king-1950/","links":[{"label":"Wikidata Q217707","href":"https://www.wikidata.org/wiki/Q217707"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hurricane_King"}],"degree":3},{"id":"https://hurricanelaw.pro/hurricanes/fort-lauderdale-1947/#entity","label":"Fort Lauderdale Hurricane (1947)","group":"storms","type":"Thing","def":"Its floods drowned 2,000+ square miles of South Florida for months and pushed Congress to build the Central & Southern Florida Flood Control Project, engineering in place of the flood insurance that didn't exist","page":"/hurricanes/fort-lauderdale-1947/","links":[{"label":"Wikidata Q207573","href":"https://www.wikidata.org/wiki/Q207573"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/1947_Fort_Lauderdale_hurricane"}],"degree":3},{"id":"https://hurricanelaw.pro/hurricanes/new-england-1938/#entity","label":"New England Hurricane (1938)","group":"storms","type":"Thing","def":"Windstorm coverage was so rare in 1938 that the storm drove mass adoption of the new extended-coverage endorsement, the ancestor of modern wind coverage, and it remains the return-period benchmark for Northeast catastrophe models","page":"/hurricanes/new-england-1938/","links":[{"label":"Wikidata Q206897","href":"https://www.wikidata.org/wiki/Q206897"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/1938_New_England_hurricane"}],"degree":1},{"id":"https://hurricanelaw.pro/hurricanes/labor-day-1935/#entity","label":"Labor Day Hurricane (1935)","group":"storms","type":"Thing","def":"Still the most intense U.S. landfall ever recorded, 892 mb; the dead were federal relief workers, and compensation came from Congress, not carriers","page":"/hurricanes/labor-day-1935/","links":[{"label":"Wikidata Q206825","href":"https://www.wikidata.org/wiki/Q206825"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/1935_Labor_Day_hurricane"}],"degree":4},{"id":"https://hurricanelaw.pro/hurricanes/okeechobee-1928/#entity","label":"Okeechobee Hurricane (1928)","group":"storms","type":"Thing","def":"The lake dike failure that killed 2,500+ produced the Herbert Hoover Dike, federal flood control as the answer to an uninsurable peril, four decades before flood insurance existed","page":"/hurricanes/okeechobee-1928/","links":[{"label":"Wikidata Q206392","href":"https://www.wikidata.org/wiki/Q206392"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/1928_Okeechobee_hurricane"}],"degree":6},{"id":"https://hurricanelaw.pro/hurricanes/great-miami-1926/#entity","label":"Great Miami Hurricane (1926)","group":"storms","type":"Thing","def":"Burst the Florida land boom, and remains the costliest U.S. hurricane ever when normalized to today's coastline, at $200B+","page":"/hurricanes/great-miami-1926/","links":[{"label":"Wikidata Q199174","href":"https://www.wikidata.org/wiki/Q199174"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/1926_Miami_hurricane"}],"degree":3},{"id":"https://hurricanelaw.pro/hurricanes/galveston-1900/#entity","label":"Galveston Hurricane (1900)","group":"storms","type":"Thing","def":"Fire policies dominated in 1900, windstorm ('tornado') coverage was a rarely purchased rider, so most of the 3,600+ destroyed homes carried no coverage against the storm","page":"/hurricanes/galveston-1900/","links":[{"label":"Wikidata Q186166","href":"https://www.wikidata.org/wiki/Q186166"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/1900_Galveston_hurricane"}],"degree":1},{"id":"https://hurricanelaw.pro/hurricanes/sea-islands-1893/#entity","label":"Sea Islands Hurricane (1893)","group":"storms","type":"Thing","def":"No insurance and no government aid existed, recovery ran entirely on the Red Cross's first major disaster-relief operation, privately funded for 10 months","page":"/hurricanes/sea-islands-1893/","links":[{"label":"Wikidata Q186033","href":"https://www.wikidata.org/wiki/Q186033"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/1893_Sea_Islands_hurricane"}],"degree":2},{"id":"https://hurricanelaw.pro/hurricanes/isaias-2026/#entity","label":"Hurricane Isaias (2026)","group":"storms","type":"Thing","def":"Atlantic hurricane of October 2026 (NHC AL092026), forecast to make landfall on the northern U.S. Gulf Coast.","page":"/hurricanes/isaias-2026/","links":[],"degree":2},{"id":"https://hurricanelaw.pro/south-carolina/beaufort/#entity","label":"Beaufort, SC","group":"cities","type":"City","def":"Beaufort sits low on the Beaufort River amid a maze of Lowcountry marsh and tidal creek, and its property-insurance claims turn on one question: was it wind or was it water? This is the local flood picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/south-carolina/beaufort/","links":[{"label":"Wikidata Q813376","href":"https://www.wikidata.org/wiki/Q813376"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Beaufort%2C_South_Carolina"}],"degree":6},{"id":"https://hurricanelaw.pro/florida/boca-raton/#entity","label":"Boca Raton, FL","group":"cities","type":"City","def":"Boca Raton runs from Atlantic beachfront across the Intracoastal to canal-laced interior communities, and its property-insurance claims turn on one question: which peril, and which storm, owes for the damage? This is the local flood picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/florida/boca-raton/","links":[{"label":"Wikidata Q29422","href":"https://www.wikidata.org/wiki/Q29422"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Boca_Raton%2C_Florida"}],"degree":6},{"id":"https://hurricanelaw.pro/florida/bradenton/#entity","label":"Bradenton, FL","group":"cities","type":"City","def":"Bradenton lines the Manatee River where it opens into lower Tampa Bay, and its property-insurance claims turn on one question: which peril, and which storm, owes for the damage? This is the local flood picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/florida/bradenton/","links":[{"label":"Wikidata Q582121","href":"https://www.wikidata.org/wiki/Q582121"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Bradenton%2C_Florida"}],"degree":5},{"id":"https://hurricanelaw.pro/florida/cape-coral/#entity","label":"Cape Coral, FL","group":"cities","type":"City","def":"Cape Coral is built on more than 400 miles of canals between the Caloosahatchee River and Matlacha Pass, a low peninsula that Hurricane Ian's surge pushed into from every side in 2022. This is the local flood picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/florida/cape-coral/","links":[{"label":"Wikidata Q462789","href":"https://www.wikidata.org/wiki/Q462789"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Cape_Coral%2C_Florida"}],"degree":5},{"id":"https://hurricanelaw.pro/south-carolina/charleston/#entity","label":"Charleston, SC","group":"cities","type":"City","def":"Charleston sits on a peninsula between two rivers, and its property-insurance claims turn on one question more than any other: was it wind or was it water? This is the local flood picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/south-carolina/charleston/","links":[{"label":"Wikidata Q47716","href":"https://www.wikidata.org/wiki/Q47716"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Charleston%2C_South_Carolina"}],"degree":7},{"id":"https://hurricanelaw.pro/florida/clearwater/#entity","label":"Clearwater, FL","group":"cities","type":"City","def":"Clearwater's barrier beaches take the Gulf head-on while the mainland sits on a bluff, and its property-insurance claims turn on one question: which peril, and which storm, owes for the damage? This is the local flood picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/florida/clearwater/","links":[{"label":"Wikidata Q244146","href":"https://www.wikidata.org/wiki/Q244146"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Clearwater%2C_Florida"}],"degree":5},{"id":"https://hurricanelaw.pro/south-carolina/columbia/#entity","label":"Columbia, SC","group":"cities","type":"City","def":"Columbia sits where the Saluda and Broad rivers meet to form the Congaree, and its property-insurance claims turn on one question: which peril, and which storm, owes for the damage? This is the local flood picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/south-carolina/columbia/","links":[{"label":"Wikidata Q38453","href":"https://www.wikidata.org/wiki/Q38453"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Columbia%2C_South_Carolina"}],"degree":6},{"id":"https://hurricanelaw.pro/florida/crestview/#entity","label":"Crestview, FL","group":"cities","type":"City","def":"Crestview is the Okaloosa County seat, sitting inland on a ridge between the Shoal and Yellow rivers at one of the highest elevations in Florida. Its property-insurance claims turn on one question: which peril, and which storm, owes for the damage? This is the local flood and wind picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/florida/crestview/","links":[{"label":"Wikidata Q2153124","href":"https://www.wikidata.org/wiki/Q2153124"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Crestview%2C_Florida"}],"degree":5},{"id":"https://hurricanelaw.pro/florida/daytona-beach/#entity","label":"Daytona Beach, FL","group":"cities","type":"City","def":"Daytona Beach runs from an Atlantic barrier island across the Halifax River to the mainland, and its property-insurance claims turn on one question: which peril, and which storm, owes for the damage? This is the local flood picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/florida/daytona-beach/","links":[{"label":"Wikidata Q490595","href":"https://www.wikidata.org/wiki/Q490595"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Daytona_Beach%2C_Florida"}],"degree":7},{"id":"https://hurricanelaw.pro/florida/destin/#entity","label":"Destin, FL","group":"cities","type":"City","def":"Destin sits on a narrow spit between the Gulf and Choctawhatchee Bay, split by the East Pass. Its property-insurance claims turn on one question: which peril, and which storm, owes for the damage? This is the local flood picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/florida/destin/","links":[{"label":"Wikidata Q2156427","href":"https://www.wikidata.org/wiki/Q2156427"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Destin%2C_Florida"}],"degree":5},{"id":"https://hurricanelaw.pro/florida/dunedin/#entity","label":"Dunedin, FL","group":"cities","type":"City","def":"Dunedin fronts St. Joseph Sound on the Pinellas coast, with Honeymoon Island and Caladesi Island offshore and a higher interior east of Alt 19. Its property-insurance claims turn on one question: which peril, and which storm, owes for the damage? This is the local flood picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/florida/dunedin/","links":[{"label":"Wikidata Q990918","href":"https://www.wikidata.org/wiki/Q990918"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Dunedin%2C_Florida"}],"degree":5},{"id":"https://hurricanelaw.pro/south-carolina/florence/#entity","label":"Florence, SC","group":"cities","type":"City","def":"Florence anchors the Pee Dee, inland but downstream of every coastal storm's rain, and its property-insurance claims turn on one question: which peril, and which storm, owes for the damage? This is the local flood picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/south-carolina/florence/","links":[{"label":"Wikidata Q597842","href":"https://www.wikidata.org/wiki/Q597842"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Florence%2C_South_Carolina"}],"degree":6},{"id":"https://hurricanelaw.pro/florida/fort-lauderdale/#entity","label":"Fort Lauderdale, FL","group":"cities","type":"City","def":"Fort Lauderdale is a grid of barrier beach, finger isles, and the New River, and its property-insurance claims turn on one question: which peril, and which storm, owes for the damage? This is the local flood picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/florida/fort-lauderdale/","links":[{"label":"Wikidata Q165972","href":"https://www.wikidata.org/wiki/Q165972"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Fort_Lauderdale%2C_Florida"}],"degree":6},{"id":"https://hurricanelaw.pro/florida/fort-myers/#entity","label":"Fort Myers, FL","group":"cities","type":"City","def":"Fort Myers sits on the Caloosahatchee River where it widens toward San Carlos Bay and the Gulf, the corridor Hurricane Ian's surge drove up in 2022. This is the local flood picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/florida/fort-myers/","links":[{"label":"Wikidata Q506451","href":"https://www.wikidata.org/wiki/Q506451"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Fort_Myers%2C_Florida"}],"degree":5},{"id":"https://hurricanelaw.pro/florida/gainesville/#entity","label":"Gainesville, FL","group":"cities","type":"City","def":"Gainesville sits inland in North Central Florida on karst terrain under a heavy tree canopy, where hurricanes arrive as wind, rain, and falling trees. Its property-insurance claims turn on one question: which peril, and which storm, owes for the damage? This is the local flood and wind picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/florida/gainesville/","links":[{"label":"Wikidata Q487999","href":"https://www.wikidata.org/wiki/Q487999"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Gainesville%2C_Florida"}],"degree":5},{"id":"https://hurricanelaw.pro/south-carolina/greenville/#entity","label":"Greenville, SC","group":"cities","type":"City","def":"Greenville sits in the Upstate at the foot of the Blue Ridge, where inland hurricanes arrive as wind and flash flood, and its property-insurance claims turn on one question: which peril, and which storm, owes for the damage? This is the local risk picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/south-carolina/greenville/","links":[{"label":"Wikidata Q574192","href":"https://www.wikidata.org/wiki/Q574192"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Greenville%2C_South_Carolina"}],"degree":5},{"id":"https://hurricanelaw.pro/south-carolina/hilton-head/#entity","label":"Hilton Head Island, SC","group":"cities","type":"City","def":"Hilton Head is a barrier island ringed by ocean, sound, and tidal creek, and its property-insurance claims turn on one question: was it wind or was it water? This is the local flood picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/south-carolina/hilton-head/","links":[{"label":"Wikidata Q1001134","href":"https://www.wikidata.org/wiki/Q1001134"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Hilton_Head_Island%2C_South_Carolina"}],"degree":6},{"id":"https://hurricanelaw.pro/florida/jacksonville/#entity","label":"Jacksonville, FL","group":"cities","type":"City","def":"Jacksonville wraps around the St. Johns River as it bends to the Atlantic, and its property-insurance claims turn on one question: which peril, and which storm, owes for the damage? This is the local flood picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/florida/jacksonville/","links":[{"label":"Wikidata Q16568","href":"https://www.wikidata.org/wiki/Q16568"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Jacksonville%2C_Florida"}],"degree":6},{"id":"https://hurricanelaw.pro/florida/key-west/#entity","label":"Key West, FL","group":"cities","type":"City","def":"Key West is a low coral island at the end of the Keys, ringed by open water and barely above sea level, and its property-insurance claims turn on one question: which peril, and which storm, owes for the damage? This is the local flood picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/florida/key-west/","links":[{"label":"Wikidata Q485186","href":"https://www.wikidata.org/wiki/Q485186"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Key_West"}],"degree":6},{"id":"https://hurricanelaw.pro/florida/lakeland/#entity","label":"Lakeland, FL","group":"cities","type":"City","def":"Lakeland sits inland in Polk County, ringed by dozens of lakes and squarely on the track hurricanes take across the peninsula. Its property-insurance claims turn on one question: which peril, and which storm, owes for the damage? This is the local flood and wind picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/florida/lakeland/","links":[{"label":"Wikidata Q639452","href":"https://www.wikidata.org/wiki/Q639452"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Lakeland%2C_Florida"}],"degree":6},{"id":"https://hurricanelaw.pro/florida/marathon/#entity","label":"Marathon, FL","group":"cities","type":"City","def":"Marathon strings across the Middle Florida Keys between Florida Bay and the Atlantic, a chain of low islands where nearly every address sits in a high-risk flood zone. This is the local flood picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/florida/marathon/","links":[{"label":"Wikidata Q988947","href":"https://www.wikidata.org/wiki/Q988947"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Marathon%2C_Florida"}],"degree":6},{"id":"https://hurricanelaw.pro/florida/marco-island/#entity","label":"Marco Island, FL","group":"cities","type":"City","def":"Marco Island is a barrier island at the south end of Collier County, ringed by Gulf beaches, the Marco River, and hundreds of gulf-access canals. This is the local flood picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/florida/marco-island/","links":[{"label":"Wikidata Q985306","href":"https://www.wikidata.org/wiki/Q985306"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Marco_Island%2C_Florida"}],"degree":5},{"id":"https://hurricanelaw.pro/florida/melbourne/#entity","label":"Melbourne, FL","group":"cities","type":"City","def":"Melbourne fronts the Indian River Lagoon on Florida's Space Coast, with barrier-island beaches a bridge away, and its property-insurance claims turn on one question: which peril, and which storm, owes for the damage? This is the local flood picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/florida/melbourne/","links":[{"label":"Wikidata Q949779","href":"https://www.wikidata.org/wiki/Q949779"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Melbourne%2C_Florida"}],"degree":6},{"id":"https://hurricanelaw.pro/florida/melbourne-beach/#entity","label":"Melbourne Beach, FL","group":"cities","type":"City","def":"Melbourne Beach is a barrier-island town in Brevard County, with the Atlantic on one side and the Indian River Lagoon on the other. Its property-insurance claims turn on one question: which peril, and which storm, owes for the damage? This is the local flood picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/florida/melbourne-beach/","links":[{"label":"Wikidata Q1013994","href":"https://www.wikidata.org/wiki/Q1013994"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Melbourne_Beach%2C_Florida"}],"degree":6},{"id":"https://hurricanelaw.pro/florida/miami/#entity","label":"Miami, FL","group":"cities","type":"City","def":"Miami sits on a low limestone ridge between Biscayne Bay and the Everglades, and its property-insurance claims turn on one question: which peril, and which storm, owes for the damage? This is the local flood picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/florida/miami/","links":[{"label":"Wikidata Q8652","href":"https://www.wikidata.org/wiki/Q8652"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Miami"}],"degree":7},{"id":"https://hurricanelaw.pro/florida/milton-fl/#entity","label":"Milton, FL","group":"cities","type":"City","def":"Milton is the Santa Rosa County seat, on the tidal Blackwater River in the Pensacola metro area. Its property-insurance claims turn on one question: which peril, and which storm, owes for the damage? This is the local flood picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/florida/milton-fl/","links":[{"label":"Wikidata Q962936","href":"https://www.wikidata.org/wiki/Q962936"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Milton%2C_Florida"}],"degree":5},{"id":"https://hurricanelaw.pro/south-carolina/mount-pleasant/#entity","label":"Mount Pleasant, SC","group":"cities","type":"City","def":"Mount Pleasant sits across the harbor from Charleston, wrapped by the Wando and Cooper rivers and a fringe of tidal creek, and its property-insurance claims turn on one question: was it wind or was it water? This is the local flood picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/south-carolina/mount-pleasant/","links":[{"label":"Wikidata Q1010216","href":"https://www.wikidata.org/wiki/Q1010216"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Mount_Pleasant%2C_South_Carolina"}],"degree":6},{"id":"https://hurricanelaw.pro/south-carolina/myrtle-beach/#entity","label":"Myrtle Beach, SC","group":"cities","type":"City","def":"The Grand Strand takes ocean surge from the front and river flooding from the back, and its property-insurance claims turn on one question: which peril, and which storm, owes for the damage? This is the local flood picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/south-carolina/myrtle-beach/","links":[{"label":"Wikidata Q839805","href":"https://www.wikidata.org/wiki/Q839805"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Myrtle_Beach%2C_South_Carolina"}],"degree":6},{"id":"https://hurricanelaw.pro/florida/naples/#entity","label":"Naples, FL","group":"cities","type":"City","def":"Naples sits on the low Gulf shelf of Collier County, where a passing storm stacks surge into the beaches, Naples Bay, and the canal communities. This is the local flood picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/florida/naples/","links":[{"label":"Wikidata Q257830","href":"https://www.wikidata.org/wiki/Q257830"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Naples%2C_Florida"}],"degree":6},{"id":"https://hurricanelaw.pro/florida/ocala/#entity","label":"Ocala, FL","group":"cities","type":"City","def":"Ocala sits inland in North Central Florida on karst terrain in horse country, well away from surge but on the track of hurricanes crossing the peninsula. Its property-insurance claims turn on one question: which peril, and which storm, owes for the damage? This is the local flood and wind picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/florida/ocala/","links":[{"label":"Wikidata Q918195","href":"https://www.wikidata.org/wiki/Q918195"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Ocala%2C_Florida"}],"degree":5},{"id":"https://hurricanelaw.pro/florida/okeechobee/#entity","label":"Okeechobee, FL","group":"cities","type":"City","def":"Okeechobee is the county seat on the north shore of Lake Okeechobee, inland from both Florida coasts and on the track of hurricanes crossing the peninsula. Its property-insurance claims turn on one question: which peril, and which storm, owes for the damage? This is the local flood and wind picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/florida/okeechobee/","links":[{"label":"Wikidata Q587146","href":"https://www.wikidata.org/wiki/Q587146"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Okeechobee%2C_Florida"}],"degree":6},{"id":"https://hurricanelaw.pro/florida/orlando/#entity","label":"Orlando, FL","group":"cities","type":"City","def":"Orlando sits inland in Central Florida, out of reach of surge but squarely in the path of hurricanes crossing the peninsula. Its property-insurance claims turn on one question: which peril, and which storm, owes for the damage? This is the local flood and wind picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/florida/orlando/","links":[{"label":"Wikidata Q49233","href":"https://www.wikidata.org/wiki/Q49233"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Orlando%2C_Florida"}],"degree":6},{"id":"https://hurricanelaw.pro/florida/palm-beach/#entity","label":"Palm Beach, FL","group":"cities","type":"City","def":"Palm Beach is a barrier-island town, separated from West Palm Beach and Lake Worth Beach by the Intracoastal Waterway. Its property-insurance claims turn on one question: which peril, and which storm, owes for the damage? This is the local flood picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/florida/palm-beach/","links":[{"label":"Wikidata Q695411","href":"https://www.wikidata.org/wiki/Q695411"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Palm_Beach%2C_Florida"}],"degree":7},{"id":"https://hurricanelaw.pro/florida/panama-city/#entity","label":"Panama City, FL","group":"cities","type":"City","def":"Panama City wraps around St. Andrews Bay on the central Panhandle coast, and in 2018 it took the worst hurricane in the region's modern record. Its property-insurance claims turn on one question: which peril, and which storm, owes for the damage? This is the local flood picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/florida/panama-city/","links":[{"label":"Wikidata Q852591","href":"https://www.wikidata.org/wiki/Q852591"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Panama_City%2C_Florida"}],"degree":5},{"id":"https://hurricanelaw.pro/florida/panama-city-beach/#entity","label":"Panama City Beach, FL","group":"cities","type":"City","def":"Panama City Beach is the Gulf-front barrier strip of Bay County, with Grand Lagoon, St. Andrews Bay and West Bay behind it. Its property-insurance claims turn on one question: which peril, and which storm, owes for the damage? This is the local flood picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/florida/panama-city-beach/","links":[{"label":"Wikidata Q1075852","href":"https://www.wikidata.org/wiki/Q1075852"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Panama_City_Beach%2C_Florida"}],"degree":5},{"id":"https://hurricanelaw.pro/florida/pensacola/#entity","label":"Pensacola, FL","group":"cities","type":"City","def":"Pensacola sits at the head of a bay system on Florida's western edge, where barrier islands take the surge and the mainland takes the wind. Its property-insurance claims turn on one question: which peril, and which storm, owes for the damage? This is the local flood picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/florida/pensacola/","links":[{"label":"Wikidata Q486306","href":"https://www.wikidata.org/wiki/Q486306"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Pensacola%2C_Florida"}],"degree":5},{"id":"https://hurricanelaw.pro/florida/perry/#entity","label":"Perry, FL","group":"cities","type":"City","def":"Perry is the Taylor County seat, about 20 miles inland from the Big Bend coast, and the county took three hurricane landfalls in four seasons. Its property-insurance claims turn on one question: which peril, and which storm, owes for the damage? This is the local flood and wind picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/florida/perry/","links":[{"label":"Wikidata Q1065467","href":"https://www.wikidata.org/wiki/Q1065467"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Perry%2C_Florida"}],"degree":5},{"id":"https://hurricanelaw.pro/florida/punta-gorda/#entity","label":"Punta Gorda, FL","group":"cities","type":"City","def":"Punta Gorda took Charley's eyewall in 2004 and Ian's eye over Charlotte Harbor in 2022, and its property-insurance claims turn on one question: which peril, and which storm, owes for the damage? This is the local flood picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/florida/punta-gorda/","links":[{"label":"Wikidata Q953543","href":"https://www.wikidata.org/wiki/Q953543"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Punta_Gorda%2C_Florida"}],"degree":5},{"id":"https://hurricanelaw.pro/florida/sarasota/#entity","label":"Sarasota, FL","group":"cities","type":"City","def":"Sarasota's barrier keys took Milton's landfall in 2024 and Ian's brunt in 2022, and its property-insurance claims turn on one question: which peril, and which storm, owes for the damage? This is the local flood picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/florida/sarasota/","links":[{"label":"Wikidata Q491540","href":"https://www.wikidata.org/wiki/Q491540"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Sarasota%2C_Florida"}],"degree":5},{"id":"https://hurricanelaw.pro/florida/st-petersburg/#entity","label":"St. Petersburg, FL","group":"cities","type":"City","def":"St. Petersburg sits on a peninsula ringed by Tampa Bay and Boca Ciega Bay, and its property-insurance claims turn on one question: which peril, and which storm, owes for the damage? This is the local flood picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/florida/st-petersburg/","links":[{"label":"Wikidata Q49236","href":"https://www.wikidata.org/wiki/Q49236"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/St._Petersburg%2C_Florida"}],"degree":5},{"id":"https://hurricanelaw.pro/florida/stuart/#entity","label":"Stuart, FL","group":"cities","type":"City","def":"Stuart sits where the St. Lucie River meets the Indian River Lagoon and the ocean at the St. Lucie Inlet, and its property-insurance claims turn on one question: which peril, and which storm, owes for the damage? This is the local flood picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/florida/stuart/","links":[{"label":"Wikidata Q988744","href":"https://www.wikidata.org/wiki/Q988744"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Stuart%2C_Florida"}],"degree":6},{"id":"https://hurricanelaw.pro/florida/tallahassee/#entity","label":"Tallahassee, FL","group":"cities","type":"City","def":"Tallahassee sits inland in the Big Bend under one of the densest tree canopies in the state, where hurricanes arrive as wind and rain rather than surge. Its property-insurance claims turn on one question: which peril, and which storm, owes for the damage? This is the local flood and wind picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/florida/tallahassee/","links":[{"label":"Wikidata Q37043","href":"https://www.wikidata.org/wiki/Q37043"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Tallahassee%2C_Florida"}],"degree":5},{"id":"https://hurricanelaw.pro/florida/tampa/#entity","label":"Tampa, FL","group":"cities","type":"City","def":"Tampa Bay is a shallow funnel that stacks surge, and its property-insurance claims turn on one question: which peril, and which storm, owes for the damage? This is the local flood picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/florida/tampa/","links":[{"label":"Wikidata Q49255","href":"https://www.wikidata.org/wiki/Q49255"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Tampa%2C_Florida"}],"degree":5},{"id":"https://hurricanelaw.pro/florida/vero-beach/#entity","label":"Vero Beach, FL","group":"cities","type":"City","def":"Vero Beach spreads from an Atlantic barrier island across the Indian River Lagoon to the mainland, and its property-insurance claims turn on one question: which peril, and which storm, owes for the damage? This is the local flood picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/florida/vero-beach/","links":[{"label":"Wikidata Q969026","href":"https://www.wikidata.org/wiki/Q969026"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Vero_Beach%2C_Florida"}],"degree":6},{"id":"https://hurricanelaw.pro/florida/west-palm-beach/#entity","label":"West Palm Beach, FL","group":"cities","type":"City","def":"West Palm Beach fronts the Lake Worth Lagoon with the Atlantic barrier island just across the water, and its property-insurance claims turn on one question: which peril, and which storm, owes for the damage? This is the local flood picture, the storm history, the official resources, and where to turn if a filed claim was denied or underpaid.","page":"/florida/west-palm-beach/","links":[{"label":"Wikidata Q163749","href":"https://www.wikidata.org/wiki/Q163749"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/West_Palm_Beach%2C_Florida"}],"degree":7},{"id":"https://hurricanelaw.pro/insurance-companies/allstate/#entity","label":"Allstate","group":"carriers","type":"Organization","def":"Allstate is the national homeowners brand; in Florida its property is written through Castle Key, in South Carolina through Allstate itself. Denied or underpaid on an Allstate claim? Here is the public record, and how to push back.","page":"/insurance-companies/allstate/","links":[{"label":"allstate.com","href":"https://www.allstate.com/"}],"degree":6},{"id":"https://hurricanelaw.pro/insurance-companies/american-bankers-fl/#entity","label":"American Bankers Insurance Company of Florida","group":"carriers","type":"Organization","def":"American Bankers is Assurant's Florida-domiciled carrier and one of the largest residential writers in the state by policy count, heavy in manufactured housing and renters. Denied or underpaid? Here is the public record, and how to push back.","page":"/insurance-companies/american-bankers-fl/","links":[{"label":"assurant.com","href":"https://www.assurant.com"}],"degree":4},{"id":"https://hurricanelaw.pro/insurance-companies/american-coastal/#entity","label":"American Coastal Insurance","group":"carriers","type":"Organization","def":"American Coastal is Florida's largest voluntary writer of commercial-residential property, condo and HOA master policies. Underpaid on a master-policy claim? Here is the public record, and how to push back.","page":"/insurance-companies/american-coastal/","links":[{"label":"amcoastal.com","href":"https://www.amcoastal.com/"}],"degree":3},{"id":"https://hurricanelaw.pro/insurance-companies/american-integrity/#entity","label":"American Integrity Insurance","group":"carriers","type":"Organization","def":"American Integrity writes 400,000+ policies from Tampa, public on the NYSE since 2025. Denied or underpaid on an American Integrity claim? Here is the public record, and how to push back.","page":"/insurance-companies/american-integrity/","links":[{"label":"aii.com","href":"https://www.aii.com"}],"degree":11},{"id":"https://hurricanelaw.pro/insurance-companies/american-modern/#entity","label":"American Modern Insurance","group":"carriers","type":"Organization","def":"American Modern insures the properties the standard market skips: manufactured homes, seasonal houses, vacant and rental dwellings. Denied or underpaid? Here is the public record, and how to push back.","page":"/insurance-companies/american-modern/","links":[{"label":"amig.com","href":"https://www.amig.com"}],"degree":4},{"id":"https://hurricanelaw.pro/insurance-companies/american-security/#entity","label":"American Security Insurance Company","group":"carriers","type":"Organization","def":"American Security is the paper behind most lender-placed policies in Florida, the coverage a mortgage servicer buys when your own policy lapses. The homeowner pays for it and usually cannot dispute the claim. Here is the public record.","page":"/insurance-companies/american-security/","links":[{"label":"assurant.com","href":"https://www.assurant.com"}],"degree":5},{"id":"https://hurricanelaw.pro/insurance-companies/american-traditions/#entity","label":"American Traditions Insurance","group":"carriers","type":"Organization","def":"American Traditions is the Jerger family's Florida residential carrier, the state's largest manufactured-home insurer, also writing homeowners, condo, and dwelling fire. Denied or underpaid? Here is the public record, and how to push back.","page":"/insurance-companies/american-traditions/","links":[{"label":"jergermga.com","href":"https://jergermga.com/"}],"degree":4},{"id":"https://hurricanelaw.pro/insurance-companies/amica/#entity","label":"Amica Mutual","group":"carriers","type":"Organization","def":"Amica is a 1907-vintage mutual that keeps a small, high-retention book in Florida and South Carolina. Denied or underpaid on an Amica claim? Here is the public record, and how to push back.","page":"/insurance-companies/amica/","links":[{"label":"amica.com","href":"https://www.amica.com"}],"degree":6},{"id":"https://hurricanelaw.pro/insurance-companies/apex-star/#entity","label":"Apex Star","group":"carriers","type":"Organization","def":"Apex Star was licensed in April 2025 as Florida's 12th new insurer since the reforms, and much of its book came out of Citizens. Denied or underpaid on an Apex Star claim? Here is the public record, and how to push back.","page":"/insurance-companies/apex-star/","links":[{"label":"apexstarins.com","href":"https://apexstarins.com/"}],"degree":3},{"id":"https://hurricanelaw.pro/insurance-companies/asi-progressive/#entity","label":"ASI / Progressive Home","group":"carriers","type":"Organization","def":"ASI, American Strategic Insurance, now marketed as Progressive Home, writes Florida homeowners under the Progressive brand. Denied or underpaid? Here is the public record, and how to push back.","page":"/insurance-companies/asi-progressive/","links":[{"label":"progressive.com","href":"https://www.progressive.com/homeowners/"}],"degree":4},{"id":"https://hurricanelaw.pro/insurance-companies/auto-club-fl/#entity","label":"Auto Club Insurance Company of Florida (AAA)","group":"carriers","type":"Organization","def":"Auto Club Insurance Company of Florida is the AAA-affiliated homeowners carrier in the state, sold alongside membership. Denied or underpaid on a AAA home claim? Here is the public record, and how to push back.","page":"/insurance-companies/auto-club-fl/","links":[{"label":"acg.aaa.com","href":"https://www.acg.aaa.com"}],"degree":3},{"id":"https://hurricanelaw.pro/insurance-companies/auto-owners/#entity","label":"Auto-Owners Insurance","group":"carriers","type":"Organization","def":"Auto-Owners is a national mutual very active in South Carolina homeowners, writing through independent agents. Denied or underpaid on an Auto-Owners claim? Here is the public record, and how to push back.","page":"/insurance-companies/auto-owners/","links":[{"label":"auto-owners.com","href":"https://www.auto-owners.com/"}],"degree":4},{"id":"https://hurricanelaw.pro/insurance-companies/avatar/#entity","label":"Avatar Property & Casualty","group":"carriers","type":"Organization","def":"Avatar was the second Florida property carrier ordered into liquidation in 2022, three weeks after the first. If your claim was with Avatar, it did not die with the company. Here is where it lives now.","page":"/insurance-companies/avatar/","links":[{"label":"myfloridacfo.com","href":"https://www.myfloridacfo.com/division/receiver/companies/detail/558"}],"degree":3},{"id":"https://hurricanelaw.pro/insurance-companies/bankers/#entity","label":"Bankers Insurance","group":"carriers","type":"Organization","def":"Bankers Insurance Company is the St. Petersburg property carrier inside Bankers Financial Corporation. Denied or underpaid on a Bankers or First Community claim? Here is the public record, and how to push back.","page":"/insurance-companies/bankers/","links":[{"label":"bankersinsurance.com","href":"https://bankersinsurance.com/"}],"degree":3},{"id":"https://hurricanelaw.pro/insurance-companies/cabrillo/#entity","label":"Cabrillo Coastal","group":"carriers","type":"Organization","def":"Cabrillo Coastal is a coastal-property specialist writing Florida and South Carolina homes through its affiliated carrier, US Coastal Property & Casualty. Denied or underpaid on a Cabrillo/US Coastal claim? Here is the public record, and how to push back.","page":"/insurance-companies/cabrillo/","links":[{"label":"uscoastalpc.com","href":"https://www.uscoastalpc.com/"}],"degree":5},{"id":"https://hurricanelaw.pro/insurance-companies/castle-key/#entity","label":"Castle Key Insurance","group":"carriers","type":"Organization","def":"Castle Key is Allstate's branded Florida property carrier. Denied or underpaid on a Castle Key homeowners claim? Here is the public record, and how to push back.","page":"/insurance-companies/castle-key/","links":[{"label":"allstate.com","href":"https://www.allstate.com/"}],"degree":4},{"id":"https://hurricanelaw.pro/insurance-companies/chubb/#entity","label":"Chubb","group":"carriers","type":"Organization","def":"Chubb insures high-value homes in Florida and South Carolina under its Masterpiece program. Denied or underpaid on a Chubb homeowners claim? Here is the public record and how to push back.","page":"/insurance-companies/chubb/","links":[{"label":"chubb.com","href":"https://www.chubb.com/us-en/individuals-families.html"}],"degree":7},{"id":"https://hurricanelaw.pro/insurance-companies/citizens/#entity","label":"Citizens Property Insurance","group":"carriers","type":"Organization","def":"Citizens is Florida's state-created insurer of last resort, and its claim disputes run through rules no private carrier has. Denied or underpaid on a Citizens claim? Here is the public record, and how to push back.","page":"/insurance-companies/citizens/","links":[{"label":"citizensfla.com","href":"https://www.citizensfla.com"},{"label":"Wikidata Q5122723","href":"https://www.wikidata.org/wiki/Q5122723"},{"label":"Wikipedia","href":"https://en.wikipedia.org/wiki/Citizens_Property_Insurance_Corporation"}],"degree":10},{"id":"https://hurricanelaw.pro/insurance-companies/condo-owners-reciprocal/#entity","label":"Condo Owners Reciprocal Exchange","group":"carriers","type":"Organization","def":"Condo Owners Reciprocal Exchange (CORE) is an HCI-sponsored Florida reciprocal writing condo/commercial-residential and homeowners coverage. Denied or underpaid on a CORE claim? Here is the public record, and how to push back.","page":"/insurance-companies/condo-owners-reciprocal/","links":[{"label":"coreins.com","href":"https://coreins.com/"}],"degree":3},{"id":"https://hurricanelaw.pro/insurance-companies/cypress/#entity","label":"Cypress Property & Casualty Insurance","group":"carriers","type":"Organization","def":"Cypress is a Jacksonville-based carrier writing Florida homeowners, condo, and artisan general liability since 1999. Denied or underpaid on a Cypress claim? Here is the public record, and how to push back.","page":"/insurance-companies/cypress/","links":[{"label":"cypressig.com","href":"https://www.cypressig.com/"}],"degree":3},{"id":"https://hurricanelaw.pro/insurance-companies/edison/#entity","label":"Edison Insurance","group":"carriers","type":"Organization","def":"Edison is a Florida-only homeowners carrier in the Florida Peninsula group, based in Boca Raton. Denied or underpaid on an Edison claim? Here is the public record, and how to push back.","page":"/insurance-companies/edison/","links":[{"label":"edisoninsurance.com","href":"https://www.edisoninsurance.com/"}],"degree":13},{"id":"https://hurricanelaw.pro/insurance-companies/farmers/#entity","label":"Farmers Insurance","group":"carriers","type":"Organization","def":"Farmers is a national homeowners brand whose coastal and specialty property runs through its Foremost arm. Denied or underpaid on a Farmers claim? Here is the public record, and how to push back.","page":"/insurance-companies/farmers/","links":[{"label":"farmers.com","href":"https://www.farmers.com/"}],"degree":6},{"id":"https://hurricanelaw.pro/insurance-companies/fednat/#entity","label":"FedNat Insurance","group":"carriers","type":"Organization","def":"Most FedNat policies moved to Monarch National four months before FedNat was liquidated. Two very different answers hide behind one carrier name, and which one applies to you turns on a single date.","page":"/insurance-companies/fednat/","links":[{"label":"myfloridacfo.com","href":"https://www.myfloridacfo.com/division/receiver/companies/detail/562"}],"degree":5},{"id":"https://hurricanelaw.pro/insurance-companies/florida-family/#entity","label":"Florida Family Insurance","group":"carriers","type":"Organization","def":"Florida Family Insurance is a Florida-domiciled homeowners carrier writing personal residential property through independent agents. Denied or underpaid on a Florida Family claim? Here is the public record, and how to push back.","page":"/insurance-companies/florida-family/","links":[{"label":"floridafamily.com","href":"https://www.floridafamily.com/"}],"degree":3},{"id":"https://hurricanelaw.pro/insurance-companies/florida-farm-bureau/#entity","label":"Florida Farm Bureau Insurance","group":"carriers","type":"Organization","def":"Florida Farm Bureau writes homes across rural and suburban Florida through county Farm Bureau offices and local agents. Denied or underpaid on a Farm Bureau claim? Here is the public record, and how to push back.","page":"/insurance-companies/florida-farm-bureau/","links":[{"label":"ffbic.com","href":"https://www.ffbic.com"}],"degree":3},{"id":"https://hurricanelaw.pro/insurance-companies/florida-peninsula/#entity","label":"Florida Peninsula Insurance","group":"carriers","type":"Organization","def":"Florida Peninsula is one of the state's larger private homeowners carriers, writing since 2005. Denied or underpaid on a Florida Peninsula claim? Here is the public record, and how to push back.","page":"/insurance-companies/florida-peninsula/","links":[{"label":"floridapeninsula.com","href":"https://www.floridapeninsula.com/"}],"degree":11},{"id":"https://hurricanelaw.pro/insurance-companies/frontline/#entity","label":"Frontline Insurance","group":"carriers","type":"Organization","def":"Frontline Insurance writes wind-exposed coastal homeowners and commercial residential property across the Southeast through two carriers. Denied or underpaid on a Frontline claim? Here is the public record, and how to push back.","page":"/insurance-companies/frontline/","links":[{"label":"frontlineinsurance.com","href":"https://www.frontlineinsurance.com/"}],"degree":5},{"id":"https://hurricanelaw.pro/insurance-companies/geovera-specialty/#entity","label":"GeoVera Specialty Insurance","group":"carriers","type":"Organization","def":"GeoVera Specialty writes Florida homes on surplus-lines paper, with roof schedules and sublimits that decide claims before the adjuster arrives. Denied or underpaid on a GeoVera claim? Here is the public record, and how to push back.","page":"/insurance-companies/geovera-specialty/","links":[{"label":"geovera.com","href":"https://geovera.com"}],"degree":6},{"id":"https://hurricanelaw.pro/insurance-companies/hartford-midwest/#entity","label":"Hartford Insurance of the Midwest","group":"carriers","type":"Organization","def":"Hartford Midwest is one of the underwriting companies behind The Hartford's AARP homeowners program, and a fixture in Florida hurricane litigation. Denied or underpaid on a Hartford claim? Here is the public record, and how to push back.","page":"/insurance-companies/hartford-midwest/","links":[{"label":"thehartford.com","href":"https://www.thehartford.com"}],"degree":8},{"id":"https://hurricanelaw.pro/insurance-companies/heritage/#entity","label":"Heritage Property & Casualty","group":"carriers","type":"Organization","def":"Heritage writes homeowners in Florida, South Carolina, and 14 other states from Clearwater. Denied or underpaid on a Heritage claim? Here is the public record, and how to push back.","page":"/insurance-companies/heritage/","links":[{"label":"heritagepci.com","href":"https://www.heritagepci.com"}],"degree":15},{"id":"https://hurricanelaw.pro/insurance-companies/homeownerschoice/#entity","label":"Homeowners Choice","group":"carriers","type":"Organization","def":"Homeowners Choice is the original Florida homeowners carrier inside HCI Group, the sister company of TypTap. Denied or underpaid on an HCPCI claim? Here is the public record, and how to push back.","page":"/insurance-companies/homeownerschoice/","links":[{"label":"hcpci.com","href":"https://hcpci.com/"}],"degree":5},{"id":"https://hurricanelaw.pro/insurance-companies/homesite/#entity","label":"Homesite Insurance","group":"carriers","type":"Organization","def":"Homesite is the American Family carrier behind a lot of homeowners policies sold under other brand names, including Progressive Home. Denied or underpaid? Here is the public record, and how to push back.","page":"/insurance-companies/homesite/","links":[{"label":"homesite.com","href":"https://www.homesite.com"}],"degree":7},{"id":"https://hurricanelaw.pro/insurance-companies/kin/#entity","label":"Kin Insurance","group":"carriers","type":"Organization","def":"Kin is a digital-first Florida homeowners and flood carrier, structured as a policyholder-owned reciprocal exchange. Denied or underpaid on a Kin claim? Here is the public record, and how to push back.","page":"/insurance-companies/kin/","links":[{"label":"kin.com","href":"https://kin.com/"}],"degree":6},{"id":"https://hurricanelaw.pro/insurance-companies/lemonade/#entity","label":"Lemonade Insurance","group":"carriers","type":"Organization","def":"Lemonade is an app-first carrier with 82,982 Florida personal residential policies and the second-highest closed-without-payment rate on Weiss Ratings' 2025 national list. Denied or underpaid on a Lemonade claim? Here is the public record, and how to push back.","page":"/insurance-companies/lemonade/","links":[{"label":"lemonade.com","href":"https://www.lemonade.com"}],"degree":4},{"id":"https://hurricanelaw.pro/insurance-companies/lexington/#entity","label":"Lexington Insurance (AIG)","group":"carriers","type":"Organization","def":"Lexington is AIG's excess and surplus lines carrier, the paper behind many high-value coastal homes. Denied or underpaid on a Lexington claim? Here is the public record, and how to push back.","page":"/insurance-companies/lexington/","links":[{"label":"lexingtoninsurance.com","href":"https://www.lexingtoninsurance.com"}],"degree":7},{"id":"https://hurricanelaw.pro/insurance-companies/liberty-mutual/#entity","label":"Liberty Mutual","group":"carriers","type":"Organization","def":"Liberty Mutual is a top-five U.S. homeowners group writing Florida and South Carolina, directly and under its Safeco agent brand. Denied or underpaid? Here is the public record and how to push back.","page":"/insurance-companies/liberty-mutual/","links":[{"label":"libertymutual.com","href":"https://www.libertymutual.com/"}],"degree":6},{"id":"https://hurricanelaw.pro/insurance-companies/lighthouse/#entity","label":"Lighthouse Property Insurance","group":"carriers","type":"Organization","def":"Lighthouse was liquidated in Louisiana, not Florida, which sends its Florida policyholders somewhere different. Here is who owes a Lighthouse claim now, and the deadlines that already ran.","page":"/insurance-companies/lighthouse/","links":[{"label":"lighthouse.insurance","href":"https://www.lighthouse.insurance"}],"degree":3},{"id":"https://hurricanelaw.pro/insurance-companies/loggerhead/#entity","label":"Loggerhead Insurance","group":"carriers","type":"Organization","def":"Loggerhead is a 2023-vintage Florida reciprocal that grew fast, and whose closed-without-payment rate jumped with it. Denied or underpaid on a Loggerhead claim? Here is the public record, and how to push back.","page":"/insurance-companies/loggerhead/","links":[{"label":"loggerheadinsurance.com","href":"https://www.loggerheadinsurance.com"}],"degree":3},{"id":"https://hurricanelaw.pro/insurance-companies/manatee-insurance-exchange/#entity","label":"Manatee Insurance Exchange","group":"carriers","type":"Organization","def":"Manatee Insurance Exchange is the Tampa reciprocal that spun out of Safepoint to write coastal Florida property. Denied or underpaid on a Manatee claim? Here is the public record, and how to push back.","page":"/insurance-companies/manatee-insurance-exchange/","links":[{"label":"manatee-insurance.com","href":"https://manatee-insurance.com/"}],"degree":3},{"id":"https://hurricanelaw.pro/insurance-companies/mangrove-property/#entity","label":"Mangrove Property Insurance","group":"carriers","type":"Organization","def":"Mangrove Property Insurance Company is a newer Florida homeowners carrier that began writing statewide in 2025. Denied or underpaid on a Mangrove claim? Here is the public record, and how to push back.","page":"/insurance-companies/mangrove-property/","links":[{"label":"mangrove-fl.com","href":"https://mangrove-fl.com/"}],"degree":3},{"id":"https://hurricanelaw.pro/insurance-companies/modern-usa/#entity","label":"Modern USA Insurance","group":"carriers","type":"Organization","def":"Modern USA no longer writes. It merged into affiliate American Traditions Insurance Company on 5/31/2018. If you held a Modern USA policy, here is where the coverage went, and how to push back on a denial.","page":"/insurance-companies/modern-usa/","links":[{"label":"jergermga.com","href":"https://jergermga.com/"}],"degree":3},{"id":"https://hurricanelaw.pro/insurance-companies/monarch-national/#entity","label":"Monarch National Insurance","group":"carriers","type":"Organization","def":"Monarch National took over most of FedNat's Florida book in 2022 and writes HO-3 and HO-6 from Tallahassee. Denied or underpaid on a Monarch claim? Here is the public record, and how to push back.","page":"/insurance-companies/monarch-national/","links":[{"label":"monarchnational.com","href":"https://monarchnational.com"}],"degree":4},{"id":"https://hurricanelaw.pro/insurance-companies/nationwide/#entity","label":"Nationwide","group":"carriers","type":"Organization","def":"Nationwide is a national homeowners writer active in Florida and South Carolina, selling property coverage through agents. Denied or underpaid on a Nationwide claim? Here is the public record, and how to push back.","page":"/insurance-companies/nationwide/","links":[{"label":"nationwide.com","href":"https://www.nationwide.com/"}],"degree":6},{"id":"https://hurricanelaw.pro/insurance-companies/olympus/#entity","label":"Olympus Insurance","group":"carriers","type":"Organization","def":"Olympus is a Palm Beach Gardens-based Florida homeowners carrier. Denied or underpaid on an Olympus claim? Here is the public record, and how to push back.","page":"/insurance-companies/olympus/","links":[{"label":"olympusinsurance.com","href":"https://www.olympusinsurance.com/"}],"degree":6},{"id":"https://hurricanelaw.pro/insurance-companies/one-alliance/#entity","label":"One Alliance North America","group":"carriers","type":"Organization","def":"One Alliance is the new name on an old policy: Universal North America was bought in January 2025 and renamed. Denied or underpaid on a One Alliance claim? Here is the public record, and how to push back.","page":"/insurance-companies/one-alliance/","links":[{"label":"onealliancena.com","href":"https://www.onealliancena.com/"}],"degree":3},{"id":"https://hurricanelaw.pro/insurance-companies/orange-insurance-exchange/#entity","label":"Orange Insurance Exchange","group":"carriers","type":"Organization","def":"Orange Insurance Exchange is a Florida property reciprocal, a subscriber-owned exchange run by an attorney-in-fact. Denied or underpaid on an Orange claim? Here is the public record, and how to push back.","page":"/insurance-companies/orange-insurance-exchange/","links":[{"label":"orangeinsure.com","href":"https://www.orangeinsure.com/"}],"degree":3},{"id":"https://hurricanelaw.pro/insurance-companies/ovation-home/#entity","label":"Ovation Home Insurance Exchange","group":"carriers","type":"Organization","def":"Ovation Home Insurance Exchange is a Florida homeowners reciprocal, a member-owned exchange run by an attorney-in-fact. Denied or underpaid on an Ovation claim? Here is the public record, and how to push back.","page":"/insurance-companies/ovation-home/","links":[{"label":"ovationhome.com","href":"https://www.ovationhome.com/"}],"degree":3},{"id":"https://hurricanelaw.pro/insurance-companies/patriot-select/#entity","label":"Patriot Select (formerly Anchor)","group":"carriers","type":"Organization","def":"Patriot Select is the 2025 relaunch of the company that wrote Florida homes as Anchor P&C until 2020. Denied or underpaid, then or now? Here is the public record, and how to push back.","page":"/insurance-companies/patriot-select/","links":[{"label":"patriotselect.com","href":"https://patriotselect.com"}],"degree":3},{"id":"https://hurricanelaw.pro/insurance-companies/peoples-trust/#entity","label":"People's Trust Insurance","group":"carriers","type":"Organization","def":"People's Trust is a Florida homeowners carrier that repairs many claims through its own affiliated Rapid Response Team contractor. Denied, underpaid, or steered to a preferred contractor? Here is the public record, and how to push back.","page":"/insurance-companies/peoples-trust/","links":[{"label":"peoplestrustinsurance.com","href":"https://peoplestrustinsurance.com/"}],"degree":11},{"id":"https://hurricanelaw.pro/insurance-companies/praxis/#entity","label":"Praxis Insurance","group":"carriers","type":"Organization","def":"Praxis got its Florida license in September 2025 and already holds 18,581 policies. A new carrier means a new claims operation, and no track record to check. Denied or underpaid on a Praxis claim? Here is the public record, and how to push back.","page":"/insurance-companies/praxis/","links":[{"label":"praxisinsures.com","href":"https://www.praxisinsures.com/"}],"degree":3},{"id":"https://hurricanelaw.pro/insurance-companies/pure/#entity","label":"PURE Insurance","group":"carriers","type":"Organization","def":"PURE is a Florida-domiciled reciprocal insuring high-value homes, owned by the members it insures. Denied or underpaid on a PURE claim? Here is the public record, and how to push back.","page":"/insurance-companies/pure/","links":[{"label":"pureinsurance.com","href":"https://www.pureinsurance.com"}],"degree":3},{"id":"https://hurricanelaw.pro/insurance-companies/qbe-specialty/#entity","label":"QBE Specialty Insurance","group":"carriers","type":"Organization","def":"QBE Specialty writes coastal homes on surplus-lines paper, the non-admitted market where standard-market rules bend. Denied or underpaid on a QBE claim? Here is the public record, and how to push back.","page":"/insurance-companies/qbe-specialty/","links":[{"label":"qbe.com","href":"https://www.qbe.com/us"}],"degree":7},{"id":"https://hurricanelaw.pro/insurance-companies/safe-harbor/#entity","label":"Safe Harbor Insurance","group":"carriers","type":"Organization","def":"Safe Harbor is a Tallahassee-domiciled coastal carrier whose policy is sold by one company, adjusted by another, and paid by a third. Denied or underpaid on a Safe Harbor claim? Here is the public record, and how to push back.","page":"/insurance-companies/safe-harbor/","links":[{"label":"safeharborflorida.com","href":"https://www.safeharborflorida.com/"}],"degree":5},{"id":"https://hurricanelaw.pro/insurance-companies/safepoint/#entity","label":"SafePoint Insurance","group":"carriers","type":"Organization","def":"SafePoint is a Tampa-based coastal-property carrier writing Florida homeowners, dwelling fire, and flood. Denied or underpaid on a SafePoint claim? Here is the public record, and how to push back.","page":"/insurance-companies/safepoint/","links":[{"label":"safepointins.com","href":"https://safepointins.com/"}],"degree":9},{"id":"https://hurricanelaw.pro/insurance-companies/security-first/#entity","label":"Security First Insurance","group":"carriers","type":"Organization","def":"Security First is a Florida-only homeowners carrier built around coastal and hurricane risk, writing since 2005. Denied or underpaid on a Security First claim? Here is the public record, and how to push back.","page":"/insurance-companies/security-first/","links":[{"label":"securityfirstflorida.com","href":"https://www.securityfirstflorida.com/"}],"degree":6},{"id":"https://hurricanelaw.pro/insurance-companies/slide/#entity","label":"Slide Insurance","group":"carriers","type":"Organization","def":"Slide is a Tampa-based technology carrier writing Florida and South Carolina homes, public on Nasdaq since 2025. Denied or underpaid on a Slide claim? Here is the public record, and how to push back.","page":"/insurance-companies/slide/","links":[{"label":"slideinsurance.com","href":"https://www.slideinsurance.com"}],"degree":10},{"id":"https://hurricanelaw.pro/insurance-companies/sc-farm-bureau/#entity","label":"South Carolina Farm Bureau Insurance","group":"carriers","type":"Organization","def":"South Carolina Farm Bureau is one of the state's largest homeowners writers, a member-owned mutual based in Cayce. Denied or underpaid on a Farm Bureau claim? Here is the public record, and how to push back.","page":"/insurance-companies/sc-farm-bureau/","links":[{"label":"scfbins.com","href":"https://www.scfbins.com/"}],"degree":3},{"id":"https://hurricanelaw.pro/insurance-companies/southern-fidelity/#entity","label":"Southern Fidelity Insurance","group":"carriers","type":"Organization","def":"Southern Fidelity failed with roughly 150,000 policies in force across four states. The association that owes your claim follows the property, not the company. Here is which one has it now.","page":"/insurance-companies/southern-fidelity/","links":[{"label":"myfloridacfo.com","href":"https://www.myfloridacfo.com/division/receiver/companies/detail/559"}],"degree":5},{"id":"https://hurricanelaw.pro/insurance-companies/southern-oak/#entity","label":"Southern Oak Insurance","group":"carriers","type":"Organization","def":"Southern Oak is a Florida-domiciled homeowners carrier writing personal residential property through independent agents. Denied or underpaid on a Southern Oak claim? Here is the public record, and how to push back.","page":"/insurance-companies/southern-oak/","links":[{"label":"southernoak.com","href":"https://www.southernoak.com/"}],"degree":4},{"id":"https://hurricanelaw.pro/insurance-companies/st-johns/#entity","label":"St. Johns Insurance","group":"carriers","type":"Organization","def":"The first of the 2022 Florida property failures took about 147,000 policies down with it. Slide wrote the replacement policies, but a loss before March 1, 2022 never moved to Slide. Here is where that claim actually lives.","page":"/insurance-companies/st-johns/","links":[{"label":"myfloridacfo.com","href":"https://www.myfloridacfo.com/division/receiver/companies/detail/557"}],"degree":5},{"id":"https://hurricanelaw.pro/insurance-companies/state-farm-florida/#entity","label":"State Farm Florida","group":"carriers","type":"Organization","def":"State Farm Florida is the single-state subsidiary that passed Citizens as Florida's largest property insurer. Denied or underpaid on a State Farm claim? Here is the public record, and how to push back.","page":"/insurance-companies/state-farm-florida/","links":[{"label":"statefarm.com","href":"https://www.statefarm.com"}],"degree":20},{"id":"https://hurricanelaw.pro/insurance-companies/tailrow/#entity","label":"Tailrow Insurance","group":"carriers","type":"Organization","def":"Tailrow Insurance Exchange is the HCI Group-sponsored reciprocal that launched by taking policies out of Citizens. Denied or underpaid on a Tailrow claim? Here is the public record, and how to push back.","page":"/insurance-companies/tailrow/","links":[{"label":"tailrow.com","href":"https://tailrow.com/"}],"degree":3},{"id":"https://hurricanelaw.pro/insurance-companies/tower-hill/#entity","label":"Tower Hill Insurance","group":"carriers","type":"Organization","def":"Tower Hill has written Florida homes from Gainesville since 1972; new policies now run through its policyholder-owned Exchange. Denied or underpaid on a Tower Hill claim? Here is the public record, and how to push back.","page":"/insurance-companies/tower-hill/","links":[{"label":"thig.com","href":"https://www.thig.com"}],"degree":5},{"id":"https://hurricanelaw.pro/insurance-companies/travelers/#entity","label":"Travelers","group":"carriers","type":"Organization","def":"Travelers is a national homeowners writer active in Florida and South Carolina, selling property coverage through independent agents. Denied or underpaid on a Travelers claim? Here is the public record, and how to push back.","page":"/insurance-companies/travelers/","links":[{"label":"travelers.com","href":"https://www.travelers.com/"}],"degree":6},{"id":"https://hurricanelaw.pro/insurance-companies/trident/#entity","label":"Trident Reciprocal Exchange","group":"carriers","type":"Organization","def":"Trident Reciprocal Exchange is one of Florida's newest property insurers, approved to take homeowners policies out of Citizens. Denied or underpaid on a Trident claim? Here is the public record, and how to push back.","page":"/insurance-companies/trident/","links":[{"label":"tridentreciprocal.com","href":"https://www.tridentreciprocal.com/"}],"degree":3},{"id":"https://hurricanelaw.pro/insurance-companies/true-exchange/#entity","label":"TRUE Insurance","group":"carriers","type":"Organization","def":"TRUE is a Florida reciprocal built by American Family, sold to a private-equity buyer, and granted a 31.5% rate increase. Denied or underpaid on a TRUE claim? Here is the public record, and how to push back.","page":"/insurance-companies/true-exchange/","links":[{"label":"trueins.com","href":"https://trueins.com/"}],"degree":5},{"id":"https://hurricanelaw.pro/insurance-companies/typtap/#entity","label":"TypTap Insurance","group":"carriers","type":"Organization","def":"TypTap is the technology-driven Florida homeowners and flood carrier inside HCI Group. Denied or underpaid on a TypTap claim? Here is the public record, and how to push back.","page":"/insurance-companies/typtap/","links":[{"label":"typtap.com","href":"https://typtap.com/"}],"degree":6},{"id":"https://hurricanelaw.pro/insurance-companies/upc/#entity","label":"United Property & Casualty (UPC)","group":"carriers","type":"Organization","def":"UPC wrote hundreds of thousands of coastal policies until its February 2023 liquidation, five months after Ian. If your claim was with UPC, it did not die with the company. Here is where it lives now.","page":"/insurance-companies/upc/","links":[{"label":"myfloridacfo.com","href":"https://www.myfloridacfo.com/division/receiver/companies/detail/563"}],"degree":7},{"id":"https://hurricanelaw.pro/insurance-companies/universal-property/#entity","label":"Universal Property & Casualty","group":"carriers","type":"Organization","def":"Universal is one of Florida's largest homeowners carriers, writing in 19 states from Fort Lauderdale. Denied or underpaid on a Universal claim? Here is the public record, and how to push back.","page":"/insurance-companies/universal-property/","links":[{"label":"universalproperty.com","href":"https://universalproperty.com"}],"degree":19},{"id":"https://hurricanelaw.pro/insurance-companies/usaa/#entity","label":"USAA","group":"carriers","type":"Organization","def":"USAA insures military members and their families in Florida and South Carolina. Denied or underpaid on a USAA homeowners claim? Here is the public record and how to push back.","page":"/insurance-companies/usaa/","links":[{"label":"usaa.com","href":"https://www.usaa.com/"}],"degree":7},{"id":"https://hurricanelaw.pro/insurance-companies/vault/#entity","label":"Vault Insurance","group":"carriers","type":"Organization","def":"Vault Reciprocal Exchange is the high-net-worth, policyholder-owned carrier writing high-value homes across Florida and South Carolina. Denied or underpaid on a Vault claim? Here is the public record, and how to push back.","page":"/insurance-companies/vault/","links":[{"label":"vaultinsurance.com","href":"https://www.vaultinsurance.com/"}],"degree":5},{"id":"https://hurricanelaw.pro/insurance-companies/vyrd/#entity","label":"Vyrd Insurance","group":"carriers","type":"Organization","def":"Vyrd is a technology-driven Florida homeowners carrier launched in 2021, based in St. Petersburg. Denied or underpaid on a Vyrd claim? Here is the public record, and how to push back.","page":"/insurance-companies/vyrd/","links":[{"label":"vyrd.co","href":"https://www.vyrd.co/"}],"degree":4},{"id":"https://hurricanelaw.pro/insurance-companies/weston/#entity","label":"Weston Property & Casualty","group":"carriers","type":"Organization","def":"Weston is the one insolvent-carrier file with a hard stop already on the calendar. The court set a claims bar date of Aug. 8, 2026, and claims after it are denied and forever barred. Here is where a Weston claim stands now.","page":"/insurance-companies/weston/","links":[{"label":"myfloridacfo.com","href":"https://www.myfloridacfo.com/division/receiver/companies/detail/561"}],"degree":3},{"id":"https://hurricanelaw.pro/knowledge-map/#parent-allstate","label":"The Allstate Corporation","group":"parents","type":"Organization","def":"","page":"","links":[{"label":"Wikidata Q2645636","href":"https://www.wikidata.org/wiki/Q2645636"}],"degree":2},{"id":"https://hurricanelaw.pro/knowledge-map/#parent-assurant","label":"Assurant, Inc.","group":"parents","type":"Organization","def":"","page":"","links":[{"label":"Wikidata Q4810399","href":"https://www.wikidata.org/wiki/Q4810399"}],"degree":2},{"id":"https://hurricanelaw.pro/knowledge-map/#parent-usaa","label":"United Services Automobile Association","group":"parents","type":"Organization","def":"","page":"","links":[{"label":"Wikidata Q7865722","href":"https://www.wikidata.org/wiki/Q7865722"}],"degree":1},{"id":"https://hurricanelaw.pro/knowledge-map/#parent-liberty-mutual","label":"Liberty Mutual Group","group":"parents","type":"Organization","def":"","page":"","links":[{"label":"Wikidata Q1516450","href":"https://www.wikidata.org/wiki/Q1516450"}],"degree":1},{"id":"https://hurricanelaw.pro/knowledge-map/#parent-travelers","label":"The Travelers Companies, Inc.","group":"parents","type":"Organization","def":"","page":"","links":[{"label":"Wikidata Q942471","href":"https://www.wikidata.org/wiki/Q942471"}],"degree":1},{"id":"https://hurricanelaw.pro/knowledge-map/#parent-progressive","label":"The Progressive Corporation","group":"parents","type":"Organization","def":"","page":"","links":[{"label":"Wikidata Q7248721","href":"https://www.wikidata.org/wiki/Q7248721"}],"degree":1},{"id":"https://hurricanelaw.pro/knowledge-map/#parent-hartford","label":"The Hartford","group":"parents","type":"Organization","def":"","page":"","links":[{"label":"Wikidata Q444110","href":"https://www.wikidata.org/wiki/Q444110"}],"degree":1},{"id":"https://hurricanelaw.pro/knowledge-map/#parent-state-farm","label":"State Farm Mutual Automobile Insurance Company","group":"parents","type":"Organization","def":"","page":"","links":[{"label":"Wikidata Q2007336","href":"https://www.wikidata.org/wiki/Q2007336"}],"degree":1},{"id":"https://hurricanelaw.pro/knowledge-map/#parent-nationwide","label":"Nationwide Mutual Insurance Company","group":"parents","type":"Organization","def":"","page":"","links":[{"label":"Wikidata Q6979886","href":"https://www.wikidata.org/wiki/Q6979886"}],"degree":1},{"id":"https://hurricanelaw.pro/knowledge-map/#parent-munich-re","label":"Munich Re","group":"parents","type":"Organization","def":"","page":"","links":[{"label":"Wikidata Q166637","href":"https://www.wikidata.org/wiki/Q166637"}],"degree":1},{"id":"https://hurricanelaw.pro/knowledge-map/#parent-lemonade","label":"Lemonade, Inc.","group":"parents","type":"Organization","def":"","page":"","links":[{"label":"Wikidata Q37019245","href":"https://www.wikidata.org/wiki/Q37019245"}],"degree":1},{"id":"https://hurricanelaw.pro/knowledge-map/#parent-chubb","label":"Chubb Limited","group":"parents","type":"Organization","def":"","page":"","links":[{"label":"Wikidata Q1089060","href":"https://www.wikidata.org/wiki/Q1089060"}],"degree":1},{"id":"https://hurricanelaw.pro/knowledge-map/#parent-aig","label":"American International Group, Inc.","group":"parents","type":"Organization","def":"","page":"","links":[{"label":"Wikidata Q212235","href":"https://www.wikidata.org/wiki/Q212235"}],"degree":1},{"id":"https://hurricanelaw.pro/knowledge-map/#parent-auto-owners","label":"Auto-Owners Insurance Group","group":"parents","type":"Organization","def":"","page":"","links":[{"label":"Wikidata Q4826032","href":"https://www.wikidata.org/wiki/Q4826032"}],"degree":1},{"id":"https://hurricanelaw.pro/knowledge-map/#parent-american-family","label":"American Family Insurance Group","group":"parents","type":"Organization","def":"","page":"","links":[{"label":"Wikidata Q4743730","href":"https://www.wikidata.org/wiki/Q4743730"}],"degree":1},{"id":"https://hurricanelaw.pro/knowledge-map/#parent-qbe","label":"QBE Insurance Group Limited","group":"parents","type":"Organization","def":"","page":"","links":[{"label":"Wikidata Q138736","href":"https://www.wikidata.org/wiki/Q138736"}],"degree":1},{"id":"https://hurricanelaw.pro/knowledge-map/#parent-farmers","label":"Farmers Group, Inc.","group":"parents","type":"Organization","def":"","page":"","links":[{"label":"Wikidata Q1396863","href":"https://www.wikidata.org/wiki/Q1396863"}],"degree":1},{"id":"https://hurricanelaw.pro/law/fla-stat-624-155/#legislation","label":"Fla. Stat. 624.155, Civil remedy","group":"statutes","type":"Legislation","def":"","page":"/law/fla-stat-624-155/","links":[{"label":"Official text","href":"https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0600-0699/0624/Sections/0624.155.html"}],"degree":2},{"id":"https://hurricanelaw.pro/knowledge-map/#law-fs-626-9541","label":"Fla. Stat. 626.9541, Unfair methods of competition and unfair or deceptive acts; unfair claim settlement practices","group":"statutes","type":"Legislation","def":"","page":"","links":[{"label":"Official text","href":"https://www.flsenate.gov/Laws/Statutes/2025/626.9541"}],"degree":3},{"id":"https://hurricanelaw.pro/law/fla-stat-626-9541/#legislation","label":"Fla. Stat. 626.9541(1)(i), Unfair claim settlement practices","group":"statutes","type":"Legislation","def":"","page":"/law/fla-stat-626-9541/","links":[{"label":"Official text","href":"https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0600-0699/0626/Sections/0626.9541.html"}],"degree":2},{"id":"https://hurricanelaw.pro/law/fla-stat-626-9744/#legislation","label":"Fla. Stat. 626.9744, Claim settlement practices relating to property insurance","group":"statutes","type":"Legislation","def":"","page":"/law/fla-stat-626-9744/","links":[{"label":"Official text","href":"https://www.flsenate.gov/Laws/Statutes/2025/626.9744"}],"degree":2},{"id":"https://hurricanelaw.pro/knowledge-map/#law-fs-626-854","label":"Fla. Stat. 626.854, Public adjuster defined; prohibitions","group":"statutes","type":"Legislation","def":"","page":"","links":[{"label":"Official text","href":"https://www.flsenate.gov/Laws/Statutes/2025/626.854"}],"degree":2},{"id":"https://hurricanelaw.pro/law/fla-stat-627-409/#legislation","label":"Fla. Stat. 627.409, Representations in applications; warranties","group":"statutes","type":"Legislation","def":"","page":"/law/fla-stat-627-409/","links":[{"label":"Official text","href":"https://www.flsenate.gov/Laws/Statutes/2025/627.409"}],"degree":2},{"id":"https://hurricanelaw.pro/knowledge-map/#law-fs-627-426","label":"Fla. Stat. 627.426, Claims administration","group":"statutes","type":"Legislation","def":"","page":"","links":[{"label":"Official text","href":"https://www.flsenate.gov/Laws/Statutes/2025/627.426"}],"degree":3},{"id":"https://hurricanelaw.pro/my-safe-florida-home/wind-mitigation-inspection/#legislation","label":"Fla. Stat. 627.0629, Residential property insurance rate filings: windstorm mitigation discounts","group":"statutes","type":"Legislation","def":"","page":"/my-safe-florida-home/wind-mitigation-inspection/","links":[{"label":"Official text","href":"https://www.flsenate.gov/Laws/Statutes/2025/627.0629"}],"degree":2},{"id":"https://hurricanelaw.pro/law/fla-stat-627-70131/#legislation","label":"Fla. Stat. 627.70131, Insurer's duty to acknowledge communications regarding claims; investigation","group":"statutes","type":"Legislation","def":"","page":"/law/fla-stat-627-70131/","links":[{"label":"Official text","href":"https://www.flsenate.gov/Laws/Statutes/2025/627.70131"}],"degree":3},{"id":"https://hurricanelaw.pro/law/fla-stat-627-70132/#legislation","label":"Fla. Stat. 627.70132, Notice of property insurance claim","group":"statutes","type":"Legislation","def":"","page":"/law/fla-stat-627-70132/","links":[{"label":"Official text","href":"https://www.flsenate.gov/Laws/Statutes/2025/627.70132"}],"degree":3},{"id":"https://hurricanelaw.pro/knowledge-map/#law-fs-627-7011","label":"Fla. Stat. 627.7011, Homeowners policies; offer of replacement cost coverage and law and ordinance coverage","group":"statutes","type":"Legislation","def":"","page":"","links":[{"label":"Official text","href":"https://www.flsenate.gov/Laws/Statutes/2025/627.7011"}],"degree":4},{"id":"https://hurricanelaw.pro/coverage/catastrophic-ground-cover-collapse/#legislation","label":"Fla. Stat. 627.706, Sinkhole insurance; catastrophic ground cover collapse; definitions","group":"statutes","type":"Legislation","def":"","page":"/coverage/catastrophic-ground-cover-collapse/","links":[{"label":"Official text","href":"https://www.flsenate.gov/Laws/Statutes/2025/627.706"}],"degree":2},{"id":"https://hurricanelaw.pro/law/fla-stat-627-7142/#legislation","label":"Fla. Stat. 627.7142, Homeowner Claims Bill of Rights","group":"statutes","type":"Legislation","def":"","page":"/law/fla-stat-627-7142/","links":[{"label":"Official text","href":"https://www.flsenate.gov/Laws/Statutes/2025/627.7142"}],"degree":2},{"id":"https://hurricanelaw.pro/knowledge-map/#law-fs-627-714","label":"Fla. Stat. 627.714, Residential condominium unit owner coverage; loss assessment coverage required","group":"statutes","type":"Legislation","def":"","page":"","links":[{"label":"Official text","href":"https://www.flsenate.gov/Laws/Statutes/2025/627.714"}],"degree":4},{"id":"https://hurricanelaw.pro/knowledge-map/#law-fs-718-111","label":"Fla. Stat. 718.111, The association; powers and duties; insurance","group":"statutes","type":"Legislation","def":"","page":"","links":[{"label":"Official text","href":"https://www.flsenate.gov/Laws/Statutes/2025/718.111"}],"degree":5},{"id":"https://hurricanelaw.pro/law/fla-stat-95-11/#legislation","label":"Fla. Stat. 95.11, Limitations other than for the recovery of real property","group":"statutes","type":"Legislation","def":"","page":"/law/fla-stat-95-11/","links":[{"label":"Official text","href":"https://www.flsenate.gov/Laws/Statutes/2025/95.11"}],"degree":2},{"id":"https://hurricanelaw.pro/my-safe-florida-home/grant-program/#legislation","label":"Fla. Stat. 215.5586, My Safe Florida Home Program","group":"statutes","type":"Legislation","def":"","page":"/my-safe-florida-home/grant-program/","links":[{"label":"Official text","href":"https://www.flsenate.gov/Laws/Statutes/2025/215.5586"}],"degree":2},{"id":"https://hurricanelaw.pro/insurance-companies/reciprocal-exchanges-explained/#legislation","label":"Florida Statutes Chapter 629, Reciprocal Insurers","group":"statutes","type":"Legislation","def":"","page":"/insurance-companies/reciprocal-exchanges-explained/","links":[{"label":"Official text","href":"https://www.flsenate.gov/Laws/Statutes/2025/Chapter629"}],"degree":2},{"id":"https://hurricanelaw.pro/law/sc-code-15-3-530/#legislation","label":"S.C. Code Ann. 15-3-530, Actions to be commenced within three years","group":"statutes","type":"Legislation","def":"","page":"/law/sc-code-15-3-530/","links":[{"label":"Official text","href":"https://www.scstatehouse.gov/code/t15c003.php"}],"degree":2},{"id":"https://hurricanelaw.pro/bad-faith/south-carolina-bad-faith-38-59/#legislation","label":"S.C. Code Ann. Title 38, Chapter 59, Claims practices","group":"statutes","type":"Legislation","def":"","page":"/bad-faith/south-carolina-bad-faith-38-59/","links":[{"label":"Official text","href":"https://www.scstatehouse.gov/code/t38c059.php"}],"degree":2},{"id":"https://hurricanelaw.pro/knowledge-map/#law-sc-38-59-10","label":"S.C. Code Ann. 38-59-10, Proof of loss forms required to be furnished","group":"statutes","type":"Legislation","def":"","page":"","links":[{"label":"Official text","href":"https://www.scstatehouse.gov/code/t38c059.php"}],"degree":3},{"id":"https://hurricanelaw.pro/law/sc-code-38-59-20/#legislation","label":"S.C. Code Ann. 38-59-20, Improper claim practices","group":"statutes","type":"Legislation","def":"","page":"/law/sc-code-38-59-20/","links":[{"label":"Official text","href":"https://www.scstatehouse.gov/code/t38c059.php"}],"degree":2},{"id":"https://hurricanelaw.pro/law/sc-code-38-59-40/#legislation","label":"S.C. Code Ann. 38-59-40, Liability for attorneys' fees where insurer has refused to pay claim","group":"statutes","type":"Legislation","def":"","page":"/law/sc-code-38-59-40/","links":[{"label":"Official text","href":"https://www.scstatehouse.gov/code/t38c059.php"}],"degree":2},{"id":"https://hurricanelaw.pro/knowledge-map/#law-sc-38-48","label":"S.C. Code Title 38, Chapter 48, Public Insurance Adjusters","group":"statutes","type":"Legislation","def":"","page":"","links":[{"label":"Official text","href":"https://www.scstatehouse.gov/code/t38c048.php"}],"degree":2},{"id":"https://hurricanelaw.pro/glossary/#termset","label":"Property-insurance claim glossary","group":"terms","type":"DefinedTermSet","def":"","page":"/glossary/","links":[],"degree":72},{"id":"https://hurricanelaw.pro/glossary/actual-cash-value/#actual-cash-value","label":"Actual cash value (ACV)","group":"terms","type":"DefinedTerm","def":"Replacement cost minus depreciation for age and wear. An ACV settlement is what the damaged item was worth the moment before the loss, not what it costs to replace today.","page":"/glossary/actual-cash-value/","links":[],"degree":2},{"id":"https://hurricanelaw.pro/glossary/replacement-cost-value/#replacement-cost-value","label":"Replacement cost value (RCV)","group":"terms","type":"DefinedTerm","def":"What it costs to repair or replace the damaged property with like kind and quality at today's prices, without a deduction for age. Most RCV policies pay ACV first and release the rest after the repair is actually done.","page":"/glossary/replacement-cost-value/","links":[],"degree":3},{"id":"https://hurricanelaw.pro/glossary/#depreciation","label":"Depreciation","group":"terms","type":"DefinedTerm","def":"The dollar amount subtracted from replacement cost for age, wear, and remaining useful life. The carrier's depreciation schedule, and whether labor was depreciated too, is one of the most common places an underpayment hides.","page":"/glossary/#depreciation","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#recoverable-depreciation","label":"Recoverable depreciation","group":"terms","type":"DefinedTerm","def":"The withheld portion of an RCV claim that the carrier releases once repairs are complete and documented. Non-recoverable depreciation is never paid at all, which is what an ACV-only policy means in practice.","page":"/glossary/#recoverable-depreciation","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#matching","label":"Matching","group":"terms","type":"DefinedTerm","def":"Whether the carrier must replace undamaged adjacent material so the repair matches in color and pattern, for example a full roof slope or a run of siding rather than a patch. Florida regulation addresses uniform appearance for line-of-sight repairs; how far it reaches is frequently disputed.","page":"/glossary/#matching","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#ordinance-and-law","label":"Ordinance or law coverage","group":"terms","type":"DefinedTerm","def":"Coverage for the extra cost of rebuilding to current building code when the code requires more than a like-for-like repair. It is usually a percentage of the dwelling limit and is a separate coverage, not part of Coverage A.","page":"/glossary/#ordinance-and-law","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#coverage-a","label":"Coverage A (dwelling)","group":"terms","type":"DefinedTerm","def":"The limit that applies to the house itself, including attached structures. Most other limits in a homeowners policy are calculated as a percentage of Coverage A.","page":"/glossary/#coverage-a","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#coverage-b","label":"Coverage B (other structures)","group":"terms","type":"DefinedTerm","def":"Detached structures such as a garage, fence, shed, or dock. Typically 10 percent of the dwelling limit unless the policy was endorsed upward.","page":"/glossary/#coverage-b","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#coverage-c","label":"Coverage C (personal property)","group":"terms","type":"DefinedTerm","def":"Contents. Typically 50 to 70 percent of Coverage A, usually settled at actual cash value unless replacement cost on contents was purchased, and carved up by sublimits for categories like jewelry, firearms, and electronics.","page":"/glossary/#coverage-c","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#coverage-d","label":"Coverage D (loss of use)","group":"terms","type":"DefinedTerm","def":"Additional living expense and fair rental value while the home is uninhabitable. Usually capped as a percentage of Coverage A, a period of time, or both.","page":"/glossary/#coverage-d","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#additional-living-expense","label":"Additional living expense (ALE)","group":"terms","type":"DefinedTerm","def":"The increase in normal living costs while you cannot live in the home: hotel or rental, added mileage, storage, pet boarding, and the food cost above your usual grocery spend. It pays the difference, not the whole bill.","page":"/glossary/#additional-living-expense","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#declarations-page","label":"Declarations page","group":"terms","type":"DefinedTerm","def":"The front page of the policy listing the insured, the property, the coverage limits, the deductibles, the policy period, and every endorsement number that applies. Read the endorsement list before assuming the base form controls.","page":"/glossary/#declarations-page","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#endorsement","label":"Endorsement","group":"terms","type":"DefinedTerm","def":"An attachment that changes the base policy: adding coverage, removing it, or capping it. A single endorsement can convert a roof from replacement cost to actual cash value.","page":"/glossary/#endorsement","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#exclusion","label":"Exclusion","group":"terms","type":"DefinedTerm","def":"Policy language removing a cause of loss or type of damage from coverage. Exclusions are read narrowly against the drafter in most jurisdictions, and the carrier carries the burden of proving one applies.","page":"/glossary/#exclusion","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#sublimit","label":"Sublimit","group":"terms","type":"DefinedTerm","def":"A cap inside a larger coverage: debris removal, jewelry, mold remediation, or trees and shrubs. The claim can be fully covered and still pay far less than the damage because a sublimit caught it.","page":"/glossary/#sublimit","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/ho-6-policy/#ho-6-policy","label":"HO-6 policy (condo unit owner)","group":"terms","type":"DefinedTerm","def":"The homeowners form written for a condominium unit owner. It insures the inside of the unit, personal property, loss of use, liability, and association assessments, and nothing on the outside of the building. Where the line falls is set by statute and by the condominium documents, not by the policy alone.","page":"/glossary/ho-6-policy/","links":[],"degree":3},{"id":"https://hurricanelaw.pro/glossary/fixture/#fixture","label":"Fixture","group":"terms","type":"DefinedTerm","def":"Personal property attached to a building permanently enough that it is treated as part of the building. The label decides which coverage pays, at what limit, and whether depreciation and contents sublimits apply.","page":"/glossary/fixture/","links":[],"degree":2},{"id":"https://hurricanelaw.pro/glossary/#hurricane-deductible","label":"Hurricane deductible","group":"terms","type":"DefinedTerm","def":"A percentage deductible, commonly 2 to 10 percent of the dwelling limit rather than of the loss, that applies when damage is caused by a named hurricane. On a $400,000 dwelling limit a 5 percent hurricane deductible is $20,000.","page":"/glossary/#hurricane-deductible","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#named-storm-deductible","label":"Named storm deductible","group":"terms","type":"DefinedTerm","def":"Same percentage mechanic as a hurricane deductible but triggered by any named tropical system, not only a hurricane. Which trigger applies, and the window it runs for, is defined in the policy and varies by state.","page":"/glossary/#named-storm-deductible","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#all-other-perils-deductible","label":"All other perils (AOP) deductible","group":"terms","type":"DefinedTerm","def":"The flat-dollar deductible that applies to non-hurricane losses such as a pipe burst or a kitchen fire. A claim can be denied simply because the estimate landed below it.","page":"/glossary/#all-other-perils-deductible","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/proof-of-loss/#proof-of-loss","label":"Sworn proof of loss","group":"terms","type":"DefinedTerm","def":"A notarized statement of the claim: date and cause of loss, the amount claimed, and supporting documentation. Carriers can demand one, and missing the deadline in the policy or in a demand letter can forfeit the claim.","page":"/glossary/proof-of-loss/","links":[],"degree":3},{"id":"https://hurricanelaw.pro/glossary/reservation-of-rights/#reservation-of-rights","label":"Reservation of rights","group":"terms","type":"DefinedTerm","def":"A letter saying the carrier will keep investigating or handling the claim without giving up any defense it may have to coverage. It is not a denial and it is not an approval, and it extends none of your deadlines or its own.","page":"/glossary/reservation-of-rights/","links":[],"degree":3},{"id":"https://hurricanelaw.pro/glossary/#notice-of-loss","label":"Notice of loss","group":"terms","type":"DefinedTerm","def":"The first report of the claim to the carrier. Deadlines to give notice are set by policy and by statute and have tightened significantly in Florida since 2022, so check the version that applies to your policy period.","page":"/glossary/#notice-of-loss","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#examination-under-oath","label":"Examination under oath (EUO)","group":"terms","type":"DefinedTerm","def":"A recorded, sworn questioning of the policyholder by the carrier's counsel, allowed by most policies as a condition of coverage. Refusing one is generally treated as breach of a policy condition, so it is the point at which most policyholders retain counsel.","page":"/glossary/#examination-under-oath","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#public-adjuster","label":"Public adjuster","group":"terms","type":"DefinedTerm","def":"A state-licensed adjuster hired by the policyholder to document, estimate, and negotiate the claim, paid a percentage of the recovery. A public adjuster cannot give legal advice or file suit.","page":"/glossary/#public-adjuster","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#independent-adjuster","label":"Independent adjuster","group":"terms","type":"DefinedTerm","def":"A contract adjuster hired by the carrier, common after a catastrophe when staff adjusters are overwhelmed. They work for the carrier, not for you, regardless of the word independent.","page":"/glossary/#independent-adjuster","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#desk-adjuster","label":"Desk adjuster","group":"terms","type":"DefinedTerm","def":"The carrier-side adjuster who handles the file remotely and usually holds the settlement authority, while a field adjuster inspects the property. The estimate you receive is often written by someone who never saw the house.","page":"/glossary/#desk-adjuster","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#appraisal","label":"Appraisal","group":"terms","type":"DefinedTerm","def":"A policy clause that resolves disputes over the amount of loss, not coverage: each side names an appraiser, the two select an umpire, and an award signed by any two binds the parties. It is faster and cheaper than suit but cannot decide whether a peril is covered.","page":"/glossary/#appraisal","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#umpire","label":"Umpire","group":"terms","type":"DefinedTerm","def":"The neutral selected by the two appraisers, or by a court when they cannot agree, whose signature with one appraiser produces a binding appraisal award.","page":"/glossary/#umpire","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#mediation","label":"State-sponsored mediation","group":"terms","type":"DefinedTerm","def":"A nonbinding settlement conference administered by the state insurance department for residential property claims, at the carrier's expense in Florida. It is quick and low-risk, and it does not waive the right to sue.","page":"/glossary/#mediation","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#bad-faith","label":"Insurance bad faith","group":"terms","type":"DefinedTerm","def":"A carrier's failure to settle a claim in good faith when, under the circumstances, it could and should have done so. First-party bad faith is statutory in Florida and recognized at common law in South Carolina, and the remedy goes beyond the policy limits.","page":"/glossary/#bad-faith","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#civil-remedy-notice","label":"Civil remedy notice (CRN)","group":"terms","type":"DefinedTerm","def":"The statutory notice a Florida policyholder files with the Department of Financial Services identifying the violation and giving the carrier a cure window before a bad-faith action can proceed. It is a prerequisite, and the details matter.","page":"/glossary/#civil-remedy-notice","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#first-party-claim","label":"First-party claim","group":"terms","type":"DefinedTerm","def":"A claim you bring against your own insurer under your own policy. A third-party claim is brought against someone else's liability insurer, and the bad-faith rules for the two are different.","page":"/glossary/#first-party-claim","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#unfair-claim-settlement-practices","label":"Unfair claim settlement practices","group":"terms","type":"DefinedTerm","def":"The statutory list of prohibited carrier conduct: failing to investigate, misrepresenting policy provisions, denying without a reasonable basis, and delaying payment on claims where liability is clear.","page":"/glossary/#unfair-claim-settlement-practices","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#assignment-of-benefits","label":"Assignment of benefits (AOB)","group":"terms","type":"DefinedTerm","def":"A written transfer of policy benefits to a contractor or restoration vendor so they can bill and pursue the carrier directly. Florida has sharply restricted residential property AOBs since 2019 and barred them for most post-2023 policies.","page":"/glossary/#assignment-of-benefits","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#letter-of-protection","label":"Letter of protection (LOP)","group":"terms","type":"DefinedTerm","def":"A promise to pay a vendor or provider out of the eventual recovery rather than up front. It is a payment arrangement, not a transfer of the policy benefits the way an AOB is.","page":"/glossary/#letter-of-protection","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#statute-of-limitations","label":"Statute of limitations","group":"terms","type":"DefinedTerm","def":"The outside deadline to file suit on the policy, measured from the date of loss or the breach depending on the state and the claim. It runs separately from, and much longer than, the policy's notice deadlines.","page":"/glossary/#statute-of-limitations","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#wind-driven-rain","label":"Wind-driven rain","group":"terms","type":"DefinedTerm","def":"Rain forced into a building by wind. Most homeowners forms cover the resulting interior damage only if wind first created an opening in the roof or wall, which is why proof of the opening decides these claims.","page":"/glossary/#wind-driven-rain","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#wear-and-tear","label":"Wear and tear","group":"terms","type":"DefinedTerm","def":"Gradual deterioration from age and exposure, excluded by every property policy. Reclassifying storm damage as wear and tear is the single most common denial move on roof claims.","page":"/glossary/#wear-and-tear","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#cosmetic-damage","label":"Cosmetic damage","group":"terms","type":"DefinedTerm","def":"Damage the carrier says affects appearance but not function, typically dents in metal roofing or granule scarring. Some policies now carry a cosmetic damage exclusion or a separate cosmetic deductible.","page":"/glossary/#cosmetic-damage","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/anti-concurrent-causation/#anti-concurrent-causation","label":"Anti-concurrent causation clause","group":"terms","type":"DefinedTerm","def":"Policy language stating that if an excluded cause contributes in any sequence to the loss, the entire loss is excluded even where a covered cause also contributed. It is the clause behind most wind-versus-flood denials.","page":"/glossary/anti-concurrent-causation/","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/ensuing-loss/#ensuing-loss","label":"Ensuing loss","group":"terms","type":"DefinedTerm","def":"An exception that restores coverage for damage that follows an excluded cause, for example water damage that follows an excluded faulty repair. Narrow, heavily litigated, and often the only way back into coverage.","page":"/glossary/ensuing-loss/","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#concurrent-cause-doctrine","label":"Concurrent cause doctrine","group":"terms","type":"DefinedTerm","def":"The rule in some jurisdictions that a loss is covered when a covered peril and an excluded peril each independently contribute, unless an anti-concurrent causation clause displaces it. Which rule applies is a question of state law and policy wording.","page":"/glossary/#concurrent-cause-doctrine","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#repeated-seepage","label":"Constant or repeated seepage","group":"terms","type":"DefinedTerm","def":"Policy language excluding water damage from leakage occurring over a period of time, often defined as 14 days or more. Carriers use it to convert a sudden pipe failure into an excluded slow leak.","page":"/glossary/#repeated-seepage","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#latent-defect","label":"Latent defect","group":"terms","type":"DefinedTerm","def":"A hidden flaw in materials or construction that was not discoverable by reasonable inspection. Excluded as a cause, though the damage that ensues from it may still be covered.","page":"/glossary/#latent-defect","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#neglect","label":"Neglect","group":"terms","type":"DefinedTerm","def":"The insured's failure to protect property from further damage after a loss. It is both an exclusion and the reason tarping, drying, and documenting the mitigation matters immediately after a storm.","page":"/glossary/#neglect","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#pre-existing-damage","label":"Pre-existing damage","group":"terms","type":"DefinedTerm","def":"Damage the carrier says existed before the date of loss, usually asserted from aerial imagery or a prior claim history. Dated photographs of the property before the storm are the direct rebuttal.","page":"/glossary/#pre-existing-damage","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#storm-surge","label":"Storm surge","group":"terms","type":"DefinedTerm","def":"Ocean water pushed inland by a storm's wind and pressure. It is water damage from flooding for insurance purposes, so it falls to flood coverage and not to the homeowners policy, no matter that wind caused it.","page":"/glossary/#storm-surge","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#flood","label":"Flood","group":"terms","type":"DefinedTerm","def":"General and temporary inundation of normally dry land, from surface water, surge, or overflow. Excluded by standard homeowners policies and covered only by NFIP or private flood insurance.","page":"/glossary/#flood","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/surface-water/#surface-water","label":"Surface water","group":"terms","type":"DefinedTerm","def":"Water spread across the ground from rain or runoff before it reaches a channel or a body of water. Homeowners policies exclude it inside the water damage exclusion, which is why it is the phrase carriers use to move interior damage out of a wind claim.","page":"/glossary/surface-water/","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#nfip","label":"National Flood Insurance Program (NFIP)","group":"terms","type":"DefinedTerm","def":"The federal flood insurance program administered by FEMA, with building and contents limits set by statute. Its policy form, deadlines, and appeal path are different from a private homeowners claim.","page":"/glossary/#nfip","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#increased-cost-of-compliance","label":"Increased cost of compliance (ICC)","group":"terms","type":"DefinedTerm","def":"NFIP coverage that helps pay to elevate, relocate, floodproof, or demolish a substantially damaged building to meet floodplain rules. It is separate from the building limit and often unclaimed.","page":"/glossary/#increased-cost-of-compliance","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#fema-flood-zone","label":"FEMA flood zone","group":"terms","type":"DefinedTerm","def":"The flood risk designation on FEMA's flood insurance rate maps. Zones beginning with A or V are the high-risk special flood hazard area, V zones add wave action, and X is outside the mapped high-risk area but still floods.","page":"/glossary/#fema-flood-zone","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#elevation-certificate","label":"Elevation certificate","group":"terms","type":"DefinedTerm","def":"A surveyed document recording a building's lowest floor elevation relative to the base flood elevation. It drives flood rating and can matter in a substantial-damage determination after a storm.","page":"/glossary/#elevation-certificate","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#wind-borne-debris-region","label":"Wind-borne debris region","group":"terms","type":"DefinedTerm","def":"The coastal band where the building code requires impact-rated or shuttered openings because of design wind speed. Openings that did not meet the requirement become a carrier argument after a wind loss.","page":"/glossary/#wind-borne-debris-region","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#mitigation","label":"Mitigation","group":"terms","type":"DefinedTerm","def":"The duty to take reasonable steps to prevent further damage after a loss: tarping, water extraction, boarding openings. Reasonable mitigation costs are reimbursable and receipts should be kept from hour one.","page":"/glossary/#mitigation","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#scope-of-loss","label":"Scope of loss","group":"terms","type":"DefinedTerm","def":"The itemized list of what must be repaired or replaced, line by line, before any pricing is applied. Most underpayments are scope disputes rather than price disputes.","page":"/glossary/#scope-of-loss","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#xactimate","label":"Xactimate","group":"terms","type":"DefinedTerm","def":"The estimating software most carriers, adjusters, and contractors use, with regional unit pricing updated periodically. Line-item comparison of two Xactimate estimates is how a scope dispute is argued.","page":"/glossary/#xactimate","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#engineer-report","label":"Causation engineer report","group":"terms","type":"DefinedTerm","def":"A carrier-retained engineer's opinion on what caused the damage, commonly the document a denial rests on. It is rebuttable, and the qualifications, the site time, and the data relied on are the places to start.","page":"/glossary/#engineer-report","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#reinspection","label":"Reinspection","group":"terms","type":"DefinedTerm","def":"A second carrier inspection, often triggered by a supplemental claim or by new documentation. Request it in writing and be present with your own documentation and, where appropriate, your own expert.","page":"/glossary/#reinspection","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#supplemental-claim","label":"Supplemental claim","group":"terms","type":"DefinedTerm","def":"An additional demand on an already-adjusted claim when the full extent of damage is discovered during repairs. Supplemental deadlines are shorter than most policyholders expect, particularly in Florida.","page":"/glossary/#supplemental-claim","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#managed-repair-program","label":"Managed repair program","group":"terms","type":"DefinedTerm","def":"A policy option or endorsement letting the carrier direct the repair through its own contractor network instead of paying you to hire your own. Scope and workmanship disputes follow, and opting in may limit your remedies.","page":"/glossary/#managed-repair-program","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#subrogation","label":"Subrogation","group":"terms","type":"DefinedTerm","def":"The carrier's right, after paying, to step into your shoes and pursue whoever caused the loss. Signing away rights against a third party before the carrier is paid can jeopardize your own claim.","page":"/glossary/#subrogation","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#salvage","label":"Salvage","group":"terms","type":"DefinedTerm","def":"The residual value of damaged property the carrier may claim after paying for it. Salvage deductions on contents settlements are frequently applied without explanation.","page":"/glossary/#salvage","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#business-interruption","label":"Business interruption","group":"terms","type":"DefinedTerm","def":"Commercial coverage for lost net income and continuing expenses during the period of restoration after covered physical damage. The period of restoration, not the actual time you were closed, sets the limit.","page":"/glossary/#business-interruption","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#extra-expense","label":"Extra expense","group":"terms","type":"DefinedTerm","def":"Commercial coverage for the added costs of staying open after a loss: temporary space, expedited freight, rented equipment. It sits alongside business interruption and is often written with its own limit.","page":"/glossary/#extra-expense","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#coinsurance","label":"Coinsurance","group":"terms","type":"DefinedTerm","def":"A commercial policy provision penalizing an insured who carried less than a stated percentage of the property's value. Underinsurance discovered after a loss reduces the payment by formula.","page":"/glossary/#coinsurance","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/loss-assessment/#loss-assessment","label":"Loss assessment coverage","group":"terms","type":"DefinedTerm","def":"Condominium unit-owner coverage for an association assessment charged to owners after a covered loss to common elements. Limits are usually small by default and can be endorsed upward.","page":"/glossary/loss-assessment/","links":[],"degree":3},{"id":"https://hurricanelaw.pro/glossary/#citizens-depopulation","label":"Depopulation (takeout)","group":"terms","type":"DefinedTerm","def":"The process by which a private carrier assumes policies from a state-backed insurer such as Florida's Citizens. The policy form, the servicing carrier, and the claims handling can all change at renewal.","page":"/glossary/#citizens-depopulation","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#naic-number","label":"NAIC company code","group":"terms","type":"DefinedTerm","def":"The five-digit identifier assigned to a licensed insurer by the National Association of Insurance Commissioners. It is the reliable way to identify which entity actually issued your policy when brand names overlap.","page":"/glossary/#naic-number","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#demotech-rating","label":"Financial stability rating","group":"terms","type":"DefinedTerm","def":"A solvency opinion from a rating agency such as Demotech or AM Best. A downgrade often precedes non-renewals, and in the Florida market it has repeatedly preceded insolvency.","page":"/glossary/#demotech-rating","links":[],"degree":1},{"id":"https://hurricanelaw.pro/glossary/#insolvency-guaranty-association","label":"Guaranty association","group":"terms","type":"DefinedTerm","def":"The state fund that pays covered claims when an insurer is liquidated, subject to statutory caps and deductibles. Claims move to the association, and the timeline resets.","page":"/glossary/#insolvency-guaranty-association","links":[],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/american-integrity-hurricane-deductible-bbb/#article","label":"American Integrity: under the deductible, and partly not covered anyway","group":"documents","type":"Article","def":"","page":"/denials/documents/american-integrity-hurricane-deductible-bbb/","links":[{"label":"bbb.org","href":"https://www.bbb.org/us/fl/tampa/profile/property-insurance/american-integrity-insurance-company-of-florida-0653-90041190/complaints"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/american-integrity-ian-engineer-exclusions-crn/#article","label":"American Integrity: the engineer sees the damage, the letter sees exclusions","group":"documents","type":"Article","def":"","page":"/denials/documents/american-integrity-ian-engineer-exclusions-crn/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=794984"}],"degree":3},{"id":"https://hurricanelaw.pro/denials/documents/american-integrity-whether-observed-or-not-654933/#article","label":"American Integrity: conditions excluded whether observed or not","group":"documents","type":"Article","def":"","page":"/denials/documents/american-integrity-whether-observed-or-not-654933/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=654933"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/american-integrity-whether-observed-or-not-650842/#article","label":"American Integrity: the same whether-observed-or-not paragraph, a second claim","group":"documents","type":"Article","def":"","page":"/denials/documents/american-integrity-whether-observed-or-not-650842/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=650842"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/american-integrity-ian-screen-enclosure-crn/#article","label":"American Integrity: an adjuster came out, but the filing says the loss was never really adjusted","group":"documents","type":"Article","def":"","page":"/denials/documents/american-integrity-ian-screen-enclosure-crn/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=686293"}],"degree":3},{"id":"https://hurricanelaw.pro/denials/documents/american-integrity-whether-observed-or-not-656700/#article","label":"American Integrity: a third claim, the same whether-observed-or-not paragraph","group":"documents","type":"Article","def":"","page":"/denials/documents/american-integrity-whether-observed-or-not-656700/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=656700"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/american-security-denied-while-pending-651000/#article","label":"American Security: denied for mold, pending the plumber's report","group":"documents","type":"Article","def":"","page":"/denials/documents/american-security-denied-while-pending-651000/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=651000"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/american-traditions-deferred-maintenance-701993/#article","label":"American Traditions: no storm openings found, the failures put down to deferred maintenance","group":"documents","type":"Article","def":"","page":"/denials/documents/american-traditions-deferred-maintenance-701993/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=701993"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/amica-mutual-no-inspection-791092/#article","label":"Amica Mutual: a $166,493 claim decided without a real inspection","group":"documents","type":"Article","def":"","page":"/denials/documents/amica-mutual-no-inspection-791092/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=791092"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/anchor-irma-below-deductible-fraud-dca/#article","label":"Anchor: below deductible, no wind damage noted, then the fraud defense","group":"documents","type":"Article","def":"","page":"/denials/documents/anchor-irma-below-deductible-fraud-dca/","links":[{"label":"storage.courtlistener.com","href":"https://storage.courtlistener.com/pdf/2021/06/02/anchor_property__casualty_insurance_company_v._alex_trif_and_george_trif.pdf"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/asi-ian-below-deductible-crn/#article","label":"ASI: fifteen days after Ian, a $1,596.77 verdict on a Cape Coral house","group":"documents","type":"Article","def":"","page":"/denials/documents/asi-ian-below-deductible-crn/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=794862"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/asi-ian-lowball-crn/#article","label":"ASI: the Ian lowball, alleged in four words","group":"documents","type":"Article","def":"","page":"/denials/documents/asi-ian-lowball-crn/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=654847"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/asi-preferred-granule-loss-and-high-nailing-660521/#article","label":"ASI Preferred: granule loss called age, high nailing called the roofer","group":"documents","type":"Article","def":"","page":"/denials/documents/asi-preferred-granule-loss-and-high-nailing-660521/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=660521"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/castle-key-clay-tile-slid-by-gravity-663406/#article","label":"Castle Key: the clay tiles slid by gravity, and the claim fell under the deductible","group":"documents","type":"Article","def":"","page":"/denials/documents/castle-key-clay-tile-slid-by-gravity-663406/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=663406"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/castle-key-hail-size-blistering-804111/#article","label":"Castle Key: blistering, and half-inch hail said to be too small","group":"documents","type":"Article","def":"","page":"/denials/documents/castle-key-hail-size-blistering-804111/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=804111"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/castle-key-no-sudden-accidental-793875/#article","label":"Castle Key: no sudden and accidental damage, on the roof, the gutters and the AC fins","group":"documents","type":"Article","def":"","page":"/denials/documents/castle-key-no-sudden-accidental-793875/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=793875"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/citizens-helene-storm-surge-propublica/#article","label":"Citizens: the Helene surge denial its own engineer contradicted","group":"documents","type":"Article","def":"","page":"/denials/documents/citizens-helene-storm-surge-propublica/","links":[{"label":"propublica.org","href":"https://www.propublica.org/article/citizens-property-insurance-florida-arbitration-cases"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/citizens-eta-late-notice-dca/#article","label":"Citizens: insufficient evidence plus late notice, the double-barrel letter","group":"documents","type":"Article","def":"","page":"/denials/documents/citizens-eta-late-notice-dca/","links":[{"label":"storage.courtlistener.com","href":"https://storage.courtlistener.com/pdf/2025/02/19/thomas_a._bouchard_jr._v._citizens_property_insurance_corporation.pdf"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/citizens-irma-no-opening-morales-dca/#article","label":"Citizens: the no-opening rejection letter that a contractor affidavit beat","group":"documents","type":"Article","def":"","page":"/denials/documents/citizens-irma-no-opening-morales-dca/","links":[{"label":"storage.courtlistener.com","href":"https://storage.courtlistener.com/pdf/2022/03/16/magdiel_morales_v._citizens_property_insurance_corporation.pdf"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/citizens-irma-wear-tear-dca/#article","label":"Citizens: Irma roof claim, wear and tear finding affirmed on appeal","group":"documents","type":"Article","def":"","page":"/denials/documents/citizens-irma-wear-tear-dca/","links":[{"label":"caselaw.findlaw.com","href":"https://caselaw.findlaw.com/court/fl-district-court-of-appeal/2193082.html"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/citizens-milton-below-deductible/#article","label":"Citizens: Milton claim closed, damage priced under the hurricane deductible","group":"documents","type":"Article","def":"","page":"/denials/documents/citizens-milton-below-deductible/","links":[{"label":"tampabay28.com","href":"https://www.tampabay28.com/news/region-hillsborough/theyre-just-making-straight-profit-why-florida-homeowners-denied-hurricane-claims"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/citizens-milton-mold-refile-review/#article","label":"Citizens: Milton mold denied after a steered refile to non-weather water","group":"documents","type":"Article","def":"","page":"/denials/documents/citizens-milton-mold-refile-review/","links":[{"label":"bbb.org","href":"https://www.bbb.org/us/fl/jacksonville/profile/insurance-services-office/citizens-property-insurance-corporation-0403-9001665/complaints"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/citizens-milton-tornado-wear-tear-wptv/#article","label":"Citizens: an EF-3 tornado's damage, denied as wear, tear, and age","group":"documents","type":"Article","def":"","page":"/denials/documents/citizens-milton-tornado-wear-tear-wptv/","links":[{"label":"wptv.com","href":"https://www.wptv.com/wptv-investigates/citizens-insurance-judges-funded-by-insurer-they-rule-on-records-show"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/edison-no-peril-created-opening-660416/#article","label":"Edison: no peril-created opening, therefore no interior coverage","group":"documents","type":"Article","def":"","page":"/denials/documents/edison-no-peril-created-opening-660416/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=660416"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/edison-milton-below-deductible-crn/#article","label":"Edison: a $173,710 loss package answered with below-deductible","group":"documents","type":"Article","def":"","page":"/denials/documents/edison-milton-below-deductible-crn/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=794899"}],"degree":3},{"id":"https://hurricanelaw.pro/denials/documents/edison-one-window-wind-driven-rain-661828/#article","label":"Edison: one bedroom window carved out of an otherwise paid claim","group":"documents","type":"Article","def":"","page":"/denials/documents/edison-one-window-wind-driven-rain-661828/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=661828"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/edison-plumbing-system-not-covered-657083/#article","label":"Edison: the escaping water, the appliance it escaped from, and a deductible above both","group":"documents","type":"Article","def":"","page":"/denials/documents/edison-plumbing-system-not-covered-657083/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=657083"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/edison-below-deductible-and-flood-items-664480/#article","label":"Edison: below the deductible, and the flood-damaged items excluded as well","group":"documents","type":"Article","def":"","page":"/denials/documents/edison-below-deductible-and-flood-items-664480/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=664480"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/edison-rain-exclusion-bbb/#article","label":"Edison: the interior-rain exclusion, quoted straight from the policy","group":"documents","type":"Article","def":"","page":"/denials/documents/edison-rain-exclusion-bbb/","links":[{"label":"bbb.org","href":"https://www.bbb.org/us/fl/boca-raton/profile/homeowners-insurance/edison-insurance-company-0633-90126096/complaints"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/edison-rainwater-through-stucco-663907/#article","label":"Edison: rain through stucco cracks and missing caulk, with no opening from a covered peril","group":"documents","type":"Article","def":"","page":"/denials/documents/edison-rainwater-through-stucco-663907/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=663907"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/edison-screen-material-not-covered-665138/#article","label":"Edison: the enclosure paid, the screen in it not covered because it was a hurricane","group":"documents","type":"Article","def":"","page":"/denials/documents/edison-screen-material-not-covered-665138/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=665138"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/edison-screen-material-second-claim-688115/#article","label":"Edison: screen enclosure coverage paid at $236.33, the screen material itself not covered","group":"documents","type":"Article","def":"","page":"/denials/documents/edison-screen-material-second-claim-688115/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=688115"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/edison-undervalued-estimate-809544/#article","label":"Edison: a $248,170 claim valued far below the repair","group":"documents","type":"Article","def":"","page":"/denials/documents/edison-undervalued-estimate-809544/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=809544"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/federal-typical-aging-lack-of-maintenance-649352/#article","label":"Federal: damages observed and noted, and attributed to typical aging","group":"documents","type":"Article","def":"","page":"/denials/documents/federal-typical-aging-lack-of-maintenance-649352/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=649352"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/first-community-efi-engineering-report-672089/#article","label":"First Community: wind ruled out by an engineering report, in four numbered findings","group":"documents","type":"Article","def":"","page":"/denials/documents/first-community-efi-engineering-report-672089/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=672089"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/first-protective-no-inspection-797441/#article","label":"First Protective: a $90,152 claim decided without a real inspection","group":"documents","type":"Article","def":"","page":"/denials/documents/first-protective-no-inspection-797441/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=797441"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/frontline-improper-installation-786715/#article","label":"Frontline: no wind or hail observed, the tile cracks blamed on installation and foot traffic","group":"documents","type":"Article","def":"","page":"/denials/documents/frontline-improper-installation-786715/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=786715"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/frontline-must-respectfully-deny-802564/#article","label":"Frontline: seven exclusions recited, then the sentence that closes the claim","group":"documents","type":"Article","def":"","page":"/denials/documents/frontline-must-respectfully-deny-802564/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=802564"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/frontline-must-respectfully-deny-second-812935/#article","label":"Frontline: seven exclusions and the same closing, on a second claim","group":"documents","type":"Article","def":"","page":"/denials/documents/frontline-must-respectfully-deny-second-812935/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=812935"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/frontline-windstorm-late-notice-dca/#article","label":"Frontline: 694 days late, and the wear-and-tear engineer to go with it","group":"documents","type":"Article","def":"","page":"/denials/documents/frontline-windstorm-late-notice-dca/","links":[{"label":"storage.courtlistener.com","href":"https://storage.courtlistener.com/pdf/2025/07/23/you_restoration_llc_v._first_protective_insurance_company.pdf"}],"degree":0},{"id":"https://hurricanelaw.pro/denials/documents/florida-peninsula-failed-plumbing-not-covered-660064/#article","label":"Florida Peninsula: the interior covered to a $10,000 endorsement, the failed plumbing not covered","group":"documents","type":"Article","def":"","page":"/denials/documents/florida-peninsula-failed-plumbing-not-covered-660064/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=660064"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/florida-peninsula-below-deductible-review/#article","label":"Florida Peninsula: hurricane claim closed under the deductible, $500 food check","group":"documents","type":"Article","def":"","page":"/denials/documents/florida-peninsula-below-deductible-review/","links":[{"label":"bbb.org","href":"https://www.bbb.org/us/fl/boca-raton/profile/insurance-consultant/florida-peninsula-insurance-company-0633-92014144/complaints"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/florida-peninsula-ian-cursory-inspection-crn/#article","label":"Florida Peninsula: a $44,741 payment against a $267,527 documented loss","group":"documents","type":"Article","def":"","page":"/denials/documents/florida-peninsula-ian-cursory-inspection-crn/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=794809"}],"degree":3},{"id":"https://hurricanelaw.pro/denials/documents/florida-peninsula-itemized-below-deductible-664405/#article","label":"Florida Peninsula: an itemized estimate, and a Punta Gorda claim under the deductible","group":"documents","type":"Article","def":"","page":"/denials/documents/florida-peninsula-itemized-below-deductible-664405/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=664405"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/florida-peninsula-milton-flood-exclusion-letter/#article","label":"Florida Peninsula: the Milton claim closed on the flood exclusion, one page","group":"documents","type":"Article","def":"","page":"/denials/documents/florida-peninsula-milton-flood-exclusion-letter/","links":[{"label":"propertyinsurancecoveragelaw.com","href":"https://www.propertyinsurancecoveragelaw.com/wp-content/uploads/2025/02/2024.11.10-FL-Peninsula-Denial-Letter_Redacted.pdf"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/florida-peninsula-mitigation-invoice-cut-663463/#article","label":"Florida Peninsula: a $3,000 emergency services invoice reduced to $920.42","group":"documents","type":"Article","def":"","page":"/denials/documents/florida-peninsula-mitigation-invoice-cut-663463/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=663463"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/florida-peninsula-settling-and-cracking-810692/#article","label":"Florida Peninsula: settling, shrinking and the cracking that results from them","group":"documents","type":"Article","def":"","page":"/denials/documents/florida-peninsula-settling-and-cracking-810692/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=810692"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/florida-peninsula-wear-tear-review/#article","label":"Florida Peninsula: the wear, deterioration, and faulty installation triple","group":"documents","type":"Article","def":"","page":"/denials/documents/florida-peninsula-wear-tear-review/","links":[{"label":"bbb.org","href":"https://www.bbb.org/us/fl/boca-raton/profile/insurance-consultant/florida-peninsula-insurance-company-0633-92014144/complaints"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/foremost-wear-and-tear-letting-rain-in-794277/#article","label":"Foremost: the roof is letting rain in, and that is the reason for refusing to pay","group":"documents","type":"Article","def":"","page":"/denials/documents/foremost-wear-and-tear-letting-rain-in-794277/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=794277"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/frontline-unlimited-workmanship-exclusion-806581/#article","label":"Frontline: a $82,258 claim blamed on workmanship","group":"documents","type":"Article","def":"","page":"/denials/documents/frontline-unlimited-workmanship-exclusion-806581/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=806581"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/garrison-sole-justification-811263/#article","label":"Garrison: the entire stated reason, in ten words","group":"documents","type":"Article","def":"","page":"/denials/documents/garrison-sole-justification-811263/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=811263"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/geovera-ian-roof-schedule-wood/#article","label":"GeoVera: an appraisal award the homeowners say was not paid in full","group":"documents","type":"Article","def":"","page":"/denials/documents/geovera-ian-roof-schedule-wood/","links":[{"label":"storage.courtlistener.com","href":"https://storage.courtlistener.com/recap/gov.uscourts.flmd.413533/gov.uscourts.flmd.413533.46.0.pdf"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/hartford-ian-two-letters-pauly/#article","label":"Hartford: the engineer whose report came with the denial, then could not be deposed","group":"documents","type":"Article","def":"","page":"/denials/documents/hartford-ian-two-letters-pauly/","links":[{"label":"storage.courtlistener.com","href":"https://storage.courtlistener.com/recap/gov.uscourts.flmd.413114/gov.uscourts.flmd.413114.50.0.pdf"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/hartford-ian-cdl-marchetti/#article","label":"Hartford Midwest: the Ian coverage-determination letter, thirty-five days after landfall","group":"documents","type":"Article","def":"","page":"/denials/documents/hartford-ian-cdl-marchetti/","links":[{"label":"storage.courtlistener.com","href":"https://storage.courtlistener.com/recap/gov.uscourts.flmd.424259/gov.uscourts.flmd.424259.1.1.pdf"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/heritage-below-deductible-worksheet-650350/#article","label":"Heritage: the arithmetic of a below-deductible denial, line by line","group":"documents","type":"Article","def":"","page":"/denials/documents/heritage-below-deductible-worksheet-650350/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=650350"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/heritage-ian-faulty-construction-796845/#article","label":"Heritage: an Ian claim closed on wear and tear, faulty construction and maintenance","group":"documents","type":"Article","def":"","page":"/denials/documents/heritage-ian-faulty-construction-796845/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=796845"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/heritage-ian-supplemental-refusal-crn/#article","label":"Heritage: the supplemental payment that never came","group":"documents","type":"Article","def":"","page":"/denials/documents/heritage-ian-supplemental-refusal-crn/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=794830"}],"degree":3},{"id":"https://hurricanelaw.pro/denials/documents/heritage-incorrect-date-of-loss-810053/#article","label":"Heritage: 43 creased shingle tabs counted, then denied on the wrong date of loss","group":"documents","type":"Article","def":"","page":"/denials/documents/heritage-incorrect-date-of-loss-810053/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=810053"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/heritage-late-notice-prejudice-656900/#article","label":"Heritage: late notice, and an investigation the carrier says was prejudiced","group":"documents","type":"Article","def":"","page":"/denials/documents/heritage-late-notice-prejudice-656900/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=656900"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/heritage-irma-no-factual-information-676693/#article","label":"Heritage: no prompt notice of Irma damage, and no factual information at all","group":"documents","type":"Article","def":"","page":"/denials/documents/heritage-irma-no-factual-information-676693/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=676693"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/heritage-water-exclusion-endorsement-review/#article","label":"Heritage: water claim denied on a Water Damage Exclusion added at renewal for $99","group":"documents","type":"Article","def":"","page":"/denials/documents/heritage-water-exclusion-endorsement-review/","links":[{"label":"bbb.org","href":"https://www.bbb.org/us/fl/clearwater/profile/insurance-companies/heritage-property-casualty-insurance-company-0653-90129997/complaints"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/heritage-interior-and-roof-both-refused-798285/#article","label":"Heritage: no storm-created opening inside, no evidence of wind outside","group":"documents","type":"Article","def":"","page":"/denials/documents/heritage-interior-and-roof-both-refused-798285/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=798285"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/heritage-misrepresentation-crn/#article","label":"Heritage: coverage found, claim valued at $18,000, and no payment issued","group":"documents","type":"Article","def":"","page":"/denials/documents/heritage-misrepresentation-crn/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=649770"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/heritage-wind-driven-rain-no-opening-797082/#article","label":"Heritage: wind-driven rain found, storm-created opening not found","group":"documents","type":"Article","def":"","page":"/denials/documents/heritage-wind-driven-rain-no-opening-797082/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=797082"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/homeowners-choice-below-deductible-bbb/#article","label":"Homeowners Choice: under the $6,000 deductible, against a $33,481 estimate","group":"documents","type":"Article","def":"","page":"/denials/documents/homeowners-choice-below-deductible-bbb/","links":[{"label":"bbb.org","href":"https://www.bbb.org/us/fl/tampa/profile/insurance-companies/homeowners-choice-property-casualty-insurance-company-inc-0653-90055574/complaints"}],"degree":0},{"id":"https://hurricanelaw.pro/denials/documents/homeowners-choice-helene-estimate-no-decision-crn/#article","label":"Homeowners Choice: a $41,800 estimate, then a denial anyway","group":"documents","type":"Article","def":"","page":"/denials/documents/homeowners-choice-helene-estimate-no-decision-crn/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=794905"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/homeowners-choice-ian-surge-endorsement-bbb/#article","label":"Homeowners Choice: no surge coverage, and an endorsement with conditions","group":"documents","type":"Article","def":"","page":"/denials/documents/homeowners-choice-ian-surge-endorsement-bbb/","links":[{"label":"bbb.org","href":"https://www.bbb.org/us/fl/tampa/profile/insurance-companies/homeowners-choice-property-casualty-insurance-company-inc-0653-90055574/complaints"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/homeowners-choice-sally-conditions-clark-dca/#article","label":"Homeowners Choice: the Sally scope dispute that unwound a $541,257 verdict","group":"documents","type":"Article","def":"","page":"/denials/documents/homeowners-choice-sally-conditions-clark-dca/","links":[{"label":"storage.courtlistener.com","href":"https://storage.courtlistener.com/pdf/2025/03/19/homeowners_choice_property__casualty_insurance_company_inc._v._clark.pdf"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/homeowners-choice-anti-concurrent-causation-690366/#article","label":"Homeowners Choice: the anti-concurrent causation clause, quoted at a Fort Myers Beach loss","group":"documents","type":"Article","def":"","page":"/denials/documents/homeowners-choice-anti-concurrent-causation-690366/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=690366"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/homeowners-choice-roof-leaked-due-to-wear-658637/#article","label":"Homeowners Choice: no wind or hail damage, the leak assigned to wear","group":"documents","type":"Article","def":"","page":"/denials/documents/homeowners-choice-roof-leaked-due-to-wear-658637/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=658637"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/homesite-ensuing-loss-roof-not-covered-654539/#article","label":"Homesite: the interior leak a covered ensuing loss, the roof it came through not covered","group":"documents","type":"Article","def":"","page":"/denials/documents/homesite-ensuing-loss-roof-not-covered-654539/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=654539"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/indian-harbor-ian-storm-created-opening/#article","label":"Indian Harbor: Ian roof damage refused for want of a storm-created opening, net claim $0.00","group":"documents","type":"Article","def":"","page":"/denials/documents/indian-harbor-ian-storm-created-opening/","links":[{"label":"storage.courtlistener.com","href":"https://storage.courtlistener.com/recap/gov.uscourts.flmd.419309/gov.uscourts.flmd.419309.3.0.pdf"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/integon-milton-lender-placed-press/#article","label":"Integon: the lender-placed Milton claim the homeowner cannot even dispute","group":"documents","type":"Article","def":"","page":"/denials/documents/integon-milton-lender-placed-press/","links":[{"label":"tampabay28.com","href":"https://www.tampabay28.com/news/region-pasco/its-false-hope-florida-homeowner-cant-dispute-her-lender-based-insurance-claim"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/kin-collapsed-drain-line-660490/#article","label":"Kin: the drain line collapsed, and the collapse is called age","group":"documents","type":"Article","def":"","page":"/denials/documents/kin-collapsed-drain-line-660490/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=660490"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/kin-ian-age-related-wear-crn/#article","label":"Kin: Ian damage attributed to age, thermal movement, and foot traffic","group":"documents","type":"Article","def":"","page":"/denials/documents/kin-ian-age-related-wear-crn/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=794720"}],"degree":3},{"id":"https://hurricanelaw.pro/denials/documents/kin-tarp-fastener-damage-808332/#article","label":"Kin: the damage from the tarp that covered the damage","group":"documents","type":"Article","def":"","page":"/denials/documents/kin-tarp-fastener-damage-808332/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=808332"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/lexington-attribution-full-letter-villamar/#article","label":"Lexington: the full ten-page letter that blamed four older storms","group":"documents","type":"Article","def":"","page":"/denials/documents/lexington-attribution-full-letter-villamar/","links":[{"label":"storage.courtlistener.com","href":"https://storage.courtlistener.com/recap/gov.uscourts.flsd.627605/gov.uscourts.flsd.627605.1.4_2.pdf"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/liberty-mutual-milton-partial-denial/#article","label":"Liberty Mutual: a $193,623 estimate answered with a $2,687 valuation and a zero-dollar check","group":"documents","type":"Article","def":"","page":"/denials/documents/liberty-mutual-milton-partial-denial/","links":[{"label":"storage.courtlistener.com","href":"https://storage.courtlistener.com/recap/gov.uscourts.flmd.445510/gov.uscourts.flmd.445510.1.1.pdf"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/monarch-ian-below-deductible-crn/#article","label":"Monarch National: coverage opened, $0.00 tendered","group":"documents","type":"Article","def":"","page":"/denials/documents/monarch-ian-below-deductible-crn/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=657015"}],"degree":3},{"id":"https://hurricanelaw.pro/denials/documents/national-fire-marine-flood-not-wind-685077/#article","label":"National Fire & Marine: the damage attributed to flood, on a policy with no flood coverage","group":"documents","type":"Article","def":"","page":"/denials/documents/national-fire-marine-flood-not-wind-685077/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=685077"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/nationwide-reserve-all-other-rights-789229/#article","label":"Nationwide: no wind or hail found, and every other defense reserved","group":"documents","type":"Article","def":"","page":"/denials/documents/nationwide-reserve-all-other-rights-789229/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=789229"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/nationwide-add-details-about-what-is-covered-696774/#article","label":"Nationwide: the letter that told the homeowner their policy covers ADD DETAILS ABOUT WHAT IS COVERED","group":"documents","type":"Article","def":"","page":"/denials/documents/nationwide-add-details-about-what-is-covered-696774/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=696774"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/nationwide-heat-blisters-different-date-803075/#article","label":"Nationwide: heat blisters, and creased shingles assigned to a different storm","group":"documents","type":"Article","def":"","page":"/denials/documents/nationwide-heat-blisters-different-date-803075/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=803075"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/olympus-consultant-no-storm-related-damage-796916/#article","label":"Olympus: a consultant found no storm damage, and the screens blamed on wear","group":"documents","type":"Article","def":"","page":"/denials/documents/olympus-consultant-no-storm-related-damage-796916/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=796916"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/olympus-wind-driven-rain-covered-then-deductible-696866/#article","label":"Olympus: the wind-driven rain damage estimated, then swallowed by the hurricane deductible","group":"documents","type":"Article","def":"","page":"/denials/documents/olympus-wind-driven-rain-covered-then-deductible-696866/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=696866"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/olympus-delay-798807/#article","label":"Olympus: a $145,109 claim left undecided","group":"documents","type":"Article","def":"","page":"/denials/documents/olympus-delay-798807/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=798807"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/peoples-trust-earth-movement-bbb/#article","label":"People's Trust: the surge blamed on the utility, the doors on earth movement","group":"documents","type":"Article","def":"","page":"/denials/documents/peoples-trust-earth-movement-bbb/","links":[{"label":"bbb.org","href":"https://www.bbb.org/us/fl/deerfield-beach/profile/insurance-companies/peoples-trust-insurance-company-0633-92006446/complaints"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/peoples-trust-ground-settling-review/#article","label":"People's Trust: storm damage reattributed to long-term ground settling","group":"documents","type":"Article","def":"","page":"/denials/documents/peoples-trust-ground-settling-review/","links":[{"label":"bbb.org","href":"https://www.bbb.org/us/fl/deerfield-beach/profile/insurance-companies/peoples-trust-insurance-company-0633-92006446/complaints"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/peoples-trust-helene-wear-tear-crn/#article","label":"People's Trust: Helene shed, siding, and downspout written off as wear","group":"documents","type":"Article","def":"","page":"/denials/documents/peoples-trust-helene-wear-tear-crn/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=793169"}],"degree":3},{"id":"https://hurricanelaw.pro/denials/documents/peoples-trust-underwriting-inspection-2018-686982/#article","label":"People's Trust: the carrier's own 2018 underwriting inspection used to deny the claim","group":"documents","type":"Article","def":"","page":"/denials/documents/peoples-trust-underwriting-inspection-2018-686982/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=686982"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/peoples-trust-ian-roof-openings-crn/#article","label":"People's Trust: multiple roof openings, one lowball estimate","group":"documents","type":"Article","def":"","page":"/denials/documents/peoples-trust-ian-roof-openings-crn/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=793021"}],"degree":3},{"id":"https://hurricanelaw.pro/denials/documents/peoples-trust-matthew-full-final-dca/#article","label":"People's Trust: the FULL AND FINAL check stub that wasn't final","group":"documents","type":"Article","def":"","page":"/denials/documents/peoples-trust-matthew-full-final-dca/","links":[{"label":"storage.courtlistener.com","href":"https://storage.courtlistener.com/pdf/2022/06/03/richard_lemon_and_leanne_lemon__vs_peoples_trust_insurance_company.pdf"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/peoples-trust-workmanship-pre-existing-785477/#article","label":"People's Trust: faulty workmanship outside, pre-existing inside","group":"documents","type":"Article","def":"","page":"/denials/documents/peoples-trust-workmanship-pre-existing-785477/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=785477"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/peoples-trust-long-term-seepage-fungi-792831/#article","label":"People's Trust: long-term seepage said to have caused the fungi growth","group":"documents","type":"Article","def":"","page":"/denials/documents/peoples-trust-long-term-seepage-fungi-792831/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=792831"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/qbe-ian-full-denial-rosenbaum/#article","label":"QBE: the Fort Myers Beach wind certificate, denied in full","group":"documents","type":"Article","def":"","page":"/denials/documents/qbe-ian-full-denial-rosenbaum/","links":[{"label":"storage.courtlistener.com","href":"https://storage.courtlistener.com/recap/gov.uscourts.flmd.428706/gov.uscourts.flmd.428706.6.0.pdf"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/safepoint-below-deductible-bbb/#article","label":"SafePoint: the below-deductible settlement, communicated","group":"documents","type":"Article","def":"","page":"/denials/documents/safepoint-below-deductible-bbb/","links":[{"label":"bbb.org","href":"https://www.bbb.org/us/fl/temple-terrace/profile/homeowners-insurance/safepoint-insurance-company-0653-90300737/complaints"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/safepoint-ian-jury-verdict/#article","label":"Safepoint: the denied Ian wind claim that became the first jury verdict","group":"documents","type":"Article","def":"","page":"/denials/documents/safepoint-ian-jury-verdict/","links":[{"label":"winknews.com","href":"https://winknews.com/2024/11/15/fort-myers-beach-couple-sues-insurance-over-hurricane-ian-claim/"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/safepoint-windstorm-seepage-vega-dca/#article","label":"Safepoint: seepage and deferred maintenance, beaten by the carrier's own photo","group":"documents","type":"Article","def":"","page":"/denials/documents/safepoint-windstorm-seepage-vega-dca/","links":[{"label":"storage.courtlistener.com","href":"https://storage.courtlistener.com/pdf/2021/08/18/carlos_vega_v._safepoint_insurance_company.pdf"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/safepoint-ian-pre-existing-crn/#article","label":"Safepoint: the Ian roof denied as an ongoing issue present well prior","group":"documents","type":"Article","def":"","page":"/denials/documents/safepoint-ian-pre-existing-crn/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=799332"}],"degree":3},{"id":"https://hurricanelaw.pro/denials/documents/safepoint-ponding-around-roof-drains-790385/#article","label":"SafePoint: pooling and ponding around the roof drains and scupper vents","group":"documents","type":"Article","def":"","page":"/denials/documents/safepoint-ponding-around-roof-drains-790385/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=790385"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/safepoint-wear-tear-workmanship-seepage-787510/#article","label":"SafePoint: the four-exclusion roof denial, sent two months after the inspection","group":"documents","type":"Article","def":"","page":"/denials/documents/safepoint-wear-tear-workmanship-seepage-787510/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=787510"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/scottsdale-ian-matlacha-wind-and-water-excluded/#article","label":"Scottsdale: Hurricane Ian damage denied twice over, water by the form and wind by endorsement","group":"documents","type":"Article","def":"","page":"/denials/documents/scottsdale-ian-matlacha-wind-and-water-excluded/","links":[{"label":"storage.courtlistener.com","href":"https://storage.courtlistener.com/recap/gov.uscourts.flmd.422414/gov.uscourts.flmd.422414.4.0.pdf"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/security-first-irma-wear-tear-late-notice-dca/#article","label":"Security First: denied for wear and tear, then won on a late-notice defense the letter never mentioned","group":"documents","type":"Article","def":"","page":"/denials/documents/security-first-irma-wear-tear-late-notice-dca/","links":[{"label":"caselaw.findlaw.com","href":"https://caselaw.findlaw.com/court/fl-district-court-of-appeal/116230408.html"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/security-first-proof-of-loss-not-returned-649453/#article","label":"Security First: the claim denied because the proof of loss came back","group":"documents","type":"Article","def":"","page":"/denials/documents/security-first-proof-of-loss-not-returned-649453/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=649453"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/security-first-p-trap-system-excluded-806600/#article","label":"Security First: the escaping water covered, the thing it escaped from not covered","group":"documents","type":"Article","def":"","page":"/denials/documents/security-first-p-trap-system-excluded-806600/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=806600"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/slide-claim-file-refusal-808838/#article","label":"Slide: a $131,075 claim claim file withheld","group":"documents","type":"Article","def":"","page":"/denials/documents/slide-claim-file-refusal-808838/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=808838"}],"degree":3},{"id":"https://hurricanelaw.pro/denials/documents/slide-ian-loss-assessment-bbb/#article","label":"Slide: the condo loss-assessment claim and the date-of-loss fight","group":"documents","type":"Article","def":"","page":"/denials/documents/slide-ian-loss-assessment-bbb/","links":[{"label":"bbb.org","href":"https://www.bbb.org/us/fl/tampa/profile/insurance-companies/slide-insurance-company-0653-90420650/complaints"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/slide-milton-below-deductible-crn/#article","label":"Slide: the Milton below-deductible letter, in the carrier's response","group":"documents","type":"Article","def":"","page":"/denials/documents/slide-milton-below-deductible-crn/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=800648"}],"degree":3},{"id":"https://hurricanelaw.pro/denials/documents/slide-ian-partial-roof-crn/#article","label":"Slide: a partial roof payment the filing says cites no policy language for being partial","group":"documents","type":"Article","def":"","page":"/denials/documents/slide-ian-partial-roof-crn/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=686492"}],"degree":3},{"id":"https://hurricanelaw.pro/denials/documents/slide-slab-moisture-engineer-review/#article","label":"Slide: engineer attributes water loss to slab moisture, not the sudden event","group":"documents","type":"Article","def":"","page":"/denials/documents/slide-slab-moisture-engineer-review/","links":[{"label":"bbb.org","href":"https://www.bbb.org/us/fl/tampa/profile/insurance-companies/slide-insurance-company-0653-90420650/complaints"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/southern-oak-milton-neglect-prior-claim-crn/#article","label":"Southern Oak: Milton denied for neglect, citing the unrepaired Ian claim","group":"documents","type":"Article","def":"","page":"/denials/documents/southern-oak-milton-neglect-prior-claim-crn/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=796039"}],"degree":3},{"id":"https://hurricanelaw.pro/denials/documents/state-farm-helene-sc-tree-roof/#article","label":"State Farm: an oak tree through the roof, 14 months, and eight adjusters","group":"documents","type":"Article","def":"","page":"/denials/documents/state-farm-helene-sc-tree-roof/","links":[{"label":"storage.courtlistener.com","href":"https://storage.courtlistener.com/recap/gov.uscourts.scd.316485/gov.uscourts.scd.316485.1.0.pdf"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/state-farm-helene-sc-businessowners-roof/#article","label":"State Farm: Helene did not damage this roof, and the rot and mold are excluded","group":"documents","type":"Article","def":"","page":"/denials/documents/state-farm-helene-sc-businessowners-roof/","links":[{"label":"storage.courtlistener.com","href":"https://storage.courtlistener.com/recap/gov.uscourts.scd.315664/gov.uscourts.scd.315664.1.1.pdf"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/state-farm-florida-commensurate-with-age-809807/#article","label":"State Farm Florida: shingles called commensurate with the age of the roof","group":"documents","type":"Article","def":"","page":"/denials/documents/state-farm-florida-commensurate-with-age-809807/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=809807"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/state-farm-florida-condo-association-drywall-652558/#article","label":"State Farm Florida: the drywall said to be the condominium association's responsibility","group":"documents","type":"Article","def":"","page":"/denials/documents/state-farm-florida-condo-association-drywall-652558/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=652558"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/state-farm-florida-below-deductible-812672/#article","label":"State Farm Florida: a $78,946 claim priced under the deductible","group":"documents","type":"Article","def":"","page":"/denials/documents/state-farm-florida-below-deductible-812672/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=812672"}],"degree":3},{"id":"https://hurricanelaw.pro/denials/documents/state-farm-florida-historical-weather-elements-656367/#article","label":"State Farm Florida: roof damage called consistent with historical weather over time","group":"documents","type":"Article","def":"","page":"/denials/documents/state-farm-florida-historical-weather-elements-656367/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=656367"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/state-farm-florida-elevations-no-damage-659957/#article","label":"State Farm Florida: no accidental direct physical damage, listed elevation by elevation","group":"documents","type":"Article","def":"","page":"/denials/documents/state-farm-florida-elevations-no-damage-659957/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=659957"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/state-farm-florida-flashing-and-settlement-cracks-694923/#article","label":"State Farm Florida: the leaks traced to worn flashing, the cracks to settlement","group":"documents","type":"Article","def":"","page":"/denials/documents/state-farm-florida-flashing-and-settlement-cracks-694923/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=694923"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/state-farm-florida-mold-alternate-housing-797589/#article","label":"State Farm Florida: mold in the house, and no coverage for anywhere else to live","group":"documents","type":"Article","def":"","page":"/denials/documents/state-farm-florida-mold-alternate-housing-797589/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=797589"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/state-farm-florida-kitchen-slow-leak-793419/#article","label":"State Farm Florida: the homeowner's own description of a slow leak used to deny it","group":"documents","type":"Article","def":"","page":"/denials/documents/state-farm-florida-kitchen-slow-leak-793419/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=793419"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/state-farm-florida-non-loss-conditions-666857/#article","label":"State Farm Florida: what was found described as non-loss conditions","group":"documents","type":"Article","def":"","page":"/denials/documents/state-farm-florida-non-loss-conditions-666857/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=666857"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/state-farm-florida-long-term-leaks-and-mold-699456/#article","label":"State Farm Florida: nothing on the roof, long-term leaks and mold inside","group":"documents","type":"Article","def":"","page":"/denials/documents/state-farm-florida-long-term-leaks-and-mold-699456/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=699456"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/state-farm-florida-multiple-events-698730/#article","label":"State Farm Florida: repeated leaking said to indicate damage from multiple events","group":"documents","type":"Article","def":"","page":"/denials/documents/state-farm-florida-multiple-events-698730/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=698730"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/state-farm-florida-multiple-storms-801869/#article","label":"State Farm Florida: damage spread across multiple storms, so attributed to none","group":"documents","type":"Article","def":"","page":"/denials/documents/state-farm-florida-multiple-storms-801869/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=801869"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/state-farm-florida-seepage-over-time-800732/#article","label":"State Farm Florida: no accidental direct physical loss, the water said to have developed over time","group":"documents","type":"Article","def":"","page":"/denials/documents/state-farm-florida-seepage-over-time-800732/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=800732"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/state-farm-florida-prejudiced-by-one-month-687415/#article","label":"State Farm Florida: prejudiced, it says, by a claim reported about a month after the loss","group":"documents","type":"Article","def":"","page":"/denials/documents/state-farm-florida-prejudiced-by-one-month-687415/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=687415"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/state-farm-florida-no-wind-or-hail-801513/#article","label":"State Farm Florida: no wind or hail tied to the storm date, the roof called cumulative","group":"documents","type":"Article","def":"","page":"/denials/documents/state-farm-florida-no-wind-or-hail-801513/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=801513"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/state-farm-florida-sunlight-and-heat-663386/#article","label":"State Farm Florida: damage observed, and attributed to sunlight and heat","group":"documents","type":"Article","def":"","page":"/denials/documents/state-farm-florida-sunlight-and-heat-663386/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=663386"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/stillwater-below-deductible-793302/#article","label":"Stillwater: a $103,531 claim priced under the deductible","group":"documents","type":"Article","def":"","page":"/denials/documents/stillwater-below-deductible-793302/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=793302"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/tower-hill-milton-roof-denial-crn/#article","label":"Tower Hill: Milton roof, gutters, and skylight refused outright","group":"documents","type":"Article","def":"","page":"/denials/documents/tower-hill-milton-roof-denial-crn/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=795091"}],"degree":3},{"id":"https://hurricanelaw.pro/denials/documents/tower-hill-milton-cookie-cutter-crn/#article","label":"Tower Hill: the Milton denial and the cookie-cutter report allegation","group":"documents","type":"Article","def":"","page":"/denials/documents/tower-hill-milton-cookie-cutter-crn/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=794795"}],"degree":3},{"id":"https://hurricanelaw.pro/denials/documents/tower-hill-normal-wear-review/#article","label":"Tower Hill: roof refused as normal wear, in one sentence","group":"documents","type":"Article","def":"","page":"/denials/documents/tower-hill-normal-wear-review/","links":[{"label":"bbb.org","href":"https://www.bbb.org/us/fl/gainesville/profile/insurance-companies/tower-hill-insurance-group-llc-0403-3361/customer-reviews"}],"degree":0},{"id":"https://hurricanelaw.pro/denials/documents/tower-hill-prime-nail-in-the-pipe-650219/#article","label":"Tower Hill Prime: a nail through the water line, blamed on the builder two years earlier","group":"documents","type":"Article","def":"","page":"/denials/documents/tower-hill-prime-nail-in-the-pipe-650219/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=650219"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/tower-hill-ian-roof-denial-crn/#article","label":"Tower Hill Signature: roof denied, then a $14,195 roofer quote nobody confirmed would do the work","group":"documents","type":"Article","def":"","page":"/denials/documents/tower-hill-ian-roof-denial-crn/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=686494"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/truck-insurance-caulking-at-the-meter-mast-654260/#article","label":"Truck Insurance Exchange: the claim closed on the caulking around the meter mast","group":"documents","type":"Article","def":"","page":"/denials/documents/truck-insurance-caulking-at-the-meter-mast-654260/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=654260"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/truck-insurance-exchange-tile-corner-cracks-686157/#article","label":"Truck Insurance Exchange: tile corner cracks and chips called slippage, not wind","group":"documents","type":"Article","def":"","page":"/denials/documents/truck-insurance-exchange-tile-corner-cracks-686157/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=686157"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/truck-insurance-facts-known-at-present-685305/#article","label":"Truck Insurance Exchange: no coverage, based on the facts known at the present time","group":"documents","type":"Article","def":"","page":"/denials/documents/truck-insurance-facts-known-at-present-685305/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=685305"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/typtap-undervalued-estimate-805752/#article","label":"Typtap: a $88,747 claim valued far below the repair","group":"documents","type":"Article","def":"","page":"/denials/documents/typtap-undervalued-estimate-805752/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=805752"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/typtap-nothing-more-than-the-exclusion-804833/#article","label":"TypTap: a letter containing, the filing says, nothing more than the exclusion","group":"documents","type":"Article","def":"","page":"/denials/documents/typtap-nothing-more-than-the-exclusion-804833/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=804833"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/typtap-wear-and-tear-two-sentences-804984/#article","label":"TypTap: the two-sentence denial","group":"documents","type":"Article","def":"","page":"/denials/documents/typtap-wear-and-tear-two-sentences-804984/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=804984"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/underwriters-at-lloyd-s-london-wear-and-tear-795332/#article","label":"Underwriters At Lloyd's, London: a $111,657 claim called wear and tear","group":"documents","type":"Article","def":"","page":"/denials/documents/underwriters-at-lloyd-s-london-wear-and-tear-795332/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=795332"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/fox13-ian-mold-mitigation-denial/#article","label":"Ian mold claim denied for failure to mitigate: a county without power","group":"documents","type":"Article","def":"","page":"/denials/documents/fox13-ian-mold-mitigation-denial/","links":[{"label":"fox13news.com","href":"https://www.fox13news.com/news/consumer-watchdog-pushes-for-transparency-as-families-faces-delays-disputes-for-hurricane-ian-repairs"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/green-wood-engineer-tampabay28/#article","label":"The green-wood report: when the engineer blames the builder instead of the storm","group":"documents","type":"Article","def":"","page":"/denials/documents/green-wood-engineer-tampabay28/","links":[{"label":"tampabay28.com","href":"https://www.tampabay28.com/news/price-of-paradise/florida-public-adjuster-says-insurance-companies-are-increasingly-denying-legitimate-claims"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/upc-lanai-screens-lichen-and-vines-676780/#article","label":"United Property: the lanai screens blamed on lichen and vine overgrowth","group":"documents","type":"Article","def":"","page":"/denials/documents/upc-lanai-screens-lichen-and-vines-676780/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=676780"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/upc-tile-roof-foot-traffic-no-opening-652135/#article","label":"United Property: standing on the partial denial, tile blamed on install and foot traffic","group":"documents","type":"Article","def":"","page":"/denials/documents/upc-tile-roof-foot-traffic-no-opening-652135/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=652135"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/upc-zippering-and-thermal-cracking-651248/#article","label":"United Property: zippering and thermal cracking, called installation and age","group":"documents","type":"Article","def":"","page":"/denials/documents/upc-zippering-and-thermal-cracking-651248/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=651248"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/upc-sudden-rupture-then-wear-and-tear-649835/#article","label":"United Property: the rupture was sudden, the pipe that ruptured was worn","group":"documents","type":"Article","def":"","page":"/denials/documents/upc-sudden-rupture-then-wear-and-tear-649835/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=649835"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/usaa-foot-fall-damage-below-deductible-682593/#article","label":"USAA: foot fall damage on the tiles, and repairs priced under the deductible","group":"documents","type":"Article","def":"","page":"/denials/documents/usaa-foot-fall-damage-below-deductible-682593/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=682593"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/universal-ian-checks-no-report-crn/#article","label":"Universal Property: checks without a report on an uninhabitable Ian house","group":"documents","type":"Article","def":"","page":"/denials/documents/universal-ian-checks-no-report-crn/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=654871"}],"degree":3},{"id":"https://hurricanelaw.pro/denials/documents/universal-debby-date-of-loss-crn/#article","label":"Universal Property: the moved date of loss and the hurricane deductible","group":"documents","type":"Article","def":"","page":"/denials/documents/universal-debby-date-of-loss-crn/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=794842"}],"degree":3},{"id":"https://hurricanelaw.pro/denials/documents/universal-ian-fungi-exclusion-crn/#article","label":"Universal: an Ian claim denied under the fungi and third-party exclusions","group":"documents","type":"Article","def":"","page":"/denials/documents/universal-ian-fungi-exclusion-crn/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=686362"}],"degree":3},{"id":"https://hurricanelaw.pro/denials/documents/universal-irma-wdr-holdback-goldberg-dca/#article","label":"Universal Property: contents denied as wind-driven rain, dwelling held back","group":"documents","type":"Article","def":"","page":"/denials/documents/universal-irma-wdr-holdback-goldberg-dca/","links":[{"label":"storage.courtlistener.com","href":"https://storage.courtlistener.com/pdf/2020/09/09/brandon_goldberg_v._universal_property_and_casualty_insurance_company.pdf"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/universal-property-1861-against-4750-deductible-649973/#article","label":"Universal Property: $1,861.97 of wind damage against a $4,750.00 deductible","group":"documents","type":"Article","def":"","page":"/denials/documents/universal-property-1861-against-4750-deductible-649973/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=649973"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/universal-property-covid-document-request-650043/#article","label":"Universal Property: a denial for documents not produced, acknowledging the pandemic that prevented it","group":"documents","type":"Article","def":"","page":"/denials/documents/universal-property-covid-document-request-650043/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=650043"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/universal-prior-claim-review/#article","label":"Universal Property: new loss denied as related to a prior claim","group":"documents","type":"Article","def":"","page":"/denials/documents/universal-prior-claim-review/","links":[{"label":"bbb.org","href":"https://www.bbb.org/us/fl/fort-lauderdale/profile/insurance-companies/universal-property-casualty-insurance-company-0633-5003510/complaints"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/universal-property-no-covered-wind-790147/#article","label":"Universal Property: no covered wind damage found, the rest called long-term","group":"documents","type":"Article","def":"","page":"/denials/documents/universal-property-no-covered-wind-790147/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=790147"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/universal-property-prior-claim-same-damage-696656/#article","label":"Universal Property: the roof already paid for under a prior claim","group":"documents","type":"Article","def":"","page":"/denials/documents/universal-property-prior-claim-same-damage-696656/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=696656"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/universal-sally-payment-letter-dca/#article","label":"Universal: a Hurricane Sally payment letter that showed its arithmetic, and held up at trial","group":"documents","type":"Article","def":"","page":"/denials/documents/universal-sally-payment-letter-dca/","links":[{"label":"flcourts-media.flcourts.gov","href":"https://flcourts-media.flcourts.gov/content/download/2461749/opinion/Opinion_2024-1695.pdf"}],"degree":1},{"id":"https://hurricanelaw.pro/denials/documents/universal-property-good-faith-evaluation-668837/#article","label":"Universal Property: a denial that declares its own good faith","group":"documents","type":"Article","def":"","page":"/denials/documents/universal-property-good-faith-evaluation-668837/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=668837"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/universal-property-wind-covered-below-deductible-810874/#article","label":"Universal Property: the wind damage covered, and the payment still zero","group":"documents","type":"Article","def":"","page":"/denials/documents/universal-property-wind-covered-below-deductible-810874/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=810874"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/universal-wear-and-tear-794865/#article","label":"Universal Property & Casualty: a $188,920 claim called wear and tear","group":"documents","type":"Article","def":"","page":"/denials/documents/universal-wear-and-tear-794865/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=794865"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/universal-property-roof-wear-tear-786380/#article","label":"Universal Property: roof and ceiling attributed to wear, tear and inadequate maintenance","group":"documents","type":"Article","def":"","page":"/denials/documents/universal-property-roof-wear-tear-786380/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=786380"}],"degree":2},{"id":"https://hurricanelaw.pro/denials/documents/vyrd-engineer-report-786313/#article","label":"Vyrd: a $207,591 claim backed by a retained engineer","group":"documents","type":"Article","def":"","page":"/denials/documents/vyrd-engineer-report-786313/","links":[{"label":"apps.fldfs.com","href":"https://apps.fldfs.com/CivilRemedy/ViewFiling.aspx?fid=786313"}],"degree":3},{"id":"https://hurricanelaw.pro/denials/documents/western-world-miami-tile-floor-partial/#article","label":"Western World: water damage covered, the tile floor excluded as bad workmanship, net check $553.38","group":"documents","type":"Article","def":"","page":"/denials/documents/western-world-miami-tile-floor-partial/","links":[{"label":"storage.courtlistener.com","href":"https://storage.courtlistener.com/recap/gov.uscourts.flsd.594665/gov.uscourts.flsd.594665.1.1_2.pdf"}],"degree":0}],"edges":[{"from":"https://hurricanelaw.pro/#website","to":"https://hurricanelaw.pro/#organization","label":"published by"},{"from":"https://hurricanelaw.pro/#website","to":"https://halversenlaw.com/#legalservice","label":"advertising paid for by"},{"from":"https://halversenlaw.com/attorneys/brent-halversen/#person","to":"https://halversenlaw.com/#legalservice","label":"works for"},{"from":"https://halversenlaw.com/attorneys/brent-halversen/#person","to":"https://hurricanelaw.pro/knowledge-map/#flbar","label":"licensed by"},{"from":"https://halversenlaw.com/#legalservice","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"serves"},{"from":"https://halversenlaw.com/#legalservice","to":"https://hurricanelaw.pro/states/florida/#state","label":"serves"},{"from":"https://hurricanelaw.pro/#organization","to":"https://hurricanelaw.pro/states/florida/#state","label":"covers"},{"from":"https://hurricanelaw.pro/#organization","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"covers"},{"from":"https://hurricanelaw.pro/knowledge-map/#nws","to":"https://hurricanelaw.pro/knowledge-map/#noaa","label":"part of"},{"from":"https://hurricanelaw.pro/knowledge-map/#nhc","to":"https://hurricanelaw.pro/knowledge-map/#nws","label":"part of"},{"from":"https://hurricanelaw.pro/knowledge-map/#nfip","to":"https://hurricanelaw.pro/knowledge-map/#fema","label":"part of"},{"from":"https://hurricanelaw.pro/#organization","to":"https://hurricanelaw.pro/knowledge-map/#topic-property-insurance","label":"knows about"},{"from":"https://hurricanelaw.pro/#organization","to":"https://hurricanelaw.pro/knowledge-map/#topic-home-insurance","label":"knows about"},{"from":"https://hurricanelaw.pro/#organization","to":"https://hurricanelaw.pro/knowledge-map/#topic-insurance-claim","label":"knows about"},{"from":"https://hurricanelaw.pro/#organization","to":"https://hurricanelaw.pro/knowledge-map/#topic-bad-faith","label":"knows about"},{"from":"https://hurricanelaw.pro/#organization","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"knows about"},{"from":"https://hurricanelaw.pro/#organization","to":"https://hurricanelaw.pro/knowledge-map/#topic-storm-surge","label":"knows about"},{"from":"https://hurricanelaw.pro/#organization","to":"https://hurricanelaw.pro/knowledge-map/#topic-flood-insurance","label":"knows about"},{"from":"https://hurricanelaw.pro/#organization","to":"https://hurricanelaw.pro/knowledge-map/#topic-public-adjuster","label":"knows about"},{"from":"https://hurricanelaw.pro/#organization","to":"https://hurricanelaw.pro/knowledge-map/#topic-claims-adjuster","label":"knows about"},{"from":"https://hurricanelaw.pro/#organization","to":"https://hurricanelaw.pro/knowledge-map/#topic-statute-of-limitations","label":"knows about"},{"from":"https://hurricanelaw.pro/#organization","to":"https://hurricanelaw.pro/knowledge-map/#topic-roof","label":"knows about"},{"from":"https://halversenlaw.com/#legalservice","to":"https://hurricanelaw.pro/knowledge-map/#topic-property-insurance","label":"knows about"},{"from":"https://halversenlaw.com/#legalservice","to":"https://hurricanelaw.pro/knowledge-map/#topic-insurance-claim","label":"knows about"},{"from":"https://halversenlaw.com/#legalservice","to":"https://hurricanelaw.pro/knowledge-map/#topic-bad-faith","label":"knows about"},{"from":"https://hurricanelaw.pro/hurricanes/debby-2024/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/debby-2024/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/debby-2024/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/debby-2024/#entity","to":"https://hurricanelaw.pro/knowledge-map/#nhc","label":"report by"},{"from":"https://hurricanelaw.pro/hurricanes/helene-2024/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/helene-2024/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/helene-2024/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/helene-2024/#entity","to":"https://hurricanelaw.pro/knowledge-map/#nhc","label":"report by"},{"from":"https://hurricanelaw.pro/hurricanes/milton-2024/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/milton-2024/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/milton-2024/#entity","to":"https://hurricanelaw.pro/knowledge-map/#nhc","label":"report by"},{"from":"https://hurricanelaw.pro/hurricanes/idalia-2023/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/idalia-2023/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/idalia-2023/#entity","to":"https://hurricanelaw.pro/knowledge-map/#nhc","label":"report by"},{"from":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","to":"https://hurricanelaw.pro/knowledge-map/#nhc","label":"report by"},{"from":"https://hurricanelaw.pro/hurricanes/nicole-2022/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/nicole-2022/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/nicole-2022/#entity","to":"https://hurricanelaw.pro/knowledge-map/#nhc","label":"report by"},{"from":"https://hurricanelaw.pro/hurricanes/ida-2021/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/ida-2021/#entity","to":"https://hurricanelaw.pro/knowledge-map/#nhc","label":"report by"},{"from":"https://hurricanelaw.pro/hurricanes/laura-2020/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/laura-2020/#entity","to":"https://hurricanelaw.pro/knowledge-map/#nhc","label":"report by"},{"from":"https://hurricanelaw.pro/hurricanes/sally-2020/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/sally-2020/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/sally-2020/#entity","to":"https://hurricanelaw.pro/knowledge-map/#nhc","label":"report by"},{"from":"https://hurricanelaw.pro/hurricanes/dorian-2019/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/dorian-2019/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/dorian-2019/#entity","to":"https://hurricanelaw.pro/knowledge-map/#nhc","label":"report by"},{"from":"https://hurricanelaw.pro/hurricanes/florence-2018/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/florence-2018/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/florence-2018/#entity","to":"https://hurricanelaw.pro/knowledge-map/#nhc","label":"report by"},{"from":"https://hurricanelaw.pro/hurricanes/michael-2018/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/michael-2018/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/michael-2018/#entity","to":"https://hurricanelaw.pro/knowledge-map/#nhc","label":"report by"},{"from":"https://hurricanelaw.pro/hurricanes/harvey-2017/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/harvey-2017/#entity","to":"https://hurricanelaw.pro/knowledge-map/#nhc","label":"report by"},{"from":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","to":"https://hurricanelaw.pro/knowledge-map/#nhc","label":"report by"},{"from":"https://hurricanelaw.pro/hurricanes/maria-2017/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/maria-2017/#entity","to":"https://hurricanelaw.pro/knowledge-map/#nhc","label":"report by"},{"from":"https://hurricanelaw.pro/hurricanes/hermine-2016/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/hermine-2016/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/hermine-2016/#entity","to":"https://hurricanelaw.pro/knowledge-map/#nhc","label":"report by"},{"from":"https://hurricanelaw.pro/hurricanes/matthew-2016/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/matthew-2016/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/matthew-2016/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/matthew-2016/#entity","to":"https://hurricanelaw.pro/knowledge-map/#nhc","label":"report by"},{"from":"https://hurricanelaw.pro/hurricanes/sc-floods-2015/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/sc-floods-2015/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/sc-floods-2015/#entity","to":"https://hurricanelaw.pro/knowledge-map/#nhc","label":"report by"},{"from":"https://hurricanelaw.pro/hurricanes/sandy-2012/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/sandy-2012/#entity","to":"https://hurricanelaw.pro/knowledge-map/#nhc","label":"report by"},{"from":"https://hurricanelaw.pro/hurricanes/ike-2008/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/ike-2008/#entity","to":"https://hurricanelaw.pro/knowledge-map/#nhc","label":"report by"},{"from":"https://hurricanelaw.pro/hurricanes/dennis-2005/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/dennis-2005/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/dennis-2005/#entity","to":"https://hurricanelaw.pro/knowledge-map/#nhc","label":"report by"},{"from":"https://hurricanelaw.pro/hurricanes/katrina-2005/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/katrina-2005/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/katrina-2005/#entity","to":"https://hurricanelaw.pro/knowledge-map/#nhc","label":"report by"},{"from":"https://hurricanelaw.pro/hurricanes/rita-2005/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/rita-2005/#entity","to":"https://hurricanelaw.pro/knowledge-map/#nhc","label":"report by"},{"from":"https://hurricanelaw.pro/hurricanes/wilma-2005/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/wilma-2005/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/wilma-2005/#entity","to":"https://hurricanelaw.pro/knowledge-map/#nhc","label":"report by"},{"from":"https://hurricanelaw.pro/hurricanes/charley-2004/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/charley-2004/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/charley-2004/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/charley-2004/#entity","to":"https://hurricanelaw.pro/knowledge-map/#nhc","label":"report by"},{"from":"https://hurricanelaw.pro/hurricanes/frances-2004/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/frances-2004/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/frances-2004/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/frances-2004/#entity","to":"https://hurricanelaw.pro/knowledge-map/#nhc","label":"report by"},{"from":"https://hurricanelaw.pro/hurricanes/gaston-2004/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/gaston-2004/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/gaston-2004/#entity","to":"https://hurricanelaw.pro/knowledge-map/#nhc","label":"report by"},{"from":"https://hurricanelaw.pro/hurricanes/ivan-2004/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/ivan-2004/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/ivan-2004/#entity","to":"https://hurricanelaw.pro/knowledge-map/#nhc","label":"report by"},{"from":"https://hurricanelaw.pro/hurricanes/jeanne-2004/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/jeanne-2004/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/jeanne-2004/#entity","to":"https://hurricanelaw.pro/knowledge-map/#nhc","label":"report by"},{"from":"https://hurricanelaw.pro/hurricanes/georges-1998/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/georges-1998/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/georges-1998/#entity","to":"https://hurricanelaw.pro/knowledge-map/#nhc","label":"report by"},{"from":"https://hurricanelaw.pro/hurricanes/opal-1995/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/opal-1995/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/opal-1995/#entity","to":"https://hurricanelaw.pro/knowledge-map/#nhc","label":"report by"},{"from":"https://hurricanelaw.pro/hurricanes/andrew-1992/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/andrew-1992/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/andrew-1992/#entity","to":"https://hurricanelaw.pro/knowledge-map/#nhc","label":"report by"},{"from":"https://hurricanelaw.pro/hurricanes/hugo-1989/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/hugo-1989/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/david-1979/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/david-1979/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/david-1979/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/eloise-1975/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/eloise-1975/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/agnes-1972/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/agnes-1972/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/camille-1969/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/betsy-1965/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/betsy-1965/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/dora-1964/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/dora-1964/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/donna-1960/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/donna-1960/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/gracie-1959/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/gracie-1959/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/audrey-1957/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/hazel-1954/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/hazel-1954/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/king-1950/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/king-1950/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/fort-lauderdale-1947/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/fort-lauderdale-1947/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/new-england-1938/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/labor-day-1935/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/labor-day-1935/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/okeechobee-1928/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/okeechobee-1928/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/great-miami-1926/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/great-miami-1926/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/galveston-1900/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/sea-islands-1893/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/sea-islands-1893/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"struck"},{"from":"https://hurricanelaw.pro/hurricanes/isaias-2026/#entity","to":"https://hurricanelaw.pro/knowledge-map/#topic-tropical-cyclone","label":"is a"},{"from":"https://hurricanelaw.pro/hurricanes/isaias-2026/#entity","to":"https://hurricanelaw.pro/knowledge-map/#nhc","label":"tracked by"},{"from":"https://hurricanelaw.pro/south-carolina/beaufort/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/gracie-1959/#entity","to":"https://hurricanelaw.pro/south-carolina/beaufort/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/matthew-2016/#entity","to":"https://hurricanelaw.pro/south-carolina/beaufort/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","to":"https://hurricanelaw.pro/south-carolina/beaufort/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/dorian-2019/#entity","to":"https://hurricanelaw.pro/south-carolina/beaufort/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/debby-2024/#entity","to":"https://hurricanelaw.pro/south-carolina/beaufort/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/florida/boca-raton/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/okeechobee-1928/#entity","to":"https://hurricanelaw.pro/florida/boca-raton/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/frances-2004/#entity","to":"https://hurricanelaw.pro/florida/boca-raton/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/jeanne-2004/#entity","to":"https://hurricanelaw.pro/florida/boca-raton/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/wilma-2005/#entity","to":"https://hurricanelaw.pro/florida/boca-raton/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","to":"https://hurricanelaw.pro/florida/boca-raton/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/florida/bradenton/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/milton-2024/#entity","to":"https://hurricanelaw.pro/florida/bradenton/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","to":"https://hurricanelaw.pro/florida/bradenton/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/helene-2024/#entity","to":"https://hurricanelaw.pro/florida/bradenton/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","to":"https://hurricanelaw.pro/florida/bradenton/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/florida/cape-coral/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","to":"https://hurricanelaw.pro/florida/cape-coral/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","to":"https://hurricanelaw.pro/florida/cape-coral/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/charley-2004/#entity","to":"https://hurricanelaw.pro/florida/cape-coral/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/donna-1960/#entity","to":"https://hurricanelaw.pro/florida/cape-coral/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/south-carolina/charleston/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/hugo-1989/#entity","to":"https://hurricanelaw.pro/south-carolina/charleston/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/gracie-1959/#entity","to":"https://hurricanelaw.pro/south-carolina/charleston/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/matthew-2016/#entity","to":"https://hurricanelaw.pro/south-carolina/charleston/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","to":"https://hurricanelaw.pro/south-carolina/charleston/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/dorian-2019/#entity","to":"https://hurricanelaw.pro/south-carolina/charleston/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/sc-floods-2015/#entity","to":"https://hurricanelaw.pro/south-carolina/charleston/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/florida/clearwater/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/helene-2024/#entity","to":"https://hurricanelaw.pro/florida/clearwater/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/milton-2024/#entity","to":"https://hurricanelaw.pro/florida/clearwater/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/idalia-2023/#entity","to":"https://hurricanelaw.pro/florida/clearwater/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","to":"https://hurricanelaw.pro/florida/clearwater/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/south-carolina/columbia/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/sc-floods-2015/#entity","to":"https://hurricanelaw.pro/south-carolina/columbia/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/hugo-1989/#entity","to":"https://hurricanelaw.pro/south-carolina/columbia/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/matthew-2016/#entity","to":"https://hurricanelaw.pro/south-carolina/columbia/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","to":"https://hurricanelaw.pro/south-carolina/columbia/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/florence-2018/#entity","to":"https://hurricanelaw.pro/south-carolina/columbia/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/florida/crestview/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/sally-2020/#entity","to":"https://hurricanelaw.pro/florida/crestview/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/dennis-2005/#entity","to":"https://hurricanelaw.pro/florida/crestview/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/ivan-2004/#entity","to":"https://hurricanelaw.pro/florida/crestview/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/opal-1995/#entity","to":"https://hurricanelaw.pro/florida/crestview/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/florida/daytona-beach/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/frances-2004/#entity","to":"https://hurricanelaw.pro/florida/daytona-beach/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/jeanne-2004/#entity","to":"https://hurricanelaw.pro/florida/daytona-beach/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/matthew-2016/#entity","to":"https://hurricanelaw.pro/florida/daytona-beach/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","to":"https://hurricanelaw.pro/florida/daytona-beach/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","to":"https://hurricanelaw.pro/florida/daytona-beach/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/nicole-2022/#entity","to":"https://hurricanelaw.pro/florida/daytona-beach/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/florida/destin/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/eloise-1975/#entity","to":"https://hurricanelaw.pro/florida/destin/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/opal-1995/#entity","to":"https://hurricanelaw.pro/florida/destin/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/ivan-2004/#entity","to":"https://hurricanelaw.pro/florida/destin/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/dennis-2005/#entity","to":"https://hurricanelaw.pro/florida/destin/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/florida/dunedin/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/milton-2024/#entity","to":"https://hurricanelaw.pro/florida/dunedin/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/helene-2024/#entity","to":"https://hurricanelaw.pro/florida/dunedin/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/idalia-2023/#entity","to":"https://hurricanelaw.pro/florida/dunedin/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","to":"https://hurricanelaw.pro/florida/dunedin/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/south-carolina/florence/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/florence-2018/#entity","to":"https://hurricanelaw.pro/south-carolina/florence/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/matthew-2016/#entity","to":"https://hurricanelaw.pro/south-carolina/florence/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/hugo-1989/#entity","to":"https://hurricanelaw.pro/south-carolina/florence/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/dorian-2019/#entity","to":"https://hurricanelaw.pro/south-carolina/florence/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/sc-floods-2015/#entity","to":"https://hurricanelaw.pro/south-carolina/florence/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/florida/fort-lauderdale/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/fort-lauderdale-1947/#entity","to":"https://hurricanelaw.pro/florida/fort-lauderdale/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/betsy-1965/#entity","to":"https://hurricanelaw.pro/florida/fort-lauderdale/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/wilma-2005/#entity","to":"https://hurricanelaw.pro/florida/fort-lauderdale/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/matthew-2016/#entity","to":"https://hurricanelaw.pro/florida/fort-lauderdale/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","to":"https://hurricanelaw.pro/florida/fort-lauderdale/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/florida/fort-myers/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","to":"https://hurricanelaw.pro/florida/fort-myers/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","to":"https://hurricanelaw.pro/florida/fort-myers/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/charley-2004/#entity","to":"https://hurricanelaw.pro/florida/fort-myers/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/donna-1960/#entity","to":"https://hurricanelaw.pro/florida/fort-myers/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/florida/gainesville/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/dora-1964/#entity","to":"https://hurricanelaw.pro/florida/gainesville/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","to":"https://hurricanelaw.pro/florida/gainesville/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/idalia-2023/#entity","to":"https://hurricanelaw.pro/florida/gainesville/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/helene-2024/#entity","to":"https://hurricanelaw.pro/florida/gainesville/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/south-carolina/greenville/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/helene-2024/#entity","to":"https://hurricanelaw.pro/south-carolina/greenville/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/hugo-1989/#entity","to":"https://hurricanelaw.pro/south-carolina/greenville/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","to":"https://hurricanelaw.pro/south-carolina/greenville/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/michael-2018/#entity","to":"https://hurricanelaw.pro/south-carolina/greenville/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/south-carolina/hilton-head/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/gracie-1959/#entity","to":"https://hurricanelaw.pro/south-carolina/hilton-head/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/matthew-2016/#entity","to":"https://hurricanelaw.pro/south-carolina/hilton-head/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","to":"https://hurricanelaw.pro/south-carolina/hilton-head/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/dorian-2019/#entity","to":"https://hurricanelaw.pro/south-carolina/hilton-head/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/debby-2024/#entity","to":"https://hurricanelaw.pro/south-carolina/hilton-head/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/florida/jacksonville/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/dora-1964/#entity","to":"https://hurricanelaw.pro/florida/jacksonville/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/matthew-2016/#entity","to":"https://hurricanelaw.pro/florida/jacksonville/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","to":"https://hurricanelaw.pro/florida/jacksonville/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","to":"https://hurricanelaw.pro/florida/jacksonville/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/nicole-2022/#entity","to":"https://hurricanelaw.pro/florida/jacksonville/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/florida/key-west/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/labor-day-1935/#entity","to":"https://hurricanelaw.pro/florida/key-west/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/betsy-1965/#entity","to":"https://hurricanelaw.pro/florida/key-west/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/georges-1998/#entity","to":"https://hurricanelaw.pro/florida/key-west/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/wilma-2005/#entity","to":"https://hurricanelaw.pro/florida/key-west/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","to":"https://hurricanelaw.pro/florida/key-west/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/florida/lakeland/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/charley-2004/#entity","to":"https://hurricanelaw.pro/florida/lakeland/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/frances-2004/#entity","to":"https://hurricanelaw.pro/florida/lakeland/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/jeanne-2004/#entity","to":"https://hurricanelaw.pro/florida/lakeland/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","to":"https://hurricanelaw.pro/florida/lakeland/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","to":"https://hurricanelaw.pro/florida/lakeland/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/florida/marathon/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","to":"https://hurricanelaw.pro/florida/marathon/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/wilma-2005/#entity","to":"https://hurricanelaw.pro/florida/marathon/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/georges-1998/#entity","to":"https://hurricanelaw.pro/florida/marathon/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/donna-1960/#entity","to":"https://hurricanelaw.pro/florida/marathon/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/labor-day-1935/#entity","to":"https://hurricanelaw.pro/florida/marathon/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/florida/marco-island/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","to":"https://hurricanelaw.pro/florida/marco-island/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","to":"https://hurricanelaw.pro/florida/marco-island/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/wilma-2005/#entity","to":"https://hurricanelaw.pro/florida/marco-island/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/donna-1960/#entity","to":"https://hurricanelaw.pro/florida/marco-island/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/florida/melbourne/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/frances-2004/#entity","to":"https://hurricanelaw.pro/florida/melbourne/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/jeanne-2004/#entity","to":"https://hurricanelaw.pro/florida/melbourne/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/matthew-2016/#entity","to":"https://hurricanelaw.pro/florida/melbourne/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","to":"https://hurricanelaw.pro/florida/melbourne/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/nicole-2022/#entity","to":"https://hurricanelaw.pro/florida/melbourne/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/florida/melbourne-beach/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/nicole-2022/#entity","to":"https://hurricanelaw.pro/florida/melbourne-beach/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","to":"https://hurricanelaw.pro/florida/melbourne-beach/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/matthew-2016/#entity","to":"https://hurricanelaw.pro/florida/melbourne-beach/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/jeanne-2004/#entity","to":"https://hurricanelaw.pro/florida/melbourne-beach/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/frances-2004/#entity","to":"https://hurricanelaw.pro/florida/melbourne-beach/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/florida/miami/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/great-miami-1926/#entity","to":"https://hurricanelaw.pro/florida/miami/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/king-1950/#entity","to":"https://hurricanelaw.pro/florida/miami/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/betsy-1965/#entity","to":"https://hurricanelaw.pro/florida/miami/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/andrew-1992/#entity","to":"https://hurricanelaw.pro/florida/miami/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/wilma-2005/#entity","to":"https://hurricanelaw.pro/florida/miami/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","to":"https://hurricanelaw.pro/florida/miami/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/florida/milton-fl/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/sally-2020/#entity","to":"https://hurricanelaw.pro/florida/milton-fl/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/dennis-2005/#entity","to":"https://hurricanelaw.pro/florida/milton-fl/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/ivan-2004/#entity","to":"https://hurricanelaw.pro/florida/milton-fl/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/opal-1995/#entity","to":"https://hurricanelaw.pro/florida/milton-fl/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/south-carolina/mount-pleasant/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/hugo-1989/#entity","to":"https://hurricanelaw.pro/south-carolina/mount-pleasant/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/matthew-2016/#entity","to":"https://hurricanelaw.pro/south-carolina/mount-pleasant/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","to":"https://hurricanelaw.pro/south-carolina/mount-pleasant/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/dorian-2019/#entity","to":"https://hurricanelaw.pro/south-carolina/mount-pleasant/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/debby-2024/#entity","to":"https://hurricanelaw.pro/south-carolina/mount-pleasant/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/south-carolina/myrtle-beach/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/hugo-1989/#entity","to":"https://hurricanelaw.pro/south-carolina/myrtle-beach/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/matthew-2016/#entity","to":"https://hurricanelaw.pro/south-carolina/myrtle-beach/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/florence-2018/#entity","to":"https://hurricanelaw.pro/south-carolina/myrtle-beach/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/dorian-2019/#entity","to":"https://hurricanelaw.pro/south-carolina/myrtle-beach/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","to":"https://hurricanelaw.pro/south-carolina/myrtle-beach/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/florida/naples/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","to":"https://hurricanelaw.pro/florida/naples/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","to":"https://hurricanelaw.pro/florida/naples/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/wilma-2005/#entity","to":"https://hurricanelaw.pro/florida/naples/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/charley-2004/#entity","to":"https://hurricanelaw.pro/florida/naples/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/donna-1960/#entity","to":"https://hurricanelaw.pro/florida/naples/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/florida/ocala/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/charley-2004/#entity","to":"https://hurricanelaw.pro/florida/ocala/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/frances-2004/#entity","to":"https://hurricanelaw.pro/florida/ocala/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/jeanne-2004/#entity","to":"https://hurricanelaw.pro/florida/ocala/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","to":"https://hurricanelaw.pro/florida/ocala/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/florida/okeechobee/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","to":"https://hurricanelaw.pro/florida/okeechobee/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/wilma-2005/#entity","to":"https://hurricanelaw.pro/florida/okeechobee/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/jeanne-2004/#entity","to":"https://hurricanelaw.pro/florida/okeechobee/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/frances-2004/#entity","to":"https://hurricanelaw.pro/florida/okeechobee/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/okeechobee-1928/#entity","to":"https://hurricanelaw.pro/florida/okeechobee/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/florida/orlando/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/charley-2004/#entity","to":"https://hurricanelaw.pro/florida/orlando/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/frances-2004/#entity","to":"https://hurricanelaw.pro/florida/orlando/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/jeanne-2004/#entity","to":"https://hurricanelaw.pro/florida/orlando/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","to":"https://hurricanelaw.pro/florida/orlando/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","to":"https://hurricanelaw.pro/florida/orlando/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/florida/palm-beach/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","to":"https://hurricanelaw.pro/florida/palm-beach/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/matthew-2016/#entity","to":"https://hurricanelaw.pro/florida/palm-beach/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/wilma-2005/#entity","to":"https://hurricanelaw.pro/florida/palm-beach/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/jeanne-2004/#entity","to":"https://hurricanelaw.pro/florida/palm-beach/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/frances-2004/#entity","to":"https://hurricanelaw.pro/florida/palm-beach/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/okeechobee-1928/#entity","to":"https://hurricanelaw.pro/florida/palm-beach/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/florida/panama-city/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/michael-2018/#entity","to":"https://hurricanelaw.pro/florida/panama-city/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/eloise-1975/#entity","to":"https://hurricanelaw.pro/florida/panama-city/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/opal-1995/#entity","to":"https://hurricanelaw.pro/florida/panama-city/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/dennis-2005/#entity","to":"https://hurricanelaw.pro/florida/panama-city/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/florida/panama-city-beach/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/michael-2018/#entity","to":"https://hurricanelaw.pro/florida/panama-city-beach/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/dennis-2005/#entity","to":"https://hurricanelaw.pro/florida/panama-city-beach/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/opal-1995/#entity","to":"https://hurricanelaw.pro/florida/panama-city-beach/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/eloise-1975/#entity","to":"https://hurricanelaw.pro/florida/panama-city-beach/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/florida/pensacola/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/ivan-2004/#entity","to":"https://hurricanelaw.pro/florida/pensacola/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/dennis-2005/#entity","to":"https://hurricanelaw.pro/florida/pensacola/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/sally-2020/#entity","to":"https://hurricanelaw.pro/florida/pensacola/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/opal-1995/#entity","to":"https://hurricanelaw.pro/florida/pensacola/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/florida/perry/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/helene-2024/#entity","to":"https://hurricanelaw.pro/florida/perry/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/debby-2024/#entity","to":"https://hurricanelaw.pro/florida/perry/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/idalia-2023/#entity","to":"https://hurricanelaw.pro/florida/perry/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/hermine-2016/#entity","to":"https://hurricanelaw.pro/florida/perry/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/florida/punta-gorda/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/charley-2004/#entity","to":"https://hurricanelaw.pro/florida/punta-gorda/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","to":"https://hurricanelaw.pro/florida/punta-gorda/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/milton-2024/#entity","to":"https://hurricanelaw.pro/florida/punta-gorda/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","to":"https://hurricanelaw.pro/florida/punta-gorda/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/florida/sarasota/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/milton-2024/#entity","to":"https://hurricanelaw.pro/florida/sarasota/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","to":"https://hurricanelaw.pro/florida/sarasota/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/helene-2024/#entity","to":"https://hurricanelaw.pro/florida/sarasota/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","to":"https://hurricanelaw.pro/florida/sarasota/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/florida/st-petersburg/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/helene-2024/#entity","to":"https://hurricanelaw.pro/florida/st-petersburg/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/milton-2024/#entity","to":"https://hurricanelaw.pro/florida/st-petersburg/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/idalia-2023/#entity","to":"https://hurricanelaw.pro/florida/st-petersburg/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","to":"https://hurricanelaw.pro/florida/st-petersburg/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/florida/stuart/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/frances-2004/#entity","to":"https://hurricanelaw.pro/florida/stuart/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/jeanne-2004/#entity","to":"https://hurricanelaw.pro/florida/stuart/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/matthew-2016/#entity","to":"https://hurricanelaw.pro/florida/stuart/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","to":"https://hurricanelaw.pro/florida/stuart/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/nicole-2022/#entity","to":"https://hurricanelaw.pro/florida/stuart/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/florida/tallahassee/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/hermine-2016/#entity","to":"https://hurricanelaw.pro/florida/tallahassee/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/idalia-2023/#entity","to":"https://hurricanelaw.pro/florida/tallahassee/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/helene-2024/#entity","to":"https://hurricanelaw.pro/florida/tallahassee/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/michael-2018/#entity","to":"https://hurricanelaw.pro/florida/tallahassee/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/florida/tampa/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/helene-2024/#entity","to":"https://hurricanelaw.pro/florida/tampa/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/milton-2024/#entity","to":"https://hurricanelaw.pro/florida/tampa/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","to":"https://hurricanelaw.pro/florida/tampa/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/idalia-2023/#entity","to":"https://hurricanelaw.pro/florida/tampa/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/florida/vero-beach/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/frances-2004/#entity","to":"https://hurricanelaw.pro/florida/vero-beach/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/jeanne-2004/#entity","to":"https://hurricanelaw.pro/florida/vero-beach/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/matthew-2016/#entity","to":"https://hurricanelaw.pro/florida/vero-beach/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","to":"https://hurricanelaw.pro/florida/vero-beach/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/nicole-2022/#entity","to":"https://hurricanelaw.pro/florida/vero-beach/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/florida/west-palm-beach/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"in"},{"from":"https://hurricanelaw.pro/hurricanes/okeechobee-1928/#entity","to":"https://hurricanelaw.pro/florida/west-palm-beach/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/frances-2004/#entity","to":"https://hurricanelaw.pro/florida/west-palm-beach/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/jeanne-2004/#entity","to":"https://hurricanelaw.pro/florida/west-palm-beach/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/wilma-2005/#entity","to":"https://hurricanelaw.pro/florida/west-palm-beach/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/matthew-2016/#entity","to":"https://hurricanelaw.pro/florida/west-palm-beach/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","to":"https://hurricanelaw.pro/florida/west-palm-beach/#entity","label":"hit"},{"from":"https://hurricanelaw.pro/insurance-companies/allstate/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/allstate/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/allstate/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/allstate/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/allstate/#entity","to":"https://hurricanelaw.pro/knowledge-map/#scdoi","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/allstate/#entity","to":"https://hurricanelaw.pro/knowledge-map/#parent-allstate","label":"owned by"},{"from":"https://hurricanelaw.pro/insurance-companies/american-bankers-fl/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/american-bankers-fl/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/american-bankers-fl/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/american-bankers-fl/#entity","to":"https://hurricanelaw.pro/knowledge-map/#parent-assurant","label":"owned by"},{"from":"https://hurricanelaw.pro/insurance-companies/american-coastal/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/american-coastal/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/american-coastal/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/american-integrity/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/american-integrity/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/american-integrity/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/american-integrity/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/american-integrity/#entity","to":"https://hurricanelaw.pro/knowledge-map/#scdoi","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/american-modern/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/american-modern/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/american-modern/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/american-modern/#entity","to":"https://hurricanelaw.pro/knowledge-map/#parent-munich-re","label":"owned by"},{"from":"https://hurricanelaw.pro/insurance-companies/american-security/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/american-security/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/american-security/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/american-security/#entity","to":"https://hurricanelaw.pro/knowledge-map/#parent-assurant","label":"owned by"},{"from":"https://hurricanelaw.pro/insurance-companies/american-traditions/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/american-traditions/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/american-traditions/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/amica/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/amica/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/amica/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/amica/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/amica/#entity","to":"https://hurricanelaw.pro/knowledge-map/#scdoi","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/apex-star/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/apex-star/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/apex-star/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/asi-progressive/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/asi-progressive/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/asi-progressive/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/asi-progressive/#entity","to":"https://hurricanelaw.pro/knowledge-map/#parent-progressive","label":"owned by"},{"from":"https://hurricanelaw.pro/insurance-companies/auto-club-fl/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/auto-club-fl/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/auto-club-fl/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/auto-owners/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/auto-owners/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/auto-owners/#entity","to":"https://hurricanelaw.pro/knowledge-map/#scdoi","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/auto-owners/#entity","to":"https://hurricanelaw.pro/knowledge-map/#parent-auto-owners","label":"owned by"},{"from":"https://hurricanelaw.pro/insurance-companies/avatar/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/avatar/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/avatar/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/bankers/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/bankers/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/bankers/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/cabrillo/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/cabrillo/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/cabrillo/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/cabrillo/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/cabrillo/#entity","to":"https://hurricanelaw.pro/knowledge-map/#scdoi","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/castle-key/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/castle-key/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/castle-key/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/castle-key/#entity","to":"https://hurricanelaw.pro/knowledge-map/#parent-allstate","label":"owned by"},{"from":"https://hurricanelaw.pro/insurance-companies/chubb/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/chubb/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/chubb/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/chubb/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/chubb/#entity","to":"https://hurricanelaw.pro/knowledge-map/#scdoi","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/chubb/#entity","to":"https://hurricanelaw.pro/knowledge-map/#parent-chubb","label":"owned by"},{"from":"https://hurricanelaw.pro/insurance-companies/citizens/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/citizens/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/citizens/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/condo-owners-reciprocal/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/condo-owners-reciprocal/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/condo-owners-reciprocal/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/cypress/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/cypress/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/cypress/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/edison/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/edison/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/edison/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/farmers/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/farmers/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/farmers/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/farmers/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/farmers/#entity","to":"https://hurricanelaw.pro/knowledge-map/#scdoi","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/farmers/#entity","to":"https://hurricanelaw.pro/knowledge-map/#parent-farmers","label":"owned by"},{"from":"https://hurricanelaw.pro/insurance-companies/fednat/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/fednat/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/fednat/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/fednat/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/fednat/#entity","to":"https://hurricanelaw.pro/knowledge-map/#scdoi","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/florida-family/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/florida-family/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/florida-family/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/florida-farm-bureau/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/florida-farm-bureau/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/florida-farm-bureau/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/florida-peninsula/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/florida-peninsula/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/florida-peninsula/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/frontline/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/frontline/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/frontline/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/frontline/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/frontline/#entity","to":"https://hurricanelaw.pro/knowledge-map/#scdoi","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/geovera-specialty/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/geovera-specialty/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/geovera-specialty/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/geovera-specialty/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/geovera-specialty/#entity","to":"https://hurricanelaw.pro/knowledge-map/#scdoi","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/hartford-midwest/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/hartford-midwest/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/hartford-midwest/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/hartford-midwest/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/hartford-midwest/#entity","to":"https://hurricanelaw.pro/knowledge-map/#scdoi","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/hartford-midwest/#entity","to":"https://hurricanelaw.pro/knowledge-map/#parent-hartford","label":"owned by"},{"from":"https://hurricanelaw.pro/insurance-companies/heritage/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/heritage/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/heritage/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/heritage/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/heritage/#entity","to":"https://hurricanelaw.pro/knowledge-map/#scdoi","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/homeownerschoice/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/homeownerschoice/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/homeownerschoice/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/homesite/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/homesite/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/homesite/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/homesite/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/homesite/#entity","to":"https://hurricanelaw.pro/knowledge-map/#scdoi","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/homesite/#entity","to":"https://hurricanelaw.pro/knowledge-map/#parent-american-family","label":"owned by"},{"from":"https://hurricanelaw.pro/insurance-companies/kin/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/kin/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/kin/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/lemonade/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/lemonade/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/lemonade/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/lemonade/#entity","to":"https://hurricanelaw.pro/knowledge-map/#parent-lemonade","label":"owned by"},{"from":"https://hurricanelaw.pro/insurance-companies/lexington/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/lexington/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/lexington/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/lexington/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/lexington/#entity","to":"https://hurricanelaw.pro/knowledge-map/#scdoi","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/lexington/#entity","to":"https://hurricanelaw.pro/knowledge-map/#parent-aig","label":"owned by"},{"from":"https://hurricanelaw.pro/insurance-companies/liberty-mutual/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/liberty-mutual/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/liberty-mutual/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/liberty-mutual/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/liberty-mutual/#entity","to":"https://hurricanelaw.pro/knowledge-map/#scdoi","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/liberty-mutual/#entity","to":"https://hurricanelaw.pro/knowledge-map/#parent-liberty-mutual","label":"owned by"},{"from":"https://hurricanelaw.pro/insurance-companies/lighthouse/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/lighthouse/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/lighthouse/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/loggerhead/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/loggerhead/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/loggerhead/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/manatee-insurance-exchange/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/manatee-insurance-exchange/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/manatee-insurance-exchange/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/mangrove-property/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/mangrove-property/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/mangrove-property/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/modern-usa/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/modern-usa/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/modern-usa/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/monarch-national/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/monarch-national/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/monarch-national/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/nationwide/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/nationwide/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/nationwide/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/nationwide/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/nationwide/#entity","to":"https://hurricanelaw.pro/knowledge-map/#scdoi","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/nationwide/#entity","to":"https://hurricanelaw.pro/knowledge-map/#parent-nationwide","label":"owned by"},{"from":"https://hurricanelaw.pro/insurance-companies/olympus/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/olympus/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/olympus/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/one-alliance/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/one-alliance/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/one-alliance/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/orange-insurance-exchange/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/orange-insurance-exchange/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/orange-insurance-exchange/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/ovation-home/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/ovation-home/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/ovation-home/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/patriot-select/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/patriot-select/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/patriot-select/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/peoples-trust/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/peoples-trust/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/peoples-trust/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/praxis/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/praxis/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/praxis/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/pure/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/pure/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/pure/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/qbe-specialty/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/qbe-specialty/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/qbe-specialty/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/qbe-specialty/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/qbe-specialty/#entity","to":"https://hurricanelaw.pro/knowledge-map/#scdoi","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/qbe-specialty/#entity","to":"https://hurricanelaw.pro/knowledge-map/#parent-qbe","label":"owned by"},{"from":"https://hurricanelaw.pro/insurance-companies/safe-harbor/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/safe-harbor/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/safe-harbor/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/safe-harbor/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/safe-harbor/#entity","to":"https://hurricanelaw.pro/knowledge-map/#scdoi","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/safepoint/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/safepoint/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/safepoint/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/security-first/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/security-first/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/security-first/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/slide/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/slide/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/slide/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/slide/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/slide/#entity","to":"https://hurricanelaw.pro/knowledge-map/#scdoi","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/sc-farm-bureau/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/sc-farm-bureau/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/sc-farm-bureau/#entity","to":"https://hurricanelaw.pro/knowledge-map/#scdoi","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/southern-fidelity/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/southern-fidelity/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/southern-fidelity/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/southern-fidelity/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/southern-fidelity/#entity","to":"https://hurricanelaw.pro/knowledge-map/#scdoi","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/southern-oak/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/southern-oak/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/southern-oak/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/st-johns/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/st-johns/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/st-johns/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/st-johns/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/st-johns/#entity","to":"https://hurricanelaw.pro/knowledge-map/#scdoi","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/state-farm-florida/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/state-farm-florida/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/state-farm-florida/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/state-farm-florida/#entity","to":"https://hurricanelaw.pro/knowledge-map/#parent-state-farm","label":"owned by"},{"from":"https://hurricanelaw.pro/insurance-companies/tailrow/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/tailrow/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/tailrow/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/tower-hill/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/tower-hill/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/tower-hill/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/travelers/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/travelers/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/travelers/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/travelers/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/travelers/#entity","to":"https://hurricanelaw.pro/knowledge-map/#scdoi","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/travelers/#entity","to":"https://hurricanelaw.pro/knowledge-map/#parent-travelers","label":"owned by"},{"from":"https://hurricanelaw.pro/insurance-companies/trident/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/trident/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/trident/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/true-exchange/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/true-exchange/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/true-exchange/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/true-exchange/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/true-exchange/#entity","to":"https://hurricanelaw.pro/knowledge-map/#scdoi","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/typtap/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/typtap/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/typtap/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/upc/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/upc/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/upc/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/universal-property/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/universal-property/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/universal-property/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/universal-property/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/universal-property/#entity","to":"https://hurricanelaw.pro/knowledge-map/#scdoi","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/usaa/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/usaa/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/usaa/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/usaa/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/usaa/#entity","to":"https://hurricanelaw.pro/knowledge-map/#scdoi","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/usaa/#entity","to":"https://hurricanelaw.pro/knowledge-map/#parent-usaa","label":"owned by"},{"from":"https://hurricanelaw.pro/insurance-companies/vault/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/vault/#entity","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/vault/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/vault/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/vault/#entity","to":"https://hurricanelaw.pro/knowledge-map/#scdoi","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/vyrd/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/vyrd/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/vyrd/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/insurance-companies/weston/#entity","to":"https://hurricanelaw.pro/states/florida/#state","label":"writes in"},{"from":"https://hurricanelaw.pro/insurance-companies/weston/#entity","to":"https://hurricanelaw.pro/knowledge-map/#naic","label":"identified by"},{"from":"https://hurricanelaw.pro/insurance-companies/weston/#entity","to":"https://hurricanelaw.pro/knowledge-map/#floir","label":"regulated by"},{"from":"https://hurricanelaw.pro/law/fla-stat-624-155/#legislation","to":"https://hurricanelaw.pro/states/florida/#state","label":"law of"},{"from":"https://hurricanelaw.pro/law/fla-stat-624-155/#legislation","to":"https://hurricanelaw.pro/knowledge-map/#flleg","label":"official text"},{"from":"https://hurricanelaw.pro/knowledge-map/#law-fs-626-9541","to":"https://hurricanelaw.pro/states/florida/#state","label":"law of"},{"from":"https://hurricanelaw.pro/knowledge-map/#law-fs-626-9541","to":"https://hurricanelaw.pro/knowledge-map/#flleg","label":"official text"},{"from":"https://hurricanelaw.pro/law/fla-stat-626-9541/#legislation","to":"https://hurricanelaw.pro/states/florida/#state","label":"law of"},{"from":"https://hurricanelaw.pro/law/fla-stat-626-9541/#legislation","to":"https://hurricanelaw.pro/knowledge-map/#flleg","label":"official text"},{"from":"https://hurricanelaw.pro/law/fla-stat-626-9744/#legislation","to":"https://hurricanelaw.pro/states/florida/#state","label":"law of"},{"from":"https://hurricanelaw.pro/law/fla-stat-626-9744/#legislation","to":"https://hurricanelaw.pro/knowledge-map/#flleg","label":"official text"},{"from":"https://hurricanelaw.pro/knowledge-map/#law-fs-626-854","to":"https://hurricanelaw.pro/states/florida/#state","label":"law of"},{"from":"https://hurricanelaw.pro/knowledge-map/#law-fs-626-854","to":"https://hurricanelaw.pro/knowledge-map/#flleg","label":"official text"},{"from":"https://hurricanelaw.pro/law/fla-stat-627-409/#legislation","to":"https://hurricanelaw.pro/states/florida/#state","label":"law of"},{"from":"https://hurricanelaw.pro/law/fla-stat-627-409/#legislation","to":"https://hurricanelaw.pro/knowledge-map/#flleg","label":"official text"},{"from":"https://hurricanelaw.pro/knowledge-map/#law-fs-627-426","to":"https://hurricanelaw.pro/states/florida/#state","label":"law of"},{"from":"https://hurricanelaw.pro/knowledge-map/#law-fs-627-426","to":"https://hurricanelaw.pro/knowledge-map/#flleg","label":"official text"},{"from":"https://hurricanelaw.pro/my-safe-florida-home/wind-mitigation-inspection/#legislation","to":"https://hurricanelaw.pro/states/florida/#state","label":"law of"},{"from":"https://hurricanelaw.pro/my-safe-florida-home/wind-mitigation-inspection/#legislation","to":"https://hurricanelaw.pro/knowledge-map/#flleg","label":"official text"},{"from":"https://hurricanelaw.pro/law/fla-stat-627-70131/#legislation","to":"https://hurricanelaw.pro/states/florida/#state","label":"law of"},{"from":"https://hurricanelaw.pro/law/fla-stat-627-70131/#legislation","to":"https://hurricanelaw.pro/knowledge-map/#flleg","label":"official text"},{"from":"https://hurricanelaw.pro/law/fla-stat-627-70132/#legislation","to":"https://hurricanelaw.pro/states/florida/#state","label":"law of"},{"from":"https://hurricanelaw.pro/law/fla-stat-627-70132/#legislation","to":"https://hurricanelaw.pro/knowledge-map/#flleg","label":"official text"},{"from":"https://hurricanelaw.pro/knowledge-map/#law-fs-627-7011","to":"https://hurricanelaw.pro/states/florida/#state","label":"law of"},{"from":"https://hurricanelaw.pro/knowledge-map/#law-fs-627-7011","to":"https://hurricanelaw.pro/knowledge-map/#flleg","label":"official text"},{"from":"https://hurricanelaw.pro/coverage/catastrophic-ground-cover-collapse/#legislation","to":"https://hurricanelaw.pro/states/florida/#state","label":"law of"},{"from":"https://hurricanelaw.pro/coverage/catastrophic-ground-cover-collapse/#legislation","to":"https://hurricanelaw.pro/knowledge-map/#flleg","label":"official text"},{"from":"https://hurricanelaw.pro/law/fla-stat-627-7142/#legislation","to":"https://hurricanelaw.pro/states/florida/#state","label":"law of"},{"from":"https://hurricanelaw.pro/law/fla-stat-627-7142/#legislation","to":"https://hurricanelaw.pro/knowledge-map/#flleg","label":"official text"},{"from":"https://hurricanelaw.pro/knowledge-map/#law-fs-627-714","to":"https://hurricanelaw.pro/states/florida/#state","label":"law of"},{"from":"https://hurricanelaw.pro/knowledge-map/#law-fs-627-714","to":"https://hurricanelaw.pro/knowledge-map/#flleg","label":"official text"},{"from":"https://hurricanelaw.pro/knowledge-map/#law-fs-718-111","to":"https://hurricanelaw.pro/states/florida/#state","label":"law of"},{"from":"https://hurricanelaw.pro/knowledge-map/#law-fs-718-111","to":"https://hurricanelaw.pro/knowledge-map/#flleg","label":"official text"},{"from":"https://hurricanelaw.pro/law/fla-stat-95-11/#legislation","to":"https://hurricanelaw.pro/states/florida/#state","label":"law of"},{"from":"https://hurricanelaw.pro/law/fla-stat-95-11/#legislation","to":"https://hurricanelaw.pro/knowledge-map/#flleg","label":"official text"},{"from":"https://hurricanelaw.pro/my-safe-florida-home/grant-program/#legislation","to":"https://hurricanelaw.pro/states/florida/#state","label":"law of"},{"from":"https://hurricanelaw.pro/my-safe-florida-home/grant-program/#legislation","to":"https://hurricanelaw.pro/knowledge-map/#flleg","label":"official text"},{"from":"https://hurricanelaw.pro/insurance-companies/reciprocal-exchanges-explained/#legislation","to":"https://hurricanelaw.pro/states/florida/#state","label":"law of"},{"from":"https://hurricanelaw.pro/insurance-companies/reciprocal-exchanges-explained/#legislation","to":"https://hurricanelaw.pro/knowledge-map/#flleg","label":"official text"},{"from":"https://hurricanelaw.pro/law/sc-code-15-3-530/#legislation","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"law of"},{"from":"https://hurricanelaw.pro/law/sc-code-15-3-530/#legislation","to":"https://hurricanelaw.pro/knowledge-map/#scleg","label":"official text"},{"from":"https://hurricanelaw.pro/bad-faith/south-carolina-bad-faith-38-59/#legislation","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"law of"},{"from":"https://hurricanelaw.pro/bad-faith/south-carolina-bad-faith-38-59/#legislation","to":"https://hurricanelaw.pro/knowledge-map/#scleg","label":"official text"},{"from":"https://hurricanelaw.pro/knowledge-map/#law-sc-38-59-10","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"law of"},{"from":"https://hurricanelaw.pro/knowledge-map/#law-sc-38-59-10","to":"https://hurricanelaw.pro/knowledge-map/#scleg","label":"official text"},{"from":"https://hurricanelaw.pro/law/sc-code-38-59-20/#legislation","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"law of"},{"from":"https://hurricanelaw.pro/law/sc-code-38-59-20/#legislation","to":"https://hurricanelaw.pro/knowledge-map/#scleg","label":"official text"},{"from":"https://hurricanelaw.pro/law/sc-code-38-59-40/#legislation","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"law of"},{"from":"https://hurricanelaw.pro/law/sc-code-38-59-40/#legislation","to":"https://hurricanelaw.pro/knowledge-map/#scleg","label":"official text"},{"from":"https://hurricanelaw.pro/knowledge-map/#law-sc-38-48","to":"https://hurricanelaw.pro/states/south-carolina/#state","label":"law of"},{"from":"https://hurricanelaw.pro/knowledge-map/#law-sc-38-48","to":"https://hurricanelaw.pro/knowledge-map/#scleg","label":"official text"},{"from":"https://hurricanelaw.pro/glossary/actual-cash-value/#actual-cash-value","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/actual-cash-value/#actual-cash-value","to":"https://hurricanelaw.pro/knowledge-map/#law-fs-627-7011","label":"governed by"},{"from":"https://hurricanelaw.pro/glossary/replacement-cost-value/#replacement-cost-value","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/replacement-cost-value/#replacement-cost-value","to":"https://hurricanelaw.pro/knowledge-map/#law-fs-627-7011","label":"governed by"},{"from":"https://hurricanelaw.pro/glossary/replacement-cost-value/#replacement-cost-value","to":"https://hurricanelaw.pro/law/fla-stat-627-70132/#legislation","label":"governed by"},{"from":"https://hurricanelaw.pro/glossary/#depreciation","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#recoverable-depreciation","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#matching","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#ordinance-and-law","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#coverage-a","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#coverage-b","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#coverage-c","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#coverage-d","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#additional-living-expense","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#declarations-page","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#endorsement","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#exclusion","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#sublimit","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/ho-6-policy/#ho-6-policy","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/ho-6-policy/#ho-6-policy","to":"https://hurricanelaw.pro/knowledge-map/#law-fs-718-111","label":"governed by"},{"from":"https://hurricanelaw.pro/glossary/ho-6-policy/#ho-6-policy","to":"https://hurricanelaw.pro/knowledge-map/#law-fs-627-714","label":"governed by"},{"from":"https://hurricanelaw.pro/glossary/fixture/#fixture","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/fixture/#fixture","to":"https://hurricanelaw.pro/knowledge-map/#law-fs-718-111","label":"governed by"},{"from":"https://hurricanelaw.pro/glossary/#hurricane-deductible","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#named-storm-deductible","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#all-other-perils-deductible","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/proof-of-loss/#proof-of-loss","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/proof-of-loss/#proof-of-loss","to":"https://hurricanelaw.pro/knowledge-map/#law-fs-626-9541","label":"governed by"},{"from":"https://hurricanelaw.pro/glossary/proof-of-loss/#proof-of-loss","to":"https://hurricanelaw.pro/knowledge-map/#law-sc-38-59-10","label":"governed by"},{"from":"https://hurricanelaw.pro/glossary/reservation-of-rights/#reservation-of-rights","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/reservation-of-rights/#reservation-of-rights","to":"https://hurricanelaw.pro/law/fla-stat-627-70131/#legislation","label":"governed by"},{"from":"https://hurricanelaw.pro/glossary/reservation-of-rights/#reservation-of-rights","to":"https://hurricanelaw.pro/knowledge-map/#law-fs-627-426","label":"governed by"},{"from":"https://hurricanelaw.pro/glossary/#notice-of-loss","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#examination-under-oath","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#public-adjuster","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#independent-adjuster","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#desk-adjuster","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#appraisal","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#umpire","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#mediation","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#bad-faith","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#civil-remedy-notice","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#first-party-claim","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#unfair-claim-settlement-practices","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#assignment-of-benefits","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#letter-of-protection","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#statute-of-limitations","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#wind-driven-rain","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#wear-and-tear","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#cosmetic-damage","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/anti-concurrent-causation/#anti-concurrent-causation","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/ensuing-loss/#ensuing-loss","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#concurrent-cause-doctrine","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#repeated-seepage","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#latent-defect","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#neglect","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#pre-existing-damage","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#storm-surge","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#flood","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/surface-water/#surface-water","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#nfip","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#increased-cost-of-compliance","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#fema-flood-zone","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#elevation-certificate","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#wind-borne-debris-region","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#mitigation","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#scope-of-loss","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#xactimate","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#engineer-report","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#reinspection","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#supplemental-claim","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#managed-repair-program","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#subrogation","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#salvage","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#business-interruption","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#extra-expense","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#coinsurance","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/loss-assessment/#loss-assessment","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/loss-assessment/#loss-assessment","to":"https://hurricanelaw.pro/knowledge-map/#law-fs-627-714","label":"governed by"},{"from":"https://hurricanelaw.pro/glossary/loss-assessment/#loss-assessment","to":"https://hurricanelaw.pro/knowledge-map/#law-fs-718-111","label":"governed by"},{"from":"https://hurricanelaw.pro/glossary/#citizens-depopulation","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#naic-number","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#demotech-rating","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/glossary/#insolvency-guaranty-association","to":"https://hurricanelaw.pro/glossary/#termset","label":"in"},{"from":"https://hurricanelaw.pro/denials/documents/american-integrity-hurricane-deductible-bbb/#article","to":"https://hurricanelaw.pro/insurance-companies/american-integrity/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/american-integrity-ian-engineer-exclusions-crn/#article","to":"https://hurricanelaw.pro/insurance-companies/american-integrity/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/american-integrity-ian-engineer-exclusions-crn/#article","to":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/american-integrity-ian-engineer-exclusions-crn/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/american-integrity-whether-observed-or-not-654933/#article","to":"https://hurricanelaw.pro/insurance-companies/american-integrity/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/american-integrity-whether-observed-or-not-654933/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/american-integrity-whether-observed-or-not-650842/#article","to":"https://hurricanelaw.pro/insurance-companies/american-integrity/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/american-integrity-whether-observed-or-not-650842/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/american-integrity-ian-screen-enclosure-crn/#article","to":"https://hurricanelaw.pro/insurance-companies/american-integrity/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/american-integrity-ian-screen-enclosure-crn/#article","to":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/american-integrity-ian-screen-enclosure-crn/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/american-integrity-whether-observed-or-not-656700/#article","to":"https://hurricanelaw.pro/insurance-companies/american-integrity/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/american-integrity-whether-observed-or-not-656700/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/american-security-denied-while-pending-651000/#article","to":"https://hurricanelaw.pro/insurance-companies/american-security/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/american-security-denied-while-pending-651000/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/american-traditions-deferred-maintenance-701993/#article","to":"https://hurricanelaw.pro/insurance-companies/american-traditions/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/american-traditions-deferred-maintenance-701993/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/amica-mutual-no-inspection-791092/#article","to":"https://hurricanelaw.pro/insurance-companies/amica/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/amica-mutual-no-inspection-791092/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/anchor-irma-below-deductible-fraud-dca/#article","to":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/asi-ian-below-deductible-crn/#article","to":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/asi-ian-below-deductible-crn/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/asi-ian-lowball-crn/#article","to":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/asi-ian-lowball-crn/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/asi-preferred-granule-loss-and-high-nailing-660521/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/castle-key-clay-tile-slid-by-gravity-663406/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/castle-key-hail-size-blistering-804111/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/castle-key-no-sudden-accidental-793875/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/citizens-helene-storm-surge-propublica/#article","to":"https://hurricanelaw.pro/insurance-companies/citizens/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/citizens-helene-storm-surge-propublica/#article","to":"https://hurricanelaw.pro/hurricanes/helene-2024/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/citizens-eta-late-notice-dca/#article","to":"https://hurricanelaw.pro/insurance-companies/citizens/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/citizens-irma-no-opening-morales-dca/#article","to":"https://hurricanelaw.pro/insurance-companies/citizens/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/citizens-irma-no-opening-morales-dca/#article","to":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/citizens-irma-wear-tear-dca/#article","to":"https://hurricanelaw.pro/insurance-companies/citizens/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/citizens-irma-wear-tear-dca/#article","to":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/citizens-milton-below-deductible/#article","to":"https://hurricanelaw.pro/insurance-companies/citizens/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/citizens-milton-below-deductible/#article","to":"https://hurricanelaw.pro/hurricanes/milton-2024/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/citizens-milton-mold-refile-review/#article","to":"https://hurricanelaw.pro/insurance-companies/citizens/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/citizens-milton-mold-refile-review/#article","to":"https://hurricanelaw.pro/hurricanes/milton-2024/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/citizens-milton-tornado-wear-tear-wptv/#article","to":"https://hurricanelaw.pro/insurance-companies/citizens/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/citizens-milton-tornado-wear-tear-wptv/#article","to":"https://hurricanelaw.pro/hurricanes/milton-2024/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/edison-no-peril-created-opening-660416/#article","to":"https://hurricanelaw.pro/insurance-companies/edison/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/edison-no-peril-created-opening-660416/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/edison-milton-below-deductible-crn/#article","to":"https://hurricanelaw.pro/insurance-companies/edison/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/edison-milton-below-deductible-crn/#article","to":"https://hurricanelaw.pro/hurricanes/milton-2024/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/edison-milton-below-deductible-crn/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/edison-one-window-wind-driven-rain-661828/#article","to":"https://hurricanelaw.pro/insurance-companies/edison/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/edison-one-window-wind-driven-rain-661828/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/edison-plumbing-system-not-covered-657083/#article","to":"https://hurricanelaw.pro/insurance-companies/edison/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/edison-plumbing-system-not-covered-657083/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/edison-below-deductible-and-flood-items-664480/#article","to":"https://hurricanelaw.pro/insurance-companies/edison/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/edison-below-deductible-and-flood-items-664480/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/edison-rain-exclusion-bbb/#article","to":"https://hurricanelaw.pro/insurance-companies/edison/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/edison-rainwater-through-stucco-663907/#article","to":"https://hurricanelaw.pro/insurance-companies/edison/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/edison-rainwater-through-stucco-663907/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/edison-screen-material-not-covered-665138/#article","to":"https://hurricanelaw.pro/insurance-companies/edison/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/edison-screen-material-not-covered-665138/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/edison-screen-material-second-claim-688115/#article","to":"https://hurricanelaw.pro/insurance-companies/edison/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/edison-screen-material-second-claim-688115/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/edison-undervalued-estimate-809544/#article","to":"https://hurricanelaw.pro/insurance-companies/edison/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/edison-undervalued-estimate-809544/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/federal-typical-aging-lack-of-maintenance-649352/#article","to":"https://hurricanelaw.pro/insurance-companies/chubb/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/federal-typical-aging-lack-of-maintenance-649352/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/first-community-efi-engineering-report-672089/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/first-protective-no-inspection-797441/#article","to":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/first-protective-no-inspection-797441/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/frontline-improper-installation-786715/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/frontline-must-respectfully-deny-802564/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/frontline-must-respectfully-deny-second-812935/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/florida-peninsula-failed-plumbing-not-covered-660064/#article","to":"https://hurricanelaw.pro/insurance-companies/florida-peninsula/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/florida-peninsula-failed-plumbing-not-covered-660064/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/florida-peninsula-below-deductible-review/#article","to":"https://hurricanelaw.pro/insurance-companies/florida-peninsula/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/florida-peninsula-ian-cursory-inspection-crn/#article","to":"https://hurricanelaw.pro/insurance-companies/florida-peninsula/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/florida-peninsula-ian-cursory-inspection-crn/#article","to":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/florida-peninsula-ian-cursory-inspection-crn/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/florida-peninsula-itemized-below-deductible-664405/#article","to":"https://hurricanelaw.pro/insurance-companies/florida-peninsula/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/florida-peninsula-itemized-below-deductible-664405/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/florida-peninsula-milton-flood-exclusion-letter/#article","to":"https://hurricanelaw.pro/insurance-companies/florida-peninsula/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/florida-peninsula-milton-flood-exclusion-letter/#article","to":"https://hurricanelaw.pro/hurricanes/milton-2024/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/florida-peninsula-mitigation-invoice-cut-663463/#article","to":"https://hurricanelaw.pro/insurance-companies/florida-peninsula/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/florida-peninsula-mitigation-invoice-cut-663463/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/florida-peninsula-settling-and-cracking-810692/#article","to":"https://hurricanelaw.pro/insurance-companies/florida-peninsula/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/florida-peninsula-settling-and-cracking-810692/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/florida-peninsula-wear-tear-review/#article","to":"https://hurricanelaw.pro/insurance-companies/florida-peninsula/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/foremost-wear-and-tear-letting-rain-in-794277/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/frontline-unlimited-workmanship-exclusion-806581/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/garrison-sole-justification-811263/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/geovera-ian-roof-schedule-wood/#article","to":"https://hurricanelaw.pro/insurance-companies/geovera-specialty/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/geovera-ian-roof-schedule-wood/#article","to":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/hartford-ian-two-letters-pauly/#article","to":"https://hurricanelaw.pro/insurance-companies/hartford-midwest/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/hartford-ian-two-letters-pauly/#article","to":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/hartford-ian-cdl-marchetti/#article","to":"https://hurricanelaw.pro/insurance-companies/hartford-midwest/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/hartford-ian-cdl-marchetti/#article","to":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/heritage-below-deductible-worksheet-650350/#article","to":"https://hurricanelaw.pro/insurance-companies/heritage/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/heritage-below-deductible-worksheet-650350/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/heritage-ian-faulty-construction-796845/#article","to":"https://hurricanelaw.pro/insurance-companies/heritage/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/heritage-ian-faulty-construction-796845/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/heritage-ian-supplemental-refusal-crn/#article","to":"https://hurricanelaw.pro/insurance-companies/heritage/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/heritage-ian-supplemental-refusal-crn/#article","to":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/heritage-ian-supplemental-refusal-crn/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/heritage-incorrect-date-of-loss-810053/#article","to":"https://hurricanelaw.pro/insurance-companies/heritage/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/heritage-incorrect-date-of-loss-810053/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/heritage-late-notice-prejudice-656900/#article","to":"https://hurricanelaw.pro/insurance-companies/heritage/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/heritage-late-notice-prejudice-656900/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/heritage-irma-no-factual-information-676693/#article","to":"https://hurricanelaw.pro/insurance-companies/heritage/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/heritage-irma-no-factual-information-676693/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/heritage-water-exclusion-endorsement-review/#article","to":"https://hurricanelaw.pro/insurance-companies/heritage/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/heritage-interior-and-roof-both-refused-798285/#article","to":"https://hurricanelaw.pro/insurance-companies/heritage/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/heritage-interior-and-roof-both-refused-798285/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/heritage-misrepresentation-crn/#article","to":"https://hurricanelaw.pro/insurance-companies/heritage/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/heritage-misrepresentation-crn/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/heritage-wind-driven-rain-no-opening-797082/#article","to":"https://hurricanelaw.pro/insurance-companies/heritage/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/heritage-wind-driven-rain-no-opening-797082/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/homeowners-choice-helene-estimate-no-decision-crn/#article","to":"https://hurricanelaw.pro/hurricanes/helene-2024/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/homeowners-choice-helene-estimate-no-decision-crn/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/homeowners-choice-ian-surge-endorsement-bbb/#article","to":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/homeowners-choice-sally-conditions-clark-dca/#article","to":"https://hurricanelaw.pro/hurricanes/sally-2020/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/homeowners-choice-anti-concurrent-causation-690366/#article","to":"https://hurricanelaw.pro/insurance-companies/homeownerschoice/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/homeowners-choice-anti-concurrent-causation-690366/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/homeowners-choice-roof-leaked-due-to-wear-658637/#article","to":"https://hurricanelaw.pro/insurance-companies/homeownerschoice/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/homeowners-choice-roof-leaked-due-to-wear-658637/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/homesite-ensuing-loss-roof-not-covered-654539/#article","to":"https://hurricanelaw.pro/insurance-companies/homesite/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/homesite-ensuing-loss-roof-not-covered-654539/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/indian-harbor-ian-storm-created-opening/#article","to":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/integon-milton-lender-placed-press/#article","to":"https://hurricanelaw.pro/hurricanes/milton-2024/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/kin-collapsed-drain-line-660490/#article","to":"https://hurricanelaw.pro/insurance-companies/kin/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/kin-collapsed-drain-line-660490/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/kin-ian-age-related-wear-crn/#article","to":"https://hurricanelaw.pro/insurance-companies/kin/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/kin-ian-age-related-wear-crn/#article","to":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/kin-ian-age-related-wear-crn/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/kin-tarp-fastener-damage-808332/#article","to":"https://hurricanelaw.pro/insurance-companies/kin/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/kin-tarp-fastener-damage-808332/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/lexington-attribution-full-letter-villamar/#article","to":"https://hurricanelaw.pro/insurance-companies/lexington/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/liberty-mutual-milton-partial-denial/#article","to":"https://hurricanelaw.pro/hurricanes/milton-2024/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/monarch-ian-below-deductible-crn/#article","to":"https://hurricanelaw.pro/insurance-companies/monarch-national/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/monarch-ian-below-deductible-crn/#article","to":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/monarch-ian-below-deductible-crn/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/national-fire-marine-flood-not-wind-685077/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/nationwide-reserve-all-other-rights-789229/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/nationwide-add-details-about-what-is-covered-696774/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/nationwide-heat-blisters-different-date-803075/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/olympus-consultant-no-storm-related-damage-796916/#article","to":"https://hurricanelaw.pro/insurance-companies/olympus/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/olympus-consultant-no-storm-related-damage-796916/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/olympus-wind-driven-rain-covered-then-deductible-696866/#article","to":"https://hurricanelaw.pro/insurance-companies/olympus/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/olympus-wind-driven-rain-covered-then-deductible-696866/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/olympus-delay-798807/#article","to":"https://hurricanelaw.pro/insurance-companies/olympus/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/olympus-delay-798807/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/peoples-trust-earth-movement-bbb/#article","to":"https://hurricanelaw.pro/insurance-companies/peoples-trust/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/peoples-trust-ground-settling-review/#article","to":"https://hurricanelaw.pro/insurance-companies/peoples-trust/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/peoples-trust-helene-wear-tear-crn/#article","to":"https://hurricanelaw.pro/insurance-companies/peoples-trust/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/peoples-trust-helene-wear-tear-crn/#article","to":"https://hurricanelaw.pro/hurricanes/helene-2024/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/peoples-trust-helene-wear-tear-crn/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/peoples-trust-underwriting-inspection-2018-686982/#article","to":"https://hurricanelaw.pro/insurance-companies/peoples-trust/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/peoples-trust-underwriting-inspection-2018-686982/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/peoples-trust-ian-roof-openings-crn/#article","to":"https://hurricanelaw.pro/insurance-companies/peoples-trust/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/peoples-trust-ian-roof-openings-crn/#article","to":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/peoples-trust-ian-roof-openings-crn/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/peoples-trust-matthew-full-final-dca/#article","to":"https://hurricanelaw.pro/insurance-companies/peoples-trust/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/peoples-trust-matthew-full-final-dca/#article","to":"https://hurricanelaw.pro/hurricanes/matthew-2016/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/peoples-trust-workmanship-pre-existing-785477/#article","to":"https://hurricanelaw.pro/insurance-companies/peoples-trust/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/peoples-trust-workmanship-pre-existing-785477/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/peoples-trust-long-term-seepage-fungi-792831/#article","to":"https://hurricanelaw.pro/insurance-companies/peoples-trust/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/peoples-trust-long-term-seepage-fungi-792831/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/qbe-ian-full-denial-rosenbaum/#article","to":"https://hurricanelaw.pro/insurance-companies/qbe-specialty/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/qbe-ian-full-denial-rosenbaum/#article","to":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/safepoint-below-deductible-bbb/#article","to":"https://hurricanelaw.pro/insurance-companies/safepoint/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/safepoint-ian-jury-verdict/#article","to":"https://hurricanelaw.pro/insurance-companies/safepoint/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/safepoint-ian-jury-verdict/#article","to":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/safepoint-windstorm-seepage-vega-dca/#article","to":"https://hurricanelaw.pro/insurance-companies/safepoint/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/safepoint-ian-pre-existing-crn/#article","to":"https://hurricanelaw.pro/insurance-companies/safepoint/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/safepoint-ian-pre-existing-crn/#article","to":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/safepoint-ian-pre-existing-crn/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/safepoint-ponding-around-roof-drains-790385/#article","to":"https://hurricanelaw.pro/insurance-companies/safepoint/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/safepoint-ponding-around-roof-drains-790385/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/safepoint-wear-tear-workmanship-seepage-787510/#article","to":"https://hurricanelaw.pro/insurance-companies/safepoint/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/safepoint-wear-tear-workmanship-seepage-787510/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/scottsdale-ian-matlacha-wind-and-water-excluded/#article","to":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/security-first-irma-wear-tear-late-notice-dca/#article","to":"https://hurricanelaw.pro/insurance-companies/security-first/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/security-first-irma-wear-tear-late-notice-dca/#article","to":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/security-first-proof-of-loss-not-returned-649453/#article","to":"https://hurricanelaw.pro/insurance-companies/security-first/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/security-first-proof-of-loss-not-returned-649453/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/security-first-p-trap-system-excluded-806600/#article","to":"https://hurricanelaw.pro/insurance-companies/security-first/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/security-first-p-trap-system-excluded-806600/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/slide-claim-file-refusal-808838/#article","to":"https://hurricanelaw.pro/insurance-companies/slide/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/slide-claim-file-refusal-808838/#article","to":"https://hurricanelaw.pro/hurricanes/helene-2024/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/slide-claim-file-refusal-808838/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/slide-ian-loss-assessment-bbb/#article","to":"https://hurricanelaw.pro/insurance-companies/slide/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/slide-ian-loss-assessment-bbb/#article","to":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/slide-milton-below-deductible-crn/#article","to":"https://hurricanelaw.pro/insurance-companies/slide/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/slide-milton-below-deductible-crn/#article","to":"https://hurricanelaw.pro/hurricanes/milton-2024/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/slide-milton-below-deductible-crn/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/slide-ian-partial-roof-crn/#article","to":"https://hurricanelaw.pro/insurance-companies/slide/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/slide-ian-partial-roof-crn/#article","to":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/slide-ian-partial-roof-crn/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/slide-slab-moisture-engineer-review/#article","to":"https://hurricanelaw.pro/insurance-companies/slide/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/southern-oak-milton-neglect-prior-claim-crn/#article","to":"https://hurricanelaw.pro/insurance-companies/southern-oak/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/southern-oak-milton-neglect-prior-claim-crn/#article","to":"https://hurricanelaw.pro/hurricanes/milton-2024/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/southern-oak-milton-neglect-prior-claim-crn/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/state-farm-helene-sc-tree-roof/#article","to":"https://hurricanelaw.pro/hurricanes/helene-2024/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/state-farm-helene-sc-businessowners-roof/#article","to":"https://hurricanelaw.pro/hurricanes/helene-2024/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/state-farm-florida-commensurate-with-age-809807/#article","to":"https://hurricanelaw.pro/insurance-companies/state-farm-florida/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/state-farm-florida-commensurate-with-age-809807/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/state-farm-florida-condo-association-drywall-652558/#article","to":"https://hurricanelaw.pro/insurance-companies/state-farm-florida/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/state-farm-florida-condo-association-drywall-652558/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/state-farm-florida-below-deductible-812672/#article","to":"https://hurricanelaw.pro/insurance-companies/state-farm-florida/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/state-farm-florida-below-deductible-812672/#article","to":"https://hurricanelaw.pro/hurricanes/milton-2024/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/state-farm-florida-below-deductible-812672/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/state-farm-florida-historical-weather-elements-656367/#article","to":"https://hurricanelaw.pro/insurance-companies/state-farm-florida/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/state-farm-florida-historical-weather-elements-656367/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/state-farm-florida-elevations-no-damage-659957/#article","to":"https://hurricanelaw.pro/insurance-companies/state-farm-florida/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/state-farm-florida-elevations-no-damage-659957/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/state-farm-florida-flashing-and-settlement-cracks-694923/#article","to":"https://hurricanelaw.pro/insurance-companies/state-farm-florida/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/state-farm-florida-flashing-and-settlement-cracks-694923/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/state-farm-florida-mold-alternate-housing-797589/#article","to":"https://hurricanelaw.pro/insurance-companies/state-farm-florida/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/state-farm-florida-mold-alternate-housing-797589/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/state-farm-florida-kitchen-slow-leak-793419/#article","to":"https://hurricanelaw.pro/insurance-companies/state-farm-florida/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/state-farm-florida-kitchen-slow-leak-793419/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/state-farm-florida-non-loss-conditions-666857/#article","to":"https://hurricanelaw.pro/insurance-companies/state-farm-florida/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/state-farm-florida-non-loss-conditions-666857/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/state-farm-florida-long-term-leaks-and-mold-699456/#article","to":"https://hurricanelaw.pro/insurance-companies/state-farm-florida/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/state-farm-florida-long-term-leaks-and-mold-699456/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/state-farm-florida-multiple-events-698730/#article","to":"https://hurricanelaw.pro/insurance-companies/state-farm-florida/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/state-farm-florida-multiple-events-698730/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/state-farm-florida-multiple-storms-801869/#article","to":"https://hurricanelaw.pro/insurance-companies/state-farm-florida/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/state-farm-florida-multiple-storms-801869/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/state-farm-florida-seepage-over-time-800732/#article","to":"https://hurricanelaw.pro/insurance-companies/state-farm-florida/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/state-farm-florida-seepage-over-time-800732/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/state-farm-florida-prejudiced-by-one-month-687415/#article","to":"https://hurricanelaw.pro/insurance-companies/state-farm-florida/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/state-farm-florida-prejudiced-by-one-month-687415/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/state-farm-florida-no-wind-or-hail-801513/#article","to":"https://hurricanelaw.pro/insurance-companies/state-farm-florida/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/state-farm-florida-no-wind-or-hail-801513/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/state-farm-florida-sunlight-and-heat-663386/#article","to":"https://hurricanelaw.pro/insurance-companies/state-farm-florida/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/state-farm-florida-sunlight-and-heat-663386/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/stillwater-below-deductible-793302/#article","to":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/stillwater-below-deductible-793302/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/tower-hill-milton-roof-denial-crn/#article","to":"https://hurricanelaw.pro/insurance-companies/tower-hill/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/tower-hill-milton-roof-denial-crn/#article","to":"https://hurricanelaw.pro/hurricanes/milton-2024/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/tower-hill-milton-roof-denial-crn/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/tower-hill-milton-cookie-cutter-crn/#article","to":"https://hurricanelaw.pro/insurance-companies/tower-hill/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/tower-hill-milton-cookie-cutter-crn/#article","to":"https://hurricanelaw.pro/hurricanes/milton-2024/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/tower-hill-milton-cookie-cutter-crn/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/tower-hill-prime-nail-in-the-pipe-650219/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/tower-hill-ian-roof-denial-crn/#article","to":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/tower-hill-ian-roof-denial-crn/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/truck-insurance-caulking-at-the-meter-mast-654260/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/truck-insurance-exchange-tile-corner-cracks-686157/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/truck-insurance-facts-known-at-present-685305/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/typtap-undervalued-estimate-805752/#article","to":"https://hurricanelaw.pro/insurance-companies/typtap/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/typtap-undervalued-estimate-805752/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/typtap-nothing-more-than-the-exclusion-804833/#article","to":"https://hurricanelaw.pro/insurance-companies/typtap/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/typtap-nothing-more-than-the-exclusion-804833/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/typtap-wear-and-tear-two-sentences-804984/#article","to":"https://hurricanelaw.pro/insurance-companies/typtap/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/typtap-wear-and-tear-two-sentences-804984/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/underwriters-at-lloyd-s-london-wear-and-tear-795332/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/fox13-ian-mold-mitigation-denial/#article","to":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/green-wood-engineer-tampabay28/#article","to":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/upc-lanai-screens-lichen-and-vines-676780/#article","to":"https://hurricanelaw.pro/insurance-companies/upc/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/upc-lanai-screens-lichen-and-vines-676780/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/upc-tile-roof-foot-traffic-no-opening-652135/#article","to":"https://hurricanelaw.pro/insurance-companies/upc/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/upc-tile-roof-foot-traffic-no-opening-652135/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/upc-zippering-and-thermal-cracking-651248/#article","to":"https://hurricanelaw.pro/insurance-companies/upc/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/upc-zippering-and-thermal-cracking-651248/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/upc-sudden-rupture-then-wear-and-tear-649835/#article","to":"https://hurricanelaw.pro/insurance-companies/upc/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/upc-sudden-rupture-then-wear-and-tear-649835/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/usaa-foot-fall-damage-below-deductible-682593/#article","to":"https://hurricanelaw.pro/insurance-companies/usaa/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/usaa-foot-fall-damage-below-deductible-682593/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/universal-ian-checks-no-report-crn/#article","to":"https://hurricanelaw.pro/insurance-companies/universal-property/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/universal-ian-checks-no-report-crn/#article","to":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/universal-ian-checks-no-report-crn/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/universal-debby-date-of-loss-crn/#article","to":"https://hurricanelaw.pro/insurance-companies/universal-property/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/universal-debby-date-of-loss-crn/#article","to":"https://hurricanelaw.pro/hurricanes/debby-2024/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/universal-debby-date-of-loss-crn/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/universal-ian-fungi-exclusion-crn/#article","to":"https://hurricanelaw.pro/insurance-companies/universal-property/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/universal-ian-fungi-exclusion-crn/#article","to":"https://hurricanelaw.pro/hurricanes/ian-2022/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/universal-ian-fungi-exclusion-crn/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/universal-irma-wdr-holdback-goldberg-dca/#article","to":"https://hurricanelaw.pro/insurance-companies/universal-property/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/universal-irma-wdr-holdback-goldberg-dca/#article","to":"https://hurricanelaw.pro/hurricanes/irma-2017/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/universal-property-1861-against-4750-deductible-649973/#article","to":"https://hurricanelaw.pro/insurance-companies/universal-property/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/universal-property-1861-against-4750-deductible-649973/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/universal-property-covid-document-request-650043/#article","to":"https://hurricanelaw.pro/insurance-companies/universal-property/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/universal-property-covid-document-request-650043/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/universal-prior-claim-review/#article","to":"https://hurricanelaw.pro/insurance-companies/universal-property/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/universal-property-no-covered-wind-790147/#article","to":"https://hurricanelaw.pro/insurance-companies/universal-property/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/universal-property-no-covered-wind-790147/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/universal-property-prior-claim-same-damage-696656/#article","to":"https://hurricanelaw.pro/insurance-companies/universal-property/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/universal-property-prior-claim-same-damage-696656/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/universal-sally-payment-letter-dca/#article","to":"https://hurricanelaw.pro/insurance-companies/universal-property/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/universal-property-good-faith-evaluation-668837/#article","to":"https://hurricanelaw.pro/insurance-companies/universal-property/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/universal-property-good-faith-evaluation-668837/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/universal-property-wind-covered-below-deductible-810874/#article","to":"https://hurricanelaw.pro/insurance-companies/universal-property/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/universal-property-wind-covered-below-deductible-810874/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/universal-wear-and-tear-794865/#article","to":"https://hurricanelaw.pro/insurance-companies/universal-property/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/universal-wear-and-tear-794865/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/universal-property-roof-wear-tear-786380/#article","to":"https://hurricanelaw.pro/insurance-companies/universal-property/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/universal-property-roof-wear-tear-786380/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"},{"from":"https://hurricanelaw.pro/denials/documents/vyrd-engineer-report-786313/#article","to":"https://hurricanelaw.pro/insurance-companies/vyrd/#entity","label":"denial by"},{"from":"https://hurricanelaw.pro/denials/documents/vyrd-engineer-report-786313/#article","to":"https://hurricanelaw.pro/hurricanes/helene-2024/#entity","label":"after"},{"from":"https://hurricanelaw.pro/denials/documents/vyrd-engineer-report-786313/#article","to":"https://hurricanelaw.pro/knowledge-map/#fldfs","label":"filed with"}]}