All PRO Adjusters, operating as Public Adjuster Miami, is a licensed Florida public adjusting firm (license W107394) built around one job: getting Miami-Dade and Broward policyholders paid what their policies actually owe. The firm works property claims across seven damage types that define coastal South Florida living: hurricane, water, fire, roof, mold, vandalism, and lost business income. When the insurer's first number comes in low, this is the team that re-documents the loss and pushes back.
Reach runs deep across the region. All PRO Adjusters names 19 communities it serves, from Miami Beach, South Beach, and Sunny Isles to Fort Lauderdale, Hollywood, Pembroke Pines, Homestead, Doral, Hialeah, and Miami Gardens, plus Panama City on the Panhandle. The office at 12252 SW 131st Ave in Miami runs by appointment, keeping the focus on fieldwork and claims rather than walk-in traffic. Client testimonials on the site describe recoveries reaching into six figures on claims that started far smaller, the kind of gap a policyholder rarely closes alone.
A public adjuster is the only kind of adjuster licensed to work for you, the policyholder, not the insurance company. They document the loss, build a detailed scope and estimate, read the policy for coverage you may have missed, and negotiate the payout with the carrier, working on a percentage of what you recover.
A public adjuster is not a contractor and not an attorney: they cannot make repairs, file suit, or give legal advice. See what a public adjuster actually does and when to hire one.
Florida caps a public adjuster's fee at 20% of the claim payment, dropping to 10% for claims from a declared state of emergency (Fla. Stat. § 626.854). The fee applies only to what the insurer pays; it may not be charged on your deductible.
Full fee guide → · Read your contract and the current statute.
Get the exact legal name and license (or NPN) number, then confirm an active public adjuster license in the state where your property sits. Do it on the official roster, never take the number on a business card at face value.
Florida Department of Financial Services licensee search →A public adjuster is the right call when the carrier agrees the loss is covered but the check is too low. When the carrier denies coverage outright, alleges misrepresentation, sits on the claim past the statutory deadlines, or acts in bad faith, that is legal territory a public adjuster cannot enter.
If your claim was denied rather than merely underpaid, start with a free attorney review; see public adjuster vs. attorney, why claims get denied, and the deadlines that protect your rights.
HurricaneLaw.Pro lists All PRO Adjusters from the state public-adjuster license roster. The profile is compiled from the firm's own public website and materials. We are not affiliated with All PRO Adjusters, and the listing is not a ranking or an endorsement. Confirm current licensing on the state roster above before you hire anyone. A firm that would like its listing updated or removed can reach us through the contact page. Not legal advice; consult an attorney about your specific claim.
Send the denial letter and your declarations page. You'll get a straight read on whether this is a valuation fight for an adjuster or a coverage fight that needs a lawyer.
A comprehensive property-insurance claim resource for policyholders: denied and underpaid claims, coverage and bad-faith law, storm dossiers, carrier profiles, city guides, and the complete claims playbook. Florida and South Carolina.
▸ SEE THE FULL SITE MAP → ▸ KNOWLEDGE MAP: EVERY ENTITY AND SOURCE →Coverage summaries, policy-language quotations, dollar figures, deadlines, and chart examples throughout this site are general information based on typical or standard policy forms and are illustrative only: they are not a quote, a guarantee of coverage, or a promise of any outcome. Every insurance policy is different: your own policy, endorsements, and state law control, so read your policy and confirm current statutes. Weather imagery courtesy of NOAA, the National Hurricane Center, and the National Weather Service. Nothing on this site is legal advice; consult an attorney about your specific claim.
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