The claim file you cannot get

On or about October 14, 2024, the Public Adjuster prepared an estimate for repairs totaling $47,921.06 and forwarded same to Slide. On or about October 16, 2024, the Slide issued its Coverage Determination Letter and stated that "Our investigation revealed wind damage on the front, right, rear slopes of the roof, and gutters damaged, water damage to master bedroom ceiling." Attached to the coverage letter was an inaccurate and incomplete estimate for repairs totaling $8,522.76, prepared by Field Adjuster [name redacted] that failed to include repairs to the wind-damaged slopes of the roof and failed to include any line-items for repairs to the water-damaged interior of the subject property. Subsequently, the Insured's Public Adjuster prepared a revised estimate for repairs, totaling $131,075.64, to include repairs to the wind-damaged slopes of the roof, which were determined to be covere

The carrier has done everything possible to delay the claim and refuses to pay the complete covered loss amount due under the policy. The carrier's conduct makes it clear that they are attempting to intentionally downplay the extent of the damage and undervalue the damages in its estimate for the sole benefit of maximizing the company's profits, thereby placing shareholder's interests ahead of its insureds' interests. Therefore, to cure the defects outlined in this Civil Remedy Notice, the carrier must: 1) Pay all amounts due and owing to the insured in the amount of $ 143,666.00 minus any prior payments and minus the applicable deductible for indemnity benefits; and 2) Review and acknowledge receipt of communication made by the insured in regards to the subject claim; 3) Pay the insured's attorney's fees and costs as the carrier's actions have forced them to retain the undersigned; 4) P

State Farm delivered a coverage determination that misrepresented the material facts of the claim and relied on a faulty and disingenuous expert report. Frustrated with State Farm's denial and confused as to their rights under the policy, the Insured was forced to retain the services of [name redacted] LLC ("[name redacted] "), and legal counsel. [name redacted] inspected the damage to the property and generated a true and accurate estimate of the damage in the amount of $35,041.93. As a direct result of State Farm's denial of coverage and breach of Florida Statutes, the Insured was forced to seek the help of licensed professionals to assist them, including a contractor and legal counsel.