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HOME / DIRECTORIES / PUBLIC ADJUSTERS / FIRMS / CENTURY PUBLIC ADJUSTERS
PUBLIC ADJUSTER · FLORIDA STATEWIDE

Century Public Adjusters

Century Public Adjusters is a family-owned Florida public adjusting firm based in Miami and operating since 2002, serving Miami-Dade, Broward, Palm Beach and Monroe counties and beyond. It handles hurricane, storm, water, fire, mold, roof, sinkhole, theft and business interruption claims, including cast iron and polybutylene pipe losses and denied-claim appeals. Service is offered 24/7 in English, Spanish and Creole.

DENIED, NOT JUST UNDERPAID? FREE CASE REVIEW →
Family-owned since 2002

Century Public Adjusters is a family-owned Florida public adjusting firm based in Miami and operating since 2002, serving Miami-Dade, Broward, Palm Beach and Monroe counties and beyond. It handles hurricane, storm, water, fire, mold, roof, sinkhole, theft and business interruption claims, including cast iron and polybutylene pipe losses and denied-claim appeals. Service is offered 24/7 in English, Spanish and Creole.

HQ
Miami, FL
SERVES
Florida statewide
PHONE
centurypublicadjusters.com LIVE ↗
Century Public Adjusters website
Profile compiled from Century Public Adjusters's public website. We feature public adjusters we believe in to help policyholders find them; we are not affiliated with this firm.
INSIDE THE FIRM

Why policyholders call Century Public Adjusters

Century Public Adjusters is Florida to the core, a family firm whose roots run to Florida natives since 1970 and whose adjusting practice was founded in 2002. Across three generations of family ownership and more than 16 hurricane seasons, they have turned deep local knowledge into a formidable claims operation that treats every policyholder like a neighbor, because in Florida, they often are.

The numbers are striking. Century reports more than 50,000 claims filed and over $850 million in awards recovered for residential, commercial, and condo association clients. Their reach spans the state, from Miami-Dade, Broward, Palm Beach, and Monroe counties to Orlando, Tampa, Jacksonville, the West Coast, and the Panhandle, with multilingual service in English, Spanish, and Creole.

The specialty list is exhaustive: hurricane, water, storm, mold, roof, hail, cast iron and polybutylene pipe, blasting, lightning, tornado, fire, sinkhole, theft, and business loss, with particular expertise in tile roof assessments. Century builds a custom, detailed estimate designed to clearly build your case, and when a claim demands it, they collaborate with engineers, accountants, and lawyers to close the gap between what a carrier offers and what the policy owes.

NOTABLE RECOVERIES
Reported by the firm from its published case results.
$850+ million
Total awards recovered · Florida
across 50,000+ claims filed, firm-reported
THE PEOPLE BEHIND THE FIRM
Lilian C. Fish
Licensed Public Adjuster (License E082545)
01THE ROLE

What a public adjuster does

A public adjuster is the only kind of adjuster licensed to work for you, the policyholder, not the insurance company. They document the loss, build a detailed scope and estimate, read the policy for coverage you may have missed, and negotiate the payout with the carrier, working on a percentage of what you recover.

A public adjuster is not a contractor and not an attorney: they cannot make repairs, file suit, or give legal advice. See what a public adjuster actually does and when to hire one.

02WHAT THEY CAN CHARGE

The fee, in Florida

Florida, capped by statute

Florida caps a public adjuster's fee at 20% of the claim payment, dropping to 10% for claims from a declared state of emergency (Fla. Stat. § 626.854). The fee applies only to what the insurer pays; it may not be charged on your deductible.

Full fee guide → · Read your contract and the current statute.

03VERIFY BEFORE YOU SIGN
CONFIRM THE LICENSE YOURSELF, FREE & PUBLIC

Get the exact legal name and license (or NPN) number, then confirm an active public adjuster license in the state where your property sits. Do it on the official roster, never take the number on a business card at face value.

Florida Department of Financial Services licensee search →
How to verify a PA license, step by step → · Red flags to walk away from →
FREE CASE REVIEWDenied, underpaid, or delayed? Get a free attorney case review, no fee unless you recover.START MY REVIEW
04WHEN IT BECOMES A LEGAL FIGHT

A public adjuster, or an attorney?

A public adjuster is the right call when the carrier agrees the loss is covered but the check is too low. When the carrier denies coverage outright, alleges misrepresentation, sits on the claim past the statutory deadlines, or acts in bad faith, that is legal territory a public adjuster cannot enter.

If your claim was denied rather than merely underpaid, start with a free attorney review; see public adjuster vs. attorney, why claims get denied, and the deadlines that protect your rights.

ABOUT THIS LISTING

We believe in public adjusters, and we want the good ones to get found and get hired. HurricaneLaw.pro features Century Public Adjusters to help policyholders connect with an experienced advocate. We are not affiliated with Century Public Adjusters; this profile is compiled from the firm's own public website and materials, and our links to them are meant to send real business their way. Always confirm current licensing yourself on the state roster above before you hire anyone. A firm that would like its listing updated or removed can reach us through the contact page. Not legal advice; consult an attorney about your specific claim.

FREE CASE REVIEW

Denied, not just underpaid? Talk to an attorney first.

Send the denial letter and your declarations page. You'll get a straight read on whether this is a valuation fight for an adjuster or a coverage fight that needs a lawyer.

DOCUMENTING THE LOSSREPRESENTATIVE FOOTAGE
CASE FILE · HL-2026 · INTAKE OPEN
FREE CASE REVIEW
PROPERTY INSURANCE CLAIM
REVIEWED BY HALVERSEN LAW
01Who you are
02Your claim
03Your documents
Drop your documents here, or tap to browse
Denial letter · policy · adjuster estimate · damage photos, PDF, JPG, PNG, HEIC or DOC, up to 25MB each
09LAW FIRM
Halversen Law logo
Property-insurance attorneys · Licensed in SC & FL4.8on Google
LAW FIRM · SC & FL

Denied or underpaid? Fight it with the carriers’ own playbook.

LICENSED · SOUTH CAROLINALICENSED · FLORIDA

Halversen Law is a property-insurance law firm licensed in South Carolina and Florida that represents policyholders, never carriers. Since 2008, the firm has taken on denied, underpaid, and delayed claims across the full range of storm and property losses: wind and hurricane damage, water disputes, roof claims, and commercial and condominium losses. Its attorneys spent the early part of their careers defending insurance companies, and now use that inside knowledge of the carrier playbook, how an adjuster builds a denial and where the file is weak, to fight for the policyholder on the other side of it. Cases are handled on contingency: no fee unless you recover.

No fee
Unless you recover
20+ yrs
Property-insurance experience
SC & FL
Licensed in both states
WHAT THE FIRM HANDLES
Denied claimsUnderpaid claimsDelay & bad faithWind & hurricaneWater & floodRoof damageCommercial & condo
HOW THE FIRM FIGHTS
01
Rebuild the evidence
Pre-storm condition, address-specific wind data, and an independent inspection.
02
Answer scope with scope
The carrier estimate countered line by line with a full documented estimate.
03
Apply the deadline law
Notice, supplemental, and suit windows under Florida and South Carolina statute.
04
Escalate when it pays
Appraisal, civil remedy notice, and bad-faith litigation when the carrier will not deal.
CREDENTIALSLicensed in South Carolina & FloridaProperty-insurance litigationPolicyholder representation since 2008Martindale-Hubbell DistinguishedFormer insurance-defense background
CASE REVIEW
No fee unless you recover.
CALL OR TEXT · NO OBLIGATION · CONFIDENTIAL
WHAT CLIENTS SAY4.8on Google
C
Cynthia Speigh
Google review
“I am writing to express my sincere appreciation for his exceptional service.”
J
James Parker
Google review
“What impressed me was his research and knowledge of the applicable laws, his approach to my case, and comparisons to similar cases in other states.”
T
Trey Muckenfuss
Google review
“Great to work with, and he really battles for you.”
R
Rick Gaston
Google review
“Mr. Halversen took on an insurance fraud case for my company that almost put us in a serious financial bind.”
F
Freeman Barber
Google review
“Reliable, responsive, extremely knowledgeable, and does a tremendous job. A pleasure to work with.”
C
Charles Wallace
Google review
“An outstanding lawyer who can handle a wide variety of matters, from simple matters to full-blown litigation.”
EVERY STATEOutside Florida or South Carolina? We'll connect you with a vetted property-insurance attorney licensed in your state. Same review, no obligation.START A REVIEW →
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Coverage summaries, policy-language quotations, dollar figures, deadlines, and chart examples throughout this site are general information based on typical or standard policy forms and are illustrative only: they are not a quote, a guarantee of coverage, or a promise of any outcome. Every insurance policy is different: your own policy, endorsements, and state law control, so read your policy and confirm current statutes. Weather imagery courtesy of NOAA, the National Hurricane Center, and the National Weather Service. Legal services are provided by Halversen Law. Nothing on this site is legal advice; consult an attorney about your specific claim.

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