Churchill Public Adjusters

Churchill Public Adjusters carries a name that means one thing: never surrender. The firm vigorously defends policyholders against insurance companies to secure the maximum fair market recovery, and it does so across South Florida from four offices in Miami, West Palm Beach, Fort Lauderdale, and Boca Raton. Every adjuster is fully licensed by the State of Florida, and the phones are answered 24/7.

The firm handles more than 14 claim types, including denied claims, hurricane and wind damage, water damage and floods, roof damage and leaks, mold, fire, plumbing leaks, business interruption, and vandalism, for both residential and commercial policyholders. Denied claims are a specialty, exactly the situations where homeowners most need a professional in their corner.

Clients feel the difference. One policyholder who had paid premiums for over 20 years saw their very first claim denied, called Churchill, and walked away with windows and a bathroom replaced. That is the Churchill model in a sentence: when the carrier says no, they turn it into a yes.

A public adjuster is the only kind of adjuster licensed to work for you, the policyholder, not the insurance company. They document the loss, build a detailed scope and estimate, read the policy for coverage you may have missed, and negotiate the payout with the carrier, working on a percentage of what you recover.

A public adjuster is not a contractor and not an attorney: they cannot make repairs, file suit, or give legal advice. See what a public adjuster actually does and when to hire one.

Full fee guide → · Read your contract and the current statute.

Get the exact legal name and license (or NPN) number, then confirm an active public adjuster license in the state where your property sits. Do it on the official roster, never take the number on a business card at face value.

A public adjuster is the right call when the carrier agrees the loss is covered but the check is too low. When the carrier denies coverage outright, alleges misrepresentation, sits on the claim past the statutory deadlines, or acts in bad faith, that is legal territory a public adjuster cannot enter.

If your claim was denied rather than merely underpaid, start with a free attorney review; see public adjuster vs. attorney, why claims get denied, and the deadlines that protect your rights.

We believe in public adjusters, and we want the good ones to get found and get hired. HurricaneLaw.pro features Churchill Public Adjusters to help policyholders connect with an experienced advocate. We are not affiliated with Churchill Public Adjusters; this profile is compiled from the firm's own public website and materials, and our links to them are meant to send real business their way. Always confirm current licensing yourself on the state roster above before you hire anyone. A firm that would like its listing updated or removed can reach us through the contact page. Not legal advice; consult an attorney about your specific claim.