Cohen & Associates Public Adjusters

Cohen & Associates has been fighting for South Florida policyholders since 2005, nearly two decades of standing between homeowners and businesses and the insurance companies that would rather pay less. Based in the Miami-Dade, Broward, and West Palm Beach corridor, the firm now handles claims in more than a dozen states.

The firm's pitch is built on results it publishes right out front. It claims policyholders recover 300 to 700 percent more on property insurance claims with its adjusters in the fight, and it points to real files to make the case: a broken-pipe water loss offered at $12,095 that settled at $96,000, a smoke and fire claim offered at $120,000 that closed at $790,000, and a hurricane and wind claim offered at $182,000 that resolved at $3.5 million.

Just as notable, the firm says 95 percent of its claims settle without the assistance of an attorney, keeping money in the policyholder's pocket instead of legal fees. Available 24/7 and working strictly on contingency, Cohen & Associates covers water, fire and smoke, hurricane, wind and hail, mold, theft and vandalism, tornado, lightning, and business interruption losses across residential, commercial, HOA, and industrial property.

A public adjuster is the only kind of adjuster licensed to work for you, the policyholder, not the insurance company. They document the loss, build a detailed scope and estimate, read the policy for coverage you may have missed, and negotiate the payout with the carrier, working on a percentage of what you recover.

A public adjuster is not a contractor and not an attorney: they cannot make repairs, file suit, or give legal advice. See what a public adjuster actually does and when to hire one.

Full fee guide → · Read your contract and the current statute.

Get the exact legal name and license (or NPN) number, then confirm an active public adjuster license in the state where your property sits. Do it on the official roster, never take the number on a business card at face value.

A public adjuster is the right call when the carrier agrees the loss is covered but the check is too low. When the carrier denies coverage outright, alleges misrepresentation, sits on the claim past the statutory deadlines, or acts in bad faith, that is legal territory a public adjuster cannot enter.

If your claim was denied rather than merely underpaid, start with a free attorney review; see public adjuster vs. attorney, why claims get denied, and the deadlines that protect your rights.

HurricaneLaw.Pro lists Cohen & Associates Public Adjusters from the state public-adjuster license roster. The profile is compiled from the firm's own public website and materials. We are not affiliated with Cohen & Associates Public Adjusters, and the listing is not a ranking or an endorsement. Confirm current licensing on the state roster above before you hire anyone. A firm that would like its listing updated or removed can reach us through the contact page. Not legal advice; consult an attorney about your specific claim.