Compass Claim Consultants, Public Adjusters

Compass Claim Consultants brings more than fifteen years of claims experience to policyholders across South Florida and the Gulf Coast, and it is led by a founder with an unusually public track record. John Hornbuckle served two terms as Mayor of Biscayne Park before turning to public adjusting, arriving by way of a career as a real estate appraiser in which, the firm says, he managed some of the toughest claims in greater Miami.

That appraisal background is more than a biographical footnote. Hornbuckle holds a Certified Property Insurance Appraiser designation through the Insurance Appraisal and Umpire Association and sits on the Board of Directors of the Florida Association of Public Insurance Adjusters, credentials that put him inside the same rooms where disputed claim values get decided.

With offices in Miami and Cape Coral, Compass covers a wide stretch of Florida, from Miami-Dade, Broward, Palm Beach, and Monroe to Sarasota, Charlotte, Lee, and Collier. The team handles water damage, plumbing and roof leaks, fire, mold, hurricane and windstorm, theft, and vandalism claims for policyholders who want a licensed, bonded advocate on their side.

A public adjuster is the only kind of adjuster licensed to work for you, the policyholder, not the insurance company. They document the loss, build a detailed scope and estimate, read the policy for coverage you may have missed, and negotiate the payout with the carrier, working on a percentage of what you recover.

A public adjuster is not a contractor and not an attorney: they cannot make repairs, file suit, or give legal advice. See what a public adjuster actually does and when to hire one.

Full fee guide → · Read your contract and the current statute.

Get the exact legal name and license (or NPN) number, then confirm an active public adjuster license in the state where your property sits. Do it on the official roster, never take the number on a business card at face value.

A public adjuster is the right call when the carrier agrees the loss is covered but the check is too low. When the carrier denies coverage outright, alleges misrepresentation, sits on the claim past the statutory deadlines, or acts in bad faith, that is legal territory a public adjuster cannot enter.

If your claim was denied rather than merely underpaid, start with a free attorney review; see public adjuster vs. attorney, why claims get denied, and the deadlines that protect your rights.

We believe in public adjusters, and we want the good ones to get found and get hired. HurricaneLaw.pro features Compass Claim Consultants, Public Adjusters to help policyholders connect with an experienced advocate. We are not affiliated with Compass Claim Consultants, Public Adjusters; this profile is compiled from the firm's own public website and materials, and our links to them are meant to send real business their way. Always confirm current licensing yourself on the state roster above before you hire anyone. A firm that would like its listing updated or removed can reach us through the contact page. Not legal advice; consult an attorney about your specific claim.