D'Orsa and Associates, LLC - Public Adjusters

D'Orsa and Associates was born out of hard personal experience. After the founders lived through Hurricanes Andrew and Wilma and then fought their own insurer over wind, water, and mold damage, they knew exactly how it feels to be a policyholder on the wrong side of a claim. That fight became the firm's founding mission: to stand on the homeowner's side of the table, not the carrier's.

Founder Patricia E. D'Orsa-Dijamco brings an investigator's discipline to every file. She spent 25 years as a Special Agent with the Drug Enforcement Administration and is a licensed private investigator as well as a Florida public adjuster. Investigation, evidence gathering, and strategic negotiation are the core of how she works a claim, and her site notes she is widely respected for her meticulousness and integrity.

The team backs that rigor with technical firepower, working in Xactimate and bringing construction knowledge to damage assessment on both residential and commercial claims across Florida. The approach is relentless negotiation for a fair settlement, proactive status updates, and a strategy built around each individual loss. Phones are staffed 8am to 8pm, seven days a week.

A public adjuster is the only kind of adjuster licensed to work for you, the policyholder, not the insurance company. They document the loss, build a detailed scope and estimate, read the policy for coverage you may have missed, and negotiate the payout with the carrier, working on a percentage of what you recover.

A public adjuster is not a contractor and not an attorney: they cannot make repairs, file suit, or give legal advice. See what a public adjuster actually does and when to hire one.

Full fee guide → · Read your contract and the current statute.

Get the exact legal name and license (or NPN) number, then confirm an active public adjuster license in the state where your property sits. Do it on the official roster, never take the number on a business card at face value.

A public adjuster is the right call when the carrier agrees the loss is covered but the check is too low. When the carrier denies coverage outright, alleges misrepresentation, sits on the claim past the statutory deadlines, or acts in bad faith, that is legal territory a public adjuster cannot enter.

If your claim was denied rather than merely underpaid, start with a free attorney review; see public adjuster vs. attorney, why claims get denied, and the deadlines that protect your rights.

We believe in public adjusters, and we want the good ones to get found and get hired. HurricaneLaw.pro features D'Orsa and Associates, LLC - Public Adjusters to help policyholders connect with an experienced advocate. We are not affiliated with D'Orsa and Associates, LLC - Public Adjusters; this profile is compiled from the firm's own public website and materials, and our links to them are meant to send real business their way. Always confirm current licensing yourself on the state roster above before you hire anyone. A firm that would like its listing updated or removed can reach us through the contact page. Not legal advice; consult an attorney about your specific claim.