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HOME / DIRECTORIES / PUBLIC ADJUSTERS / FIRMS / DOLPHIN PUBLIC ADJUSTERS
PUBLIC ADJUSTER · FLORIDA STATEWIDE, INCLUDING MIAMI, FORT LAUDERDALE, ORLANDO, TAMPA, NAPLES

Dolphin Public Adjusters

Dolphin Public Adjusters is a Miami-based firm that manages and negotiates property damage insurance claims for policyholders across Florida. It offers free property inspections and handles water, fire, roof, hurricane, flood, mold, and theft or vandalism claims. The firm maintains Facebook, LinkedIn, Instagram, and Twitter profiles.

DENIED, NOT JUST UNDERPAID? FREE CASE REVIEW →
Statewide property claim help

Dolphin Public Adjusters is a Miami-based firm that manages and negotiates property damage insurance claims for policyholders across Florida. It offers free property inspections and handles water, fire, roof, hurricane, flood, mold, and theft or vandalism claims. The firm maintains Facebook, LinkedIn, Instagram, and Twitter profiles.

HQ
Miami, FL
SERVES
Florida statewide, including Miami, Fort Lauderdale, Orlando, Tampa, Naples
PHONE
dolphinpublicadjusters.com LIVE ↗
Dolphin Public Adjusters website
Profile compiled from Dolphin Public Adjusters's public website. We feature public adjusters we believe in to help policyholders find them; we are not affiliated with this firm.
INSIDE THE FIRM

Why policyholders call Dolphin Public Adjusters

Dolphin Public Adjusters brings deep bench strength to Florida property claims, with a team that its site describes as carrying 90 years of combined experience in adjusting property damage. That much time in the trenches means they have seen the carrier playbook many times over, and they use it to push for the settlement a policyholder actually deserves.

From its Miami base, Dolphin serves the length of the state, from Homestead and Fort Lauderdale up through West Palm Beach, Tampa, Orlando, Fort Myers, Naples, Ocala, and Jacksonville, with nationwide capability on top. Dedicated lines cover Miami and Orlando alongside a nationwide number, so help is reachable wherever the loss happened.

The firm handles water and fire damage, roof leaks, hurricane and flood damage, mold, and vandalism and theft claims. Its clients describe walking away with bigger, better settlements than they expected, and the firm states it recovers millions of dollars for policyholders each year.

01THE ROLE

What a public adjuster does

A public adjuster is the only kind of adjuster licensed to work for you, the policyholder, not the insurance company. They document the loss, build a detailed scope and estimate, read the policy for coverage you may have missed, and negotiate the payout with the carrier, working on a percentage of what you recover.

A public adjuster is not a contractor and not an attorney: they cannot make repairs, file suit, or give legal advice. See what a public adjuster actually does and when to hire one.

02WHAT THEY CAN CHARGE

The fee, in Florida

Florida, capped by statute

Florida caps a public adjuster's fee at 20% of the claim payment, dropping to 10% for claims from a declared state of emergency (Fla. Stat. § 626.854). The fee applies only to what the insurer pays; it may not be charged on your deductible.

Full fee guide → · Read your contract and the current statute.

03VERIFY BEFORE YOU SIGN
CONFIRM THE LICENSE YOURSELF, FREE & PUBLIC

Get the exact legal name and license (or NPN) number, then confirm an active public adjuster license in the state where your property sits. Do it on the official roster, never take the number on a business card at face value.

Florida Department of Financial Services licensee search →
How to verify a PA license, step by step → · Red flags to walk away from →
FREE CASE REVIEWDenied, underpaid, or delayed? Get a free attorney case review, no fee unless you recover.START MY REVIEW
04WHEN IT BECOMES A LEGAL FIGHT

A public adjuster, or an attorney?

A public adjuster is the right call when the carrier agrees the loss is covered but the check is too low. When the carrier denies coverage outright, alleges misrepresentation, sits on the claim past the statutory deadlines, or acts in bad faith, that is legal territory a public adjuster cannot enter.

If your claim was denied rather than merely underpaid, start with a free attorney review; see public adjuster vs. attorney, why claims get denied, and the deadlines that protect your rights.

ABOUT THIS LISTING

We believe in public adjusters, and we want the good ones to get found and get hired. HurricaneLaw.pro features Dolphin Public Adjusters to help policyholders connect with an experienced advocate. We are not affiliated with Dolphin Public Adjusters; this profile is compiled from the firm's own public website and materials, and our links to them are meant to send real business their way. Always confirm current licensing yourself on the state roster above before you hire anyone. A firm that would like its listing updated or removed can reach us through the contact page. Not legal advice; consult an attorney about your specific claim.

FREE CASE REVIEW

Denied, not just underpaid? Talk to an attorney first.

Send the denial letter and your declarations page. You'll get a straight read on whether this is a valuation fight for an adjuster or a coverage fight that needs a lawyer.

DOCUMENTING THE LOSSREPRESENTATIVE FOOTAGE
CASE FILE · HL-2026 · INTAKE OPEN
FREE CASE REVIEW
PROPERTY INSURANCE CLAIM
REVIEWED BY HALVERSEN LAW
01Who you are
02Your claim
03Your documents
Drop your documents here, or tap to browse
Denial letter · policy · adjuster estimate · damage photos, PDF, JPG, PNG, HEIC or DOC, up to 25MB each
09LAW FIRM
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Property-insurance attorneys · Licensed in SC & FL4.8on Google
LAW FIRM · SC & FL

Denied or underpaid? Fight it with the carriers’ own playbook.

LICENSED · SOUTH CAROLINALICENSED · FLORIDA

Halversen Law is a property-insurance law firm licensed in South Carolina and Florida that represents policyholders, never carriers. Since 2008, the firm has taken on denied, underpaid, and delayed claims across the full range of storm and property losses: wind and hurricane damage, water disputes, roof claims, and commercial and condominium losses. Its attorneys spent the early part of their careers defending insurance companies, and now use that inside knowledge of the carrier playbook, how an adjuster builds a denial and where the file is weak, to fight for the policyholder on the other side of it. Cases are handled on contingency: no fee unless you recover.

No fee
Unless you recover
20+ yrs
Property-insurance experience
SC & FL
Licensed in both states
WHAT THE FIRM HANDLES
Denied claimsUnderpaid claimsDelay & bad faithWind & hurricaneWater & floodRoof damageCommercial & condo
HOW THE FIRM FIGHTS
01
Rebuild the evidence
Pre-storm condition, address-specific wind data, and an independent inspection.
02
Answer scope with scope
The carrier estimate countered line by line with a full documented estimate.
03
Apply the deadline law
Notice, supplemental, and suit windows under Florida and South Carolina statute.
04
Escalate when it pays
Appraisal, civil remedy notice, and bad-faith litigation when the carrier will not deal.
CREDENTIALSLicensed in South Carolina & FloridaProperty-insurance litigationPolicyholder representation since 2008Martindale-Hubbell DistinguishedFormer insurance-defense background
CASE REVIEW
No fee unless you recover.
CALL OR TEXT · NO OBLIGATION · CONFIDENTIAL
WHAT CLIENTS SAY4.8on Google
C
Cynthia Speigh
Google review
“I am writing to express my sincere appreciation for his exceptional service.”
J
James Parker
Google review
“What impressed me was his research and knowledge of the applicable laws, his approach to my case, and comparisons to similar cases in other states.”
T
Trey Muckenfuss
Google review
“Great to work with, and he really battles for you.”
R
Rick Gaston
Google review
“Mr. Halversen took on an insurance fraud case for my company that almost put us in a serious financial bind.”
F
Freeman Barber
Google review
“Reliable, responsive, extremely knowledgeable, and does a tremendous job. A pleasure to work with.”
C
Charles Wallace
Google review
“An outstanding lawyer who can handle a wide variety of matters, from simple matters to full-blown litigation.”
EVERY STATEOutside Florida or South Carolina? We'll connect you with a vetted property-insurance attorney licensed in your state. Same review, no obligation.START A REVIEW →
HurricaneLaw.Pro, Florida and South Carolina property insurance claim resource HURRICANELAW.PRO

A comprehensive property-insurance claim resource for policyholders: denied and underpaid claims, coverage and bad-faith law, storm dossiers, carrier profiles, city guides, and the complete claims playbook. Florida and South Carolina.

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STORM ARCHIVE, CITIES & NEWS
Most recent below. Every storm dossier, city resource, and article is on its hub (linked at each heading) or the grouped site map →. All 73 carriers and 95 public-adjuster firms are in the Directories column above.
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NEWS & UPDATES · 22 →

Coverage summaries, policy-language quotations, dollar figures, deadlines, and chart examples throughout this site are general information based on typical or standard policy forms and are illustrative only: they are not a quote, a guarantee of coverage, or a promise of any outcome. Every insurance policy is different: your own policy, endorsements, and state law control, so read your policy and confirm current statutes. Weather imagery courtesy of NOAA, the National Hurricane Center, and the National Weather Service. Legal services are provided by Halversen Law. Nothing on this site is legal advice; consult an attorney about your specific claim.

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This site is not legal advice, and it is not a substitute for an attorney. Anything legal needs a licensed lawyer reading your policy and your facts. We recommend Halversen Law: the free claim review is the fastest way to get real eyes on your claim.
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LAW FIRM
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Legal matters are handled by Halversen Law, a law firm licensed in Florida and South Carolina.

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