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PUBLIC ADJUSTER · FLORIDA

Firehouse Adjusters

Firehouse Adjusters is a Florida public-adjusting firm founded and staffed by firefighters, based in Coconut Creek. It works on behalf of homeowners and commercial property owners to document damage and negotiate settlements for water, fire, wind, flood, roof, plumbing and vandalism losses. The firm handles the full claim process on the policyholder's side.

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Firefighter-founded claims advocates

Firehouse Adjusters is a Florida public-adjusting firm founded and staffed by firefighters, based in Coconut Creek. It works on behalf of homeowners and commercial property owners to document damage and negotiate settlements for water, fire, wind, flood, roof, plumbing and vandalism losses. The firm handles the full claim process on the policyholder's side.

HQ
Coconut Creek, FL
SERVES
Florida
PHONE
firehouseadjusters.com LIVE ↗
Firehouse Adjusters website
Profile compiled from Firehouse Adjusters's public website. Listed from the state license roster, not ranked or endorsed. We are not affiliated with this firm.
★INSIDE THE FIRM

Why policyholders call Firehouse Adjusters

Firehouse Adjusters was founded by a professional firefighter, and that origin story is the whole point. The same instinct that runs toward a burning building runs toward a stalled or lowballed insurance claim. The firm was built on what it calls a selfless orientation, showing up for property owners at the worst moment and doing the heavy lifting so they do not have to.

The approach is hands-on and claim-specific. Firehouse assigns versatile adjusters who match the loss in front of them, whether that is water, fire, wind, roof leaks, plumbing, electrical damage and power surge, burglary and vandalism, or collapse. They dig into the policy to trigger the specific coverages that maximize a settlement, and they push for full roof replacement when a repair would not match existing materials. Their promise is to make a long process as fast as they can.

Based in Coconut Creek, Firehouse handles both residential and commercial property damage claims across Florida. Principal adjuster Jason Paul Roloff (License #W167477) leads the work. The pitch is blunt: insurance data shows using a public adjuster greatly increases your claim payment, and Firehouse works to prove it on every file.

THE PEOPLE BEHIND THE FIRM
Jason Paul Roloff
Public Adjuster (License #W167477)
01THE ROLE

What a public adjuster does

A public adjuster is the only kind of adjuster licensed to work for you, the policyholder, not the insurance company. They document the loss, build a detailed scope and estimate, read the policy for coverage you may have missed, and negotiate the payout with the carrier, working on a percentage of what you recover.

A public adjuster is not a contractor and not an attorney: they cannot make repairs, file suit, or give legal advice. See what a public adjuster actually does and when to hire one.

02WHAT THEY CAN CHARGE

The fee, in Florida

Florida, capped by statute

Florida caps a public adjuster's fee at 20% of the claim payment, dropping to 10% for claims from a declared state of emergency (Fla. Stat. § 626.854). The fee applies only to what the insurer pays; it may not be charged on your deductible.

Full fee guide → · Read your contract and the current statute.

03VERIFY BEFORE YOU SIGN
CONFIRM THE LICENSE YOURSELF, FREE & PUBLIC

Get the exact legal name and license (or NPN) number, then confirm an active public adjuster license in the state where your property sits. Do it on the official roster, never take the number on a business card at face value.

Florida Department of Financial Services licensee search →
How to verify a PA license, step by step → · Red flags to walk away from →
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04WHEN IT BECOMES A LEGAL FIGHT

A public adjuster, or an attorney?

A public adjuster is the right call when the carrier agrees the loss is covered but the check is too low. When the carrier denies coverage outright, alleges misrepresentation, sits on the claim past the statutory deadlines, or acts in bad faith, that is legal territory a public adjuster cannot enter.

If your claim was denied rather than merely underpaid, start with a free attorney review; see public adjuster vs. attorney, why claims get denied, and the deadlines that protect your rights.

ABOUT THIS LISTING

HurricaneLaw.Pro lists Firehouse Adjusters from the state public-adjuster license roster. The profile is compiled from the firm's own public website and materials. We are not affiliated with Firehouse Adjusters, and the listing is not a ranking or an endorsement. Confirm current licensing on the state roster above before you hire anyone. A firm that would like its listing updated or removed can reach us through the contact page. Not legal advice; consult an attorney about your specific claim.

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Send the denial letter and your declarations page. You'll get a straight read on whether this is a valuation fight for an adjuster or a coverage fight that needs a lawyer.

DOCUMENTING THE LOSSREPRESENTATIVE FOOTAGE
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Denied or underpaid? Fight it with the carriers’ own playbook.

LICENSED · SOUTH CAROLINALICENSED · FLORIDA

Halversen Law is a property-insurance law firm in Mount Pleasant, South Carolina, handling claims in South Carolina and Florida. Its practice is focused on representing commercial and residential policyholders in claims against their insurance companies: denied, underpaid, and delayed claims. Its founding attorney began his legal career in Florida defending insurance companies, and now uses that knowledge of how a carrier builds a denial on the policyholder side.

2008
Firm founded
20+ yrs
Practicing law
SC & FL
Licensed in both states
WHAT THE FIRM HANDLES
Denied claimsUnderpaid claimsDelay & bad faithWind & hurricaneWater & floodRoof damageCommercial & condo
HOW THE FIRM FIGHTS
01
Rebuild the evidence
Pre-storm condition, address-specific wind data, and an independent inspection.
02
Answer scope with scope
The carrier estimate countered line by line with a full documented estimate.
03
Apply the deadline law
Notice, supplemental, and suit windows under Florida and South Carolina statute.
04
Escalate when it pays
Appraisal, civil remedy notice, and bad-faith litigation when the carrier will not deal.
CREDENTIALSLicensed in South Carolina & FloridaProperty-insurance litigationRepresents policyholdersFormer insurance-defense attorney
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WHAT CLIENTS SAY4.8on Google (9 reviews) as of July 2026
C
Cynthia Speigh
Google review
“I am writing to express my sincere appreciation for his exceptional service.”
J
James Parker
Google review
“What impressed me was his research and knowledge of the applicable laws, his approach to my case, and comparisons to similar cases in other states.”
T
Trey Muckenfuss
Google review
“Great to work with, and he really battles for you.”
R
Rick Gaston
Google review
“Mr. Halversen took on an insurance fraud case for my company that almost put us in a serious financial bind.”
F
Freeman Barber
Google review
“Reliable, responsive, extremely knowledgeable, and does a tremendous job. A pleasure to work with.”
C
Charles Wallace
Google review
“An outstanding lawyer who can handle a wide variety of matters, from simple matters to full-blown litigation.”

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Coverage summaries, policy-language quotations, dollar figures, deadlines, and chart examples throughout this site are general information based on typical or standard policy forms and are illustrative only: they are not a quote, a guarantee of coverage, or a promise of any outcome. Every insurance policy is different: your own policy, endorsements, and state law control, so read your policy and confirm current statutes. Weather imagery courtesy of NOAA, the National Hurricane Center, and the National Weather Service. Nothing on this site is legal advice; consult an attorney about your specific claim.

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