Florida Loss Public Adjusters

Florida Loss Public Adjusters has been fighting for policyholders since 2004, two full decades of standing between Florida property owners and their insurance companies. In that time the firm has handled thousands of claims and recovered tens of millions in settlements, building the kind of track record that only comes from showing up through hurricane season after hurricane season.

This is a deep bench, not a solo shop. The firm fields a specialized team of claim adjusters, estimators, project managers, and IT staff, with adjusters carrying a combined 50-plus years of experience. That structure lets them take on residential, commercial, condominium, restaurant, church, warehouse, and business losses, from hurricane, flood, fire, water, and mold to sinkhole, plus denied and reopened claims up to three years old.

Transparency is baked into the operation. Proprietary online software lets clients track their claim progress 24/7, so nobody is left wondering where things stand. Licensed statewide (License #E109802) and headquartered in Pembroke Pines, the firm covers South Florida from Cooper City, Weston, Hollywood, and Fort Lauderdale through Miami-Dade, and reaches Palm Beach County, Tampa, Orlando, Jacksonville, Panama City, Pensacola, and the Florida Keys.

A public adjuster is the only kind of adjuster licensed to work for you, the policyholder, not the insurance company. They document the loss, build a detailed scope and estimate, read the policy for coverage you may have missed, and negotiate the payout with the carrier, working on a percentage of what you recover.

A public adjuster is not a contractor and not an attorney: they cannot make repairs, file suit, or give legal advice. See what a public adjuster actually does and when to hire one.

Full fee guide → · Read your contract and the current statute.

Get the exact legal name and license (or NPN) number, then confirm an active public adjuster license in the state where your property sits. Do it on the official roster, never take the number on a business card at face value.

A public adjuster is the right call when the carrier agrees the loss is covered but the check is too low. When the carrier denies coverage outright, alleges misrepresentation, sits on the claim past the statutory deadlines, or acts in bad faith, that is legal territory a public adjuster cannot enter.

If your claim was denied rather than merely underpaid, start with a free attorney review; see public adjuster vs. attorney, why claims get denied, and the deadlines that protect your rights.

HurricaneLaw.Pro lists Florida Loss Public Adjusters from the state public-adjuster license roster. The profile is compiled from the firm's own public website and materials. We are not affiliated with Florida Loss Public Adjusters, and the listing is not a ranking or an endorsement. Confirm current licensing on the state roster above before you hire anyone. A firm that would like its listing updated or removed can reach us through the contact page. Not legal advice; consult an attorney about your specific claim.