Get Paid For Your Claim, the brand of Sterling Public Adjusters, was founded in early 2016 by Dan Labow, and the name is the mission statement. The firm represents residential and commercial policyholders with one goal: strategic claim management and hard negotiation to reach the maximum settlement available. Labow's advice is to engage early, because getting an adjuster involved before the carrier sets the tone consistently produces better outcomes.
Dan Labow has built a standout profile in the field. He started as an apprentice in 2014, earned his public adjuster license in 2015, and has since adjusted thousands of claims. In 2023 he was elected to the Board of Directors of the Florida Association of Public Insurance Adjusters, and he carries a deep stack of credentials: Florida, Louisiana, and South Carolina public adjuster licenses, Wind Certified Appraiser and Umpire through the Windstorm Network, IAUA Certified Appraiser and Umpire, and an FAA Certified Drone Pilot rating for aerial roof and property inspection.
The firm handles the full range of property losses, including water and mold, wind and storm, fire and smoke, flood, burglary and vandalism, collapse and sinkhole, fallen objects, commercial claims, and denied or underpaid claims. Service spans Florida from Broward and Miami-Dade through Palm Beach, the Treasure Coast, Fort Myers, Tampa, St. Pete and Clearwater, Orlando, Jacksonville, and Tallahassee. As one client put it, Dan is truly the one you want on your side when dealing with the insurance company.
A public adjuster is the only kind of adjuster licensed to work for you, the policyholder, not the insurance company. They document the loss, build a detailed scope and estimate, read the policy for coverage you may have missed, and negotiate the payout with the carrier, working on a percentage of what you recover.
A public adjuster is not a contractor and not an attorney: they cannot make repairs, file suit, or give legal advice. See what a public adjuster actually does and when to hire one.
Florida caps a public adjuster's fee at 20% of the claim payment, dropping to 10% for claims from a declared state of emergency (Fla. Stat. § 626.854). The fee applies only to what the insurer pays; it may not be charged on your deductible.
Full fee guide → · Read your contract and the current statute.
Get the exact legal name and license (or NPN) number, then confirm an active public adjuster license in the state where your property sits. Do it on the official roster, never take the number on a business card at face value.
Florida Department of Financial Services licensee search →A public adjuster is the right call when the carrier agrees the loss is covered but the check is too low. When the carrier denies coverage outright, alleges misrepresentation, sits on the claim past the statutory deadlines, or acts in bad faith, that is legal territory a public adjuster cannot enter.
If your claim was denied rather than merely underpaid, start with a free attorney review; see public adjuster vs. attorney, why claims get denied, and the deadlines that protect your rights.
We believe in public adjusters, and we want the good ones to get found and get hired. HurricaneLaw.pro features Get Paid For Your Claim to help policyholders connect with an experienced advocate. We are not affiliated with Get Paid For Your Claim; this profile is compiled from the firm's own public website and materials, and our links to them are meant to send real business their way. Always confirm current licensing yourself on the state roster above before you hire anyone. A firm that would like its listing updated or removed can reach us through the contact page. Not legal advice; consult an attorney about your specific claim.
Send the denial letter and your declarations page. You'll get a straight read on whether this is a valuation fight for an adjuster or a coverage fight that needs a lawyer.
A comprehensive property-insurance claim resource for policyholders: denied and underpaid claims, coverage and bad-faith law, storm dossiers, carrier profiles, city guides, and the complete claims playbook. Florida and South Carolina.
▸ SEE THE FULL SITE MAP →Coverage summaries, policy-language quotations, dollar figures, deadlines, and chart examples throughout this site are general information based on typical or standard policy forms and are illustrative only: they are not a quote, a guarantee of coverage, or a promise of any outcome. Every insurance policy is different: your own policy, endorsements, and state law control, so read your policy and confirm current statutes. Weather imagery courtesy of NOAA, the National Hurricane Center, and the National Weather Service. Legal services are provided by Halversen Law. Nothing on this site is legal advice; consult an attorney about your specific claim.
Legal matters are handled by Halversen Law, a law firm licensed in Florida and South Carolina.