LRG Claims

LRG Claims was founded in 2008 by Randall Harris, who kept seeing the same thing, policyholders treated unfairly when they filed claims, and decided to do something about it. What began as one man helping people through difficult losses grew into a structured public adjusting firm built on four words it still leads with: fairness, documentation, advocacy, and results. The rule never changes: we work for the insured, not the insurance company.

The scale of the operation is real. LRG is licensed in 30 states and backed by more than 65 years of combined experience, and its portfolio runs well beyond the typical house fire. The firm has handled thousands of structures, including 1,577 commercial buildings, 702 municipal properties, 633 school-district structures, 584 multi-family buildings, and 94 airport facilities, the kind of large, technical losses that require a serious claims team.

LRG works every major property peril, wind, fire and smoke, hail, flood, collapse, business interruption, theft, and vandalism, through a disciplined six-step process from first claim review to final resolution. The results speak for themselves in the files: one school-district superintendent reported an additional settlement 300 percent larger than the original claim after LRG stepped in, and the firm supported negotiations on an airport loss involving $140 million in damage.

A public adjuster is the only kind of adjuster licensed to work for you, the policyholder, not the insurance company. They document the loss, build a detailed scope and estimate, read the policy for coverage you may have missed, and negotiate the payout with the carrier, working on a percentage of what you recover.

A public adjuster is not a contractor and not an attorney: they cannot make repairs, file suit, or give legal advice. See what a public adjuster actually does and when to hire one.

Full fee guide → · Read your contract and the current statute.

Get the exact legal name and license (or NPN) number, then confirm an active public adjuster license in the state where your property sits. Do it on the official roster, never take the number on a business card at face value.

A public adjuster is the right call when the carrier agrees the loss is covered but the check is too low. When the carrier denies coverage outright, alleges misrepresentation, sits on the claim past the statutory deadlines, or acts in bad faith, that is legal territory a public adjuster cannot enter.

If your claim was denied rather than merely underpaid, start with a free attorney review; see public adjuster vs. attorney, why claims get denied, and the deadlines that protect your rights.

HurricaneLaw.Pro lists LRG Claims from the state public-adjuster license roster. The profile is compiled from the firm's own public website and materials. We are not affiliated with LRG Claims, and the listing is not a ranking or an endorsement. Confirm current licensing on the state roster above before you hire anyone. A firm that would like its listing updated or removed can reach us through the contact page. Not legal advice; consult an attorney about your specific claim.