Main Street America Protection: the denial record

However, Main Street and its adjusters have failed to act in good faith in making the claim determination.

Following its inspection of the Insured Property, Triad prepared an estimate dated July 9, 2024, (which incorporates the findings and conclusions of GCI) wherein it ascertained that it would cost approximately $152,748.31 (RCV) and $146,149.08 (ACV) to restore the Insured Property to its pre-loss co

To remedy and/or cure this CRN, Insurer must immediately tender payment in the amount of $131,908.00 less any applicable deductible and prior payment to the Insured to complete the repairs for the Insured property.

It produced two grossly insufficient estimates, one for $10,352.43 and another for $23,781.13.

When asked for a copy of the engineering report and inspection documents, Mr. [name redacted] refused, citing work product privilege a clear violation of the insured's right to transparency and access to information under the policy.

The Insurer acknowledged the loss, assigned a claim number, inspected the property, and then ultimately unjustifiably denied the Claim.

Unfortunately, your insured failed to maintain the premises in a safe condition for its customers.