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HOME / DENIALS / THE ARCHIVE / WRIGHT NATIONAL FLOOD
5 FILINGS IN THE ARCHIVE

Wright National Flood: the denial record

5 of the 1,891 Florida property claim-denial filings we read name this insurer. Here is what those filings describe and where to read each one.

How many Florida claim-denial filings name Wright National Flood?

5 of the 1,891 Civil Remedy Notices over denied Florida property claims name Wright National Flood. Counts follow book size as much as behaviour: a carrier with more Florida policies collects more filings.

Filings naming this insurer 5 of 1,891
Median repair figure named $194,626
Later withdrawn or resolved 0
Most common allegation The estimate that comes in low (3)
What these are Allegations by policyholders, not findings by a court
UPDATED AUGUST 23, 2026
01WHAT THESE FILINGS DESCRIBE
The estimate that comes in low 3 The claim that never gets decided 3 The decision made without a real look 1
02EVERY FILING, LARGEST FIGURE FIRST
Wright National Flood St Petersburg Flood and surge 1/30/2025 $317,065

This claim has been grossly undervalued, offering a net payout of only $75,794.95, which is woefully inadequate given the actual replacement cost value (RCV) of $317,065.00, as detailed in the enclosed Flood Cost Breakdown.

The estimate that comes in low The claim that never gets decided
Read filing 804400 ↗
Wright National Flood Fort Myers Beach Hurricane and wind 9/25/2024 $194,626

The Insurer Estimate was patently deficient in that it omitted entire categories of damage that would have been visible to and recognizable by any person viewing the damaged Property, let alone a qualified insurance adjuster.

The estimate that comes in low The claim that never gets decided
Read filing 784456 ↗
Wright National Flood Port Charlotte Hurricane and wind 2/20/2025 $143,473

Based upon WRIGHT's investigation and property inspection, which confirmed flood damage, on or about January 31, 2023, WRIGHT sent correspondence to the insured confirming partial coverage, denying the remainder, and issuing payment for only $19,846.42.

The estimate that comes in low The decision made without a real look The claim that never gets decided
Read filing 807744 ↗
Wright National Flood Saint Petersburg Hurricane and wind 12/9/2024

Wright flood is attempting to tender less than half of the contracted for $220,000.00 policy limits for a home that has been destroyed by hurricane flooding.

Read filing 795976 ↗
Wright National Flood Cedar Key Hurricane and wind 1/2/2025

Wright National Flood Insurance Company refuses to recognize a proper letter of representation on this claim, in a form and manner in which Wright National Flood Insurance Company has previously accepted.

Read filing 798800 ↗

Each row is a complaint filed by a policyholder against an insurer. The figure is the largest amount the filing names, usually an independent estimate of the repair. Nothing here is a finding by a court or by the Department.

Source: Florida Department of Financial Services, Civil Remedy Notices of Insurer Violations, reason Claim Denial. Names, addresses and claim numbers are removed. Search the whole archive →

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