General patterns reported on this type of claim, not specific findings about Lighthouse Property Insurance. Every claim turns on its own policy and facts.
Lighthouse Property Insurance Corporation was ordered into liquidation effective April 28, 2022 by the 19th Judicial District Court in East Baton Rouge Parish, Louisiana, with the Louisiana Department of Insurance as court-appointed Receiver. Because Lighthouse was Louisiana-domiciled, the estate is Louisiana's, but covered Florida claims are handled by FIGA, the Florida Insurance Guaranty Association, which pays up to $300,000 per claim with an additional $200,000 for structures and contents on homeowners claims. FIGA claim status: 800-988-1450.
It depends on the posture of your file, and the dates are tight. FIGA lists Aug. 23, 2022 as the claim deadline for Lighthouse and Aug. 23, 2023 as the final date to settle a claim or file suit, and both have passed. That does not automatically end a claim already open with FIGA or already in suit, and a FIGA determination can be disputed with documentation like any carrier's decision. Start by confirming which Lighthouse entity issued the policy, then request the complete claim file and get advice quickly.
Their official links, how to file a complaint with the state, and where to take the fight if a claim was denied or underpaid.
Official Lighthouse Property Insurance pages, for reference. Confirm phone numbers and claim steps on the carrier’s own site.
Not legal advice, and not affiliated with or endorsed by Lighthouse Property Insurance Corporation. Facts compiled from public records (NAIC, state regulators, the carrier) and current as of July 2026; company contacts and figures change, confirm against the carrier’s own site.
Upload the denial letter or estimate and your declarations page. A property-insurance attorney reviews it and tells you where you stand, free, no obligation.
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