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St. Johns Insurance, claims
INSURANCE COMPANIES /CARRIER DOSSIER · NAIC #11844 · FL & SC

St. Johns Insurance: who you’re dealing with.

The first of the 2022 Florida property failures took about 147,000 policies down with it. Slide wrote the replacement policies, but a loss before March 1, 2022 never moved to Slide. Here is where that claim actually lives.

UPDATED JUL 2026 · PUBLIC RECORD · FL & SC · NOT LEGAL ADVICE
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IN SHORT, THE PUBLIC RECORD
  • St. Johns Insurance Company, Inc. (NAIC #11844) was ordered into liquidation on Feb. 25, 2022 by the Second Judicial Circuit in Leon County, the first of the 2022 Florida property failures. About 147,000 policies were in force.
  • Slide Insurance Company provided replacement coverage starting March 1, 2022, and Slide is responsible only for losses on or after that date. A St. Johns loss before March 1, 2022 belongs to the guaranty associations, not to Slide. Filing an old St. Johns claim with Slide gets it denied.
  • Florida claims are handled by FIGA, which covers up to $300,000 per claim plus another $200,000 for structures and contents on homeowners claims. South Carolina claims go to SCPCIGA at 803-799-1560.
  • FIGA claim status: 800-988-1450. DFS Receiver: 800-882-3054 or 850-413-3081. The Receiver lists a Feb. 27, 2023 claims filing deadline; FIGA lists Feb. 25, 2024 as the final date to settle a claim or file suit.
LEGAL ENTITY
St. Johns Insurance Company, Inc.
NAIC COMPANY CODE
11844
STATUS
Ordered into liquidation Feb. 25, 2022 (Second Judicial Circuit, Leon County); policies canceled March 1, 2022
WHO PAYS NOW
FIGA for Florida claims; SCPCIGA for South Carolina claims
CLAIM-FILING DEADLINE
Feb. 27, 2023 per the Receiver; no claims bar date has been established
SCALE AT FAILURE
About 147,000 in-force policies at receivership (DFS)
COMMON CLAIM DISPUTES

What St. Johns Insurance policyholders report, and where to push back

General patterns reported on this type of claim, not specific findings about St. Johns Insurance. Every claim turns on its own policy and facts.

FAQ

St. Johns Insurance, common questions

What happened to St. Johns Insurance and my claim?

St. Johns Insurance Company, Inc. was ordered into liquidation on Feb. 25, 2022 by the Second Judicial Circuit Court in Leon County, with the Florida Department of Financial Services as Receiver. Policies were canceled March 1, 2022, and about 147,000 were in force. Florida claims moved to FIGA, the Florida Insurance Guaranty Association, which pays covered claims up to $300,000 per claim with an additional $200,000 for structures and contents on homeowners claims. South Carolina claims went to SCPCIGA. FIGA claim status: 800-988-1450.

Can I still pursue a St. Johns claim?

Often, yes, and the first step is confirming who owes it. Slide Insurance Company wrote replacement coverage from March 1, 2022 forward and is responsible only for losses on or after that date, so a St. Johns-era loss stays with the guaranty associations. The Receiver lists a claims filing deadline of Feb. 27, 2023 and states that no claims bar date has been established, so later filings go through the Receiver's electronic submission process. FIGA lists Feb. 25, 2024 as the final date to settle a claim or file suit. Deadlines are unforgiving after an insolvency: date every document, request your complete claim file, and get advice quickly.

YOUR TOOLBOX

Deal with St. Johns Insurance, and push back

Their official links, how to file a complaint with the state, and where to take the fight if a claim was denied or underpaid.

SJ
St. Johns Insurance Company, Inc.
NAIC #11844 · FL & SC · NOT AFFILIATED
OFFICIAL ST. JOHNS INSURANCE LINKS

Official St. Johns Insurance pages, for reference. Confirm phone numbers and claim steps on the carrier’s own site.

TOOL · FILE A COMPLAINT
How to file a complaint against St. Johns Insurance
  1. Gather your policy number, claim number, and dates, plus the denial or payment letter.
  2. Put your dispute to St. Johns Insurance in writing and keep a copy.
  3. Unresolved? File a complaint with the Florida Department of Financial Services (DFS), referencing NAIC #11844.
  4. Florida offers free DFS mediation for many residential property claims before you sue.
  5. If it’s a coverage or bad-faith dispute (not just a number), a property-insurance attorney can review it free.
Florida Department of Financial Services (DFS) · Insurance Consumer Helpline
FIGHT A ST. JOHNS INSURANCE DENIAL
GET A FREE CASE REVIEW Denied or underpaid by St. Johns Insurance? Upload your letter, a property-insurance attorney tells you where you stand.
SOURCES

Not legal advice, and not affiliated with or endorsed by St. Johns Insurance Company, Inc.. Facts compiled from public records (NAIC, state regulators, the carrier) and current as of July 2026; company contacts and figures change, confirm against the carrier’s own site.

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St. Johns Insurance claim denied or underpaid?

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Coverage summaries, policy-language quotations, dollar figures, deadlines, and chart examples throughout this site are general information based on typical or standard policy forms and are illustrative only: they are not a quote, a guarantee of coverage, or a promise of any outcome. Every insurance policy is different: your own policy, endorsements, and state law control, so read your policy and confirm current statutes. Weather imagery courtesy of NOAA, the National Hurricane Center, and the National Weather Service. Legal services are provided by Halversen Law. Nothing on this site is legal advice; consult an attorney about your specific claim.

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