General patterns reported on this type of claim, not specific findings about Patriot Select (formerly Anchor). Every claim turns on its own policy and facts.
Yes, legally: Patriot Select Property and Casualty Insurance Company carries the same NAIC code (15617) as Anchor Property & Casualty. Anchor stopped writing in 2020, its policies were replaced by Homeowners Choice, and it ran off its claims under state supervision through 2024 while remaining solvent; it was never liquidated, so Anchor-era claims stayed with the company rather than FIGA. It relaunched as Patriot Select in April 2025 with new capital and a Demotech A rating.
Report a claim at 888-404-5804 or through patriotselect.com/claims; confirm the current number on their site. To dispute a decision, request the full claim file and the specific policy basis in writing. Florida offers free DFS mediation for residential property claims, and most policies include an appraisal clause for amount-of-loss disputes. In Florida you generally have 1 year from the date of loss to give notice and 18 months for supplemental claims (Fla. Stat. 627.70132); confirm your dates with counsel.
Their official links, how to file a complaint with the state, and where to take the fight if a claim was denied or underpaid.
Official Patriot Select (formerly Anchor) pages, for reference. Confirm phone numbers and claim steps on the carrier’s own site.
Not legal advice, and not affiliated with or endorsed by Patriot Select Property and Casualty Insurance Company. Facts compiled from public records (NAIC, state regulators, the carrier) and current as of July 2026; company contacts and figures change, confirm against the carrier’s own site.
Upload the denial letter or estimate and your declarations page. A property-insurance attorney reviews it and tells you where you stand, free, no obligation.
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▸ SEE THE FULL SITE MAP →Coverage summaries, policy-language quotations, dollar figures, deadlines, and chart examples throughout this site are general information based on typical or standard policy forms and are illustrative only: they are not a quote, a guarantee of coverage, or a promise of any outcome. Every insurance policy is different: your own policy, endorsements, and state law control, so read your policy and confirm current statutes. Weather imagery courtesy of NOAA, the National Hurricane Center, and the National Weather Service. Legal services are provided by Halversen Law. Nothing on this site is legal advice; consult an attorney about your specific claim.
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