Praxis Insurance: who you’re dealing with.

Praxis Reciprocal Exchange (NAIC #17835) is a Florida-domiciled reciprocal insurer, which means its policyholders are its subscriber-owners and a separate company acts as attorney-in-fact to run it. Pre Risk Management, LLC is that attorney-in-fact. FLOIR granted Praxis its certificate of authority on September 22, 2025, approving fire, allied lines, homeowners multi-peril, inland marine, other liability, and boiler and machinery. Your claim is handled by, and paid from, the exchange.

Praxis publishes two lines: report a new claim at 833-937-7272 or by email to fnol@praxisinsures.com, with mail to PO Box 1570, Ocala, FL 34478; an existing claim is 877-774-7644, with mail to P.O. Box 23447, Tampa, FL 33623. Confirm both on praxisinsures.com before relying on them. To dispute a decision, request the full claim file and the specific policy provision relied on, in writing. Florida offers free Department of Financial Services mediation for residential property claims, and most policies include an appraisal clause for amount-of-loss disputes. In Florida you generally have 1 year from the date of loss to give notice and 18 months for supplemental claims (Fla. Stat. 627.70132); confirm your dates with counsel.